A RELATION BETWEEN ELECTRONIC MONEY AND FINANCIAL MARKETS

Year 2016, Volume: 9 Issue: 2, 21 - 31, 07.04.2016

Hakan Bilir , Şerif Çay

Abstract

People started to use different payment tools with development of trading activities. Todays, electronic payment systems are widely used. Widespread of electronic payment systems creates both advantages and disadvantages. Electronically payments cause efficiency because of cost minimization and speed improvement. On the other hand, electronic money and electronic money units like bitcoin have initiated a debate related with a sovereignty rights of states and roles of central bank . All these developments have improve an importance of electronic money and electronic money units over financial markets and stability. 

Keywords

electronic payment systems, electronic Money, financial stability, bitcoin

ELEKTRONİK PARA ve FİNANSAL PİYASALAR ARASINDAKİ İLİŞKİ

Abstract

Ticaretin gelişimi ile birlikte insanlar çeşitli ödeme araçları kullanmaya başlamıştır. Günümüzde elektronik ödeme yöntemleri, yaygın bir kullanıma sahiptir. Elektronik ödeme yöntemlerinin yaygınlaşması bir takım avantaj ve dezavantajları da beraberinde getirmektedir. Ödemelerin elektronik olarak yapılabilmesi; maliyetlerin düşmesi ve hız gibi nedenlerde etkinlik sağlamıştır. Öte yandan elektronik para ve bitcoin benzeri elektronik para birimleri, merkez bankalarının rolü ve devletlerin egemenlik hakları konusundaki tartışmaları da beraberinde getirmiştir. Tüm bu gelişmeler elektronik para ve elektronik para birimlerinin finansal piyasalar ve istikrar üzerindeki önemini bir kat daha artırmaktadır.    

Keywords

elektronik ödeme sistemleri, elektronik para, finansal istikrar, bitcoin

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