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INVESTIGATION OF AGRICULTURAL INSURANCE PRACTICES IN IRAN

Year 2024, Volume: 5 Issue: 1, 22 - 51, 03.07.2024
https://doi.org/10.57085/ufebud.1463679

Abstract

Agricultural insurance, as an institution guaranteeing risk, encourages farmers to expand their activities. On the other hand, with the specialization of agricultural insurance, fundamental strategies can be developed for the expansion and development of the agricultural sector, including regional agricultural types, desired crop combinations, and the widespread adoption of modern agricultural methods.
This research aims to examine the conditions, problems, and constraints related to agricultural insurance in Iran. A total of 22 individuals, including Agricultural Corporation personnel, agricultural insurance and Ministry of Agriculture staff, and farmers benefiting from agricultural insurance services, were selected methodically. The method of this research is based on a critical approach, and the data are analyzed using Grounded Theory analysis technique. From a total of 987 raw data, 692 concepts were extracted. According to the research results, "faulty management" and "structural problems" were selected as the main phenomena. The research findings indicate that agricultural insurance in Iran is in a long process towards reaching international standards. Additionally, agriculture in Iran is considered one of the most economically risky activities, and the current risks in this activity have increased the vulnerability of agriculture.

References

  • Adams, R. M. (1962). Agriculture and Urban Life in Early Southwestern Iran: Archeological survey provides a basis for observing broad changes during 7000 years of sedentary life. Science, 136(3511), 109-122.
  • Adusumilli, N. R., Malik, R. K., Yadav, A., & Ladha, J. K. (2014). Strengthening farmers’ knowledge for better weed management in developing countries. Recent Advances in Weed Management, 391-405. https://doi.org/doi: 10.1007/978-1-4939-1019-9_17
  • Ahmedi, H. (2022). The Impact of the Production Surge Insurance Scheme on the Performance of Farmers and the Agricultural Insurance Fund of Kurdistan Province Kurdistan University]. Faculty of Agriculture.
  • Akbari, R., & Nasrollahzadeh, M. (2022). Iran’s agricultural waste. Science, 375(6584), 984-985. https://doi.org/doi: 10.1126/science.abn9765
  • Alibeigi, A. H., Adinevand, Zohreh, Gholami, Mosayeb, & Shahbazi, Somayeh. (2017). Pathology of the Agricultural Insurance System from Viewpoint of Insurance Specialists at Kermanshah Township. JOURNAL OF RURAL RESEARCH, 7(4), 590-591. https://sid.ir/paper/180829/en
  • Arslan, M. N., & Akhan, S. (2018). Dünyada Su Ürünleri Yetiştiricilik Sigortaları Uygulamaları. Journal of Anatolian Environmental and Animal Sciences, 3(3), 152-157.
  • Assa, H., Sharifi, H., & Lyons, A.C. . (2021). An examination of the role of price insurance products in stimulating investment in agriculture supply chains for sustained productivity. European Journal of Operational Research, 288, 918-934.
  • Azkia, M. a. I. J., Hossein. (2018). Practical Research Methods of Basic Theory Application. Tehran: Keihan.
  • Bukhtiarova, A., Hayriyan, A., Chentsov, V., & Sokol, S. (2019). Modeling the impact assessment of agricultural sector on economic development as a basis for the country’s investment potential. Investment Management & Financial Innovations, 16(3), 229. https://doi.org/doi: 10.21511/IMFI.16(3).2019.21
  • Castañeda Vera, A. (2016). Agricultural insurance policies in Spain and the EU: an analysis of existent and new risk management tools focusing on indirect risk assessment, and asymmetric information Agronomos]. Spain.
  • Dick, W., & Wang, W. (2010). Government interventions in agricultural insurance. Agriculture and Agricultural Science Procedia, 1, 4-12.
  • Doğan, R. (2012). Türkiye’de ve Avrupa’da tarım sigortaları uygulamaları Namık Kemal Üniversitesi]. Tekirdağ.
  • Gautam, S., & Dhakal, S. C. (2022). Share of agriculture on employment, income and trade. Food and Agri Economics Review (FAER), 2(2), 88-91.
