The Effect of Subsidized Agricultural Loans Provided as Agricultural Support Policy on Producers' Income: An Application in Erzurum

Year 2024, , 401 - 411, 30.07.2024

Ayhan Korkulu , Yusuf Akan

https://doi.org/10.17233/sosyoekonomi.2024.03.18

Abstract

The study aims to determine the effect of low-interest business and investment loans provided to producers engaged in agriculture and livestock activities on producers' income. The data used in the research was obtained through a face-to-face survey conducted to producers continuing their production activities in 10 different districts in Erzurum province. The data were evaluated using Ordinal Logistic Regression Analysis and Marginal Effects using SPSS 20 and STATA programs. The analysis revealed that the absence of credit and low loan amounts used increased the probability of being at lower income levels, while higher loan amounts increased the probability of being at higher income levels, highlighting the significant role of credit availability in determining producers' income levels.

Keywords

Subsidized Agricultural Loan, Producer, Income, Ordinal Logistic Regression

Project Number

SDK-2022-10149

Tarımsal Destek Politikası Olarak Kullandırılan Sübvansiyonlu Tarımsal Kredilerin Üreticilerin Geliri Üzerindeki Etkisi: Erzurum’da Bir Uygulama

Abstract

Çalışmanın amacı, tarım ve hayvancılık faaliyetiyle uğraşan üreticilere kullandırılan düşük faizli işletme ve yatırım kredilerinin üreticilerin geliri üzerindeki etkisinin tespit edilmesidir. Araştırmada kullanılan veriler Erzurum ilinde 10 farklı ilçede üretim faaliyetlerini sürdüren üreticilere yapılan yüz yüze anket çalışmasıyla elde edilmiştir. Veriler SPSS 20 ve STATA programları kullanılarak Ordinal Lojistik Regresyon Analizi ve Marjinal Etkiler ile değerlendirmeye alınmıştır. Analiz sonucunda kredinin olmaması ve kullanılan düşük kredi miktarlarının daha düşük gelir düzeylerinde bulunma olasılığını artırdığını, daha yüksek kredi miktarlarının ise daha üst gelir düzeylerinde bulunma olasılığını artırdığı tespit edilmiştir.

Keywords

Sübvansiyonlu Tarımsal Kredi, Üretici, Gelir, Ordinal Lojistik Regresyon

Ethical Statement

Doktora tezinden türetilmiş bu çalışma BAP projesi kapsamında desteklenmiştir.

Supporting Institution

Atatürk Üniversitesi Bilimsel Araştırma Projeleri Koordinasyon Birimi

Project Number

SDK-2022-10149

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