Yabancı Bankalar ve Bankacılık Krizi: Türkiye’den Ampirik Kanıt

Abstract

Yükselen bankaların mevcudiyetinin artmasıyla birlikte, literatürde yabancı bankaların ev sahibi ülke ekonomisi üzerindeki etkileri konusunda da tartışmalar başlamıştır. Çalışmamız yabancı bankaların Türkiye’den ampirik kanıt sunarak katkıda bulunmaktadır. Çalışmamız Türkiye’deki yabancı ve ulusal bankaların finansal kriz dönemlerinde davranışlarını bankaların bankaların kriz dönemlerinde kredi istikrarına katkıda bulunup bulunmadığı ve yabancı banka sahipliği ile bir bankanın batma olasılığı arasında bir korelasyon olup olmadığı araştırılmıştır. Ampirik araştırmamız yabancı bankaların kriz dönemlerinde kredi istikrarına daha fazla katkıda bulunduğuna ve Türk bankacılık sektöründeki yabancı sahipliğinin bankaların batma olasılığını azalttığına işaret etmektedir

Keywords

• Finansal Krizler, Bankalar, Sermaye ve Ortaklık Yapısı, Kredi İstikrarı, Yükselen Piyasa Ekonomileri, Panel Çalışması

Foreign Banks and Banking Crisis: Empirical Evidence From Turkey

Abstract

As the role of foreign banks in emerging markets increased, a debate which focuses on the impact of foreign banks on the host country has developed. Our paper contributes to this literature by presenting empirical evidence from Turkey. Our paper investigates the behavior of foreign and domestic banks in Turkey during financial crisis period. Using bank level data for Turkey, we investigate whether foreign banks contribute to the stability of credit during the periods of crisis and whether there is a correlation between foreign ownership and a bank’s likelihood of failure. Our empirical investigation indicates that foreign banks contribute to the greater stability of credit during the periods of crisis and foreign ownership in the banking sector reduces the probability of bank failure in Turkey

Keywords

• Financial Crises, Banks, Capital and Ownership Structure, Credit Stability, Emerging markets, Panel Study.

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