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Bölgesel Ekonomik Büyüme ve Finansal İnovasyon: Türk Bankacılık Sektöründen Perspektifler

Year 2023, Volume: 31 Issue: 56, 47 - 84, 28.04.2023

Aynur Karaçoban Ömür Saltık Süleyman Değirmen

https://doi.org/10.17233/sosyoekonomi.2023.02.03

Abstract

Çalışma, İstatistiksel Bölge Birimleri Düzey-1 (12 bölge) ve Türkiye'nin 81 ili için bankacılık sektörü için finansal inovasyon ve ekonomik büyüme arasındaki ilişkiye odaklanmaktadır. Çalışmada 2010-2021 yılları arasındaki yıllık veriler kullanılmıştır. Model olarak Arellano-Bond GMM birinci farkları ve Pooled Data yöntemi uygulanmıştır. Türkiye'de bazı bölge ve iller için bankacılık sektörü finansal inovasyon değişkeni katsayısının anlamlı ve pozitif olduğu tespit edilmiştir. Sonuçlar, bankacılık sektörünün teknolojik gelişmeler ve küreselleşme öncülüğünde inovasyona dayalı ürün ve hizmetlerinin ekonomik kalkınmaya olumlu katkılar sunduğunu desteklemektedir. Bu ampirik bulgular, Schumpeter'in fikrini ve içsel büyüme teorilerini doğrulamaktadır.

Keywords

Finansal İnovasyon Bankacılık Sektörü Bölgeler-İller Dinamik Panel GMM Yöntemi Havuzlanmış Veri Yöntemi

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Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector

Year 2023, Volume: 31 Issue: 56, 47 - 84, 28.04.2023

Aynur Karaçoban Ömür Saltık Süleyman Değirmen

https://doi.org/10.17233/sosyoekonomi.2023.02.03

Abstract

The study aims to reveal the relationship between financial innovation in the banking sector and economic growth for Statistical Region Units Level-1 (12 regions) and Türkiye's 81 provinces. In the study, annual data from 2010 to 2021 was employed. The Arellano-Bond GMM first differences and Pooled Data approach were used as models. The coefficient of the variable measuring financial innovation in the banking industry was significant and positive for the regions and provinces. The findings suggest that the banking sector's innovative goods and services, led by technical advancements and globalisation, contribute positively to the economies of certain Turkish regions and provinces. These empirical validate Schumpeter's theory and ideas of endogenous growth.

Keywords

Financial Innovation Banking Sector Regions-Provinces Dynamic Panel GMM Method Pooled Data Method

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There are 127 citations in total.

Details

Primary Language English
Subjects Economics
Journal Section Articles
Authors

Aynur Karaçoban 0000-0002-8486-6906

Ömür Saltık 0000-0001-8507-8971

Süleyman Değirmen 0000-0001-8750-652X

Publication Date April 28, 2023
Submission Date December 28, 2021
Published in Issue Year 2023 Volume: 31 Issue: 56

Cite

APA Karaçoban, A., Saltık, Ö., & Değirmen, S. (2023). Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector. Sosyoekonomi, 31(56), 47-84. https://doi.org/10.17233/sosyoekonomi.2023.02.03
AMA Karaçoban A, Saltık Ö, Değirmen S. Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector. Sosyoekonomi. April 2023;31(56):47-84. doi:10.17233/sosyoekonomi.2023.02.03
Chicago Karaçoban, Aynur, Ömür Saltık, and Süleyman Değirmen. “Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector”. Sosyoekonomi 31, no. 56 (April 2023): 47-84. https://doi.org/10.17233/sosyoekonomi.2023.02.03.
EndNote Karaçoban A, Saltık Ö, Değirmen S (April 1, 2023) Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector. Sosyoekonomi 31 56 47–84.
IEEE A. Karaçoban, Ö. Saltık, and S. Değirmen, “Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector”, Sosyoekonomi, vol. 31, no. 56, pp. 47–84, 2023, doi: 10.17233/sosyoekonomi.2023.02.03.
ISNAD Karaçoban, Aynur et al. “Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector”. Sosyoekonomi 31/56 (April 2023), 47-84. https://doi.org/10.17233/sosyoekonomi.2023.02.03.
JAMA Karaçoban A, Saltık Ö, Değirmen S. Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector. Sosyoekonomi. 2023;31:47–84.
MLA Karaçoban, Aynur et al. “Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector”. Sosyoekonomi, vol. 31, no. 56, 2023, pp. 47-84, doi:10.17233/sosyoekonomi.2023.02.03.
Vancouver Karaçoban A, Saltık Ö, Değirmen S. Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector. Sosyoekonomi. 2023;31(56):47-84.
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