AN EXAMPLE OF ENTREPRENEURSHIP IN BANKING SECTOR WHICH PROFITABILITY BASED ON EFFECTIVENESS ANALYSIS WITH MALMQUIST METHODS: THE CASE OF KYRGYZSTAN

Year 2016, Volume: 5 Issue: 5, 103 - 118, 01.12.2016

Adilya Yamaltdinova Feyyaz Yıldız Ali Eleren

Abstract

Resource Efficiency Analysis is a technique which examines how the enterprises’ uses their resources in effectively and it also examines effectiveness levels of these businesses based on administrative, technical and scaled. It is not only suitable to examine business’s resources effectiveness per periodic years but also it allows analyzing for one year as statically and more years as dynamically in the sector.Malmquist method is a multi-dimensional analyses technique which one examines and calculates efficiency of changes of businesses of managerial, technical and scale based on and is also calculated based on a combination of Total Factor Productivity changing like other analyze techniques. In the study, it is aimed to calculate the effectiveness of resource using and total factor productivity with using Malmquist method for the banks which ones operating in Kyrgyzstan and to determine how these activities change over time. Data set is based on profitability which ones used in the Malmquist method; General Administrative Expenses and Interest Expenses used for inputs; Interest Incomes and Non-Interest Incomes are used for outputs. In line with the objectives determined it is used 17 commercial banks’ data for 2007-2014 years which one operating in the Kyrgyzstan banking sector and analyzed of effectiveness a sectoral basis

Keywords

Entrepreneurship, Data Envelopment Analysis (DEA), Total Factor Productivity

Girişimcilik Örneği Olarak Bankacılık Sektöründe Malmquist Yöntemiyle Kârlılık Temelinde Etkinlik Analizi: Kırgızistan Örneği

Abstract

Kaynak Etkinlik Analizi, işletmelerin kaynaklarını ne derece etkin kullandıklarını inceleyen ve işletmelerin; yönetsel, teknik ve ölçeğe dayalı etkinlik düzeylerini araştıran analiz yöntemidir. Bu yöntem bir işletmenin yıllar itibariyle kaynak etkinliğinin araştırılmasına elverişli olduğu gibi, sektördeki işletmelerin yalnızca bir yıllık statik veya yıllar itibariyle dinamik yapıda analizlerine de imkân vermektedir. Malmquist yöntemi, yıllar itibariyle etkinlik analizleri ile birlikte işletmelerin; yönetsel, teknik ve ölçeğe dayalı etkinlik değişimleriyle bunların bir bileşkesi konumundaki Toplam Faktör Verimliliğindeki değişimleri de hesaplayan çok boyutlu bir analiz tekniğidir. Çalışmada, Kırgızistan’da faaliyet gösteren bankaların Malmquist yöntemi kullanılarak kaynak etkinliklerinin ve toplam faktör verimliliklerinin hesaplanması ve bu etkinliklerin zaman içerisinde nasıl değiştiğinin belirlenmesi amaçlanmaktadır. Malmquist yönteminde kullanılan veri seti kârlılık temelli olup; Genel Yönetim Giderleri ile Faiz Giderleri girdileri; Faiz Gelirleri ile Faiz Dışı Gelirler de çıktıları oluşturmaktadır. Belirlenen amaç doğrultusunda Kırgızistan’da bankacılık sektöründe faaliyet gösteren 17 ticari bankanın 2007-2014 yıllarına ait verileri kullanılarak sektörel temelde etkinlik analizi gerçekleştirilmiştir

Keywords

Girişimcilik, Veri Zarflama Analizi (VZA), Malmquist, Toplam Faktör

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