İKTİSADİ VE İDARİ BİLİMLER FAKÜLTESİ ÖĞRENCİLERİNİN FİNANSAL OKURYAZARLIK DÜZEYLERİNİN BELİRLENMESİ: TÜRKİYE, KAZAKİSTAN VE KIRGIZİSTAN ÜZERİNE BİR ARAŞTIRMA

Abstract

Finansal okuryazarlık, eğitim programları aracılığıyla edinilebilen bir beceri olarak görüldüğünden, finansal kavram ve uygulamalara hakim olan İktisadi ve İdari Bilimler Fakültesi öğrencilerinin finansal okuryazarlıklarını belirlemek bu araştırmanın temel amacıdır. Her ülke için finansal okuryazarlık oranlarının ve ölçek alt boyutlarının cinsiyete göre farklılaşıp farklılaşmadığına ilişkin bağımsız örneklemler için t-testi sonuçlarına göre, cinsiyete göre anlamlı ve pozitif bir fark olduğu; ayrıca her ülke için yaşa göre farklılaşıp farklılaşmadığına ilişkin analiz sonuçlarına göre, ekonomi bilgisi, ekonomik rasyonalite ve sosyo-ekonomik yansımalar açısından yaşa göre anlamlı bir fark olduğu, bireysel ekonomi alt boyutunun farklı yaş grupları açısından Kazakistan için, sosyo-ekonomik yansımalar boyutunun ise Kırgızistan için istatistiksel olarak farklı olduğu bulunmuştur. Çalışmanın bulguları, uzun vadeli eğitim programları tasarlamak için ihtiyaçların belirlenmesine katkı sağlayabilir.

Keywords

• Finance
• Literacy
• Financial Literacy
• Financial Knowledge
• University Students
• Central Asia

DETERMINING THE FINANCIAL LITERACY LEVELS OF STUDENTS OF THE FACULTY OF ECONOMICS AND ADMINISTRATIVE SCIENCES: A RESEARCH ON TURKEY, KAZAKHSTAN, AND KYRGYZSTAN

Abstract

Since financial literacy is seen as a skill that can be acquired through educational programs, determining the financial literacy of the Faculty of Economics and Administrative Sciences, which have a good command of financial concepts and practices, is the main purpose of this research. According to the t-test results for independent samples for whether financial literacy rates and scale sub-dimensions differ on the basis of gender for each country, it was determined that there is a significant and positive difference on the basis of gender; also, according to the results of analysis for whether it differs on the basis of age for each country, it was found that there is a significant difference on the basis of age in terms of knowledge on economy, economic rationality, and social-economic reflections, and the individual economy sub-dimension was statistically different for Kazakhstan, and the social economic reflections dimension was different for Kyrgyzstan in terms of different age groups. The findings of the study can contribute to the identification of needs in order to design long-term education programs.

Keywords

• Finance
• Financial Literacy
• Financial Konowledge
• University Students
• Central Asia

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