  • Ghasemian, S., Dourandish, A., Ghorbani, M., & Sakhi, F. (2024). Investigating the Factors Affecting the Decreased Demand for Insurance of Agricultural Products (Case Study: Wheat Farmers of Torbat-Jam City). Rural Development Strategies. doi: 10.22048/rdsj.2024.395458.2096
  • Golmohammadi, F. (2022). Agriculture and Rural Development Plans in Iran: Situations and Problems. Black Sea Journal of Agriculture, 5(1), 27-39. https://doi.org/doi: 10.47115/bsagriculture.984780
  • Hazell, P. B. (1992). The appropriate role of agricultural insurance in developing countries. Journal of International Development, 4(6), 567-581.
  • Herbold, J., (2014). New approaches to agricultural insurance in developing economies. Finance for Food, 199.
  • Hossein Nejad Mir, N. G., Saeed; Rahimian, Mehdi; Rahmani Karchgani, & Mohammad (2019). Exploring the solutionsof agricultural insurance development in Iran. Village and Development, 22(1), 71-86.
  • Karaer, F., & Gürlük, S. (2003). Gelişmekte olan ülkelerde tarım-çevre-ekonomi etkileşimi. Doğuş üniversitesi dergisi, 4(2), 197-206.
  • Küçük, G. (2021). Tarım Sigortalarının Tarımsal Üretim Üzerindeki Etkileri: ABD ve Avrupa Ülkeleri İle Türkiye Karşılaştırması. Meriç Uluslararası Sosyal ve Stratejik Araştırmalar Dergisi, 5(13), 75-88.
  • Kuhn, T. S. (1970). The Structure of Scientific Revolutions (In Dentistry Today (Second Edition) ed.). International Encyclopedia of Unified Science.
  • Mahul, O., & Stutley, C. J. (2010). Government support to agricultural insurance: challenges and options for developing countries. World Bank Publications.
  • Meuwissen, M. P., Mey, Y. D., & van Asseldonk, M. (2018). Prospects for agricultural insurance in Europe. Agricultural Finance Review, 78(2), 174-182.
  • Meyer, D. F. (2019). An assessment of the importance of the agricultural sector on economic growth and development in South Africa In Proceedings of International Academic Conferences,
  • Miles, M. B., Huberman, A. M., & Saldaña, J. (2014). Qualitative Data Analysis: A Methods Sourcebook (the third edition ed.). SAGE Publications.
  • Mokhtari, M., Faridi, P., Masoodi, M., & Ahmadi, S. M. (2023). Perspective chapter: A global view of natural hazards related disasters. In In Natural hazards - new insights. https://doi.org/doi: 10.5772/intechopen.111582
  • Moradi, M., & Miralmasi, A. (2020). Pragmatic Research Method ( first edition ed.). the School of Quantitative and Qualitative Research. https://analysisacademy.com/
  • Niakan, L., & Khadivar, A. (2022). Analysis of the needs and expectations of the policyholders of the Agricultural Insurance Fund. Agricultural Economics, 16(3), 145-167. doi: 10.22034/iaes.2022.555857.1928
  • Nnadi, F. N., Chikaire, J., Echetama, J. A., Ihenacho, R. A., Umunnakwe, P. C., & Utazi, C. O. (2013). Agricultural insurance: a strategic tool for climate change adaptation in the agricultural sector. Net jornal of Agriculturalal Science, 1(1).
  • Özgür, R. Ö. (2019). Türkiye’de tarim sektörü sigorta sistemi: problemler ve çözüm önerileri. Muhasebe ve Finans İncelemeleri dergisi, 2(2), 104-117.
  • Panahi Jokandan, F. (2021). The Impact of Agricultural Product Insurance on Rural Empowerment (Case Study: Talesh County) Payame Noor University]. Gilan Province, Talesh Payame Noor Centre.
  • Ruban, D., & Yashalova, N.N. (2022). Geographical Aspect of the Dynamics of Investments in the Agro-Industrial Complex of Large Territories. Vestnik NSUEM.
  • https://www.researchgate.net/publication/360535297_Geographical_aspect_of_the_dynamics_of_investments_in_agro-industrial_complex_of_large_territories
  • Salimi, H. (2022). Identification of Barriers to Agricultural Insurance Development and Solutions to Overcome Them from the Perspective of Farmers and Insurance Fund Experts in Saqqez Zanjan University]. Faculty of Agriculture.
  • Smith, V. H., Glauber, J., & Dismukes, R. (2016). Rent dispersion in the US agricultural insurance industry (Vol. 1532). Intl Food Policy Res Inst.
  • Sümer, G., and Yunus Polat. (2016). Dünyada Tarım Sigortaları Uygulamaları ve TARSİM. Gazi Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi, 18(1), 236-263.
  • Worldbank. (2021). https://wits.worldbank.org/CountryProfile/en/IRN.
  • Yazgı, F. E. (2017). Türkiye’de Tarım Sigortası Uygulamaları, Uygulamada Karşılaşılan Sorunlar ve Alternatif Model Arayışı Ankara Üniversitesi]. Ankara.

İRAN'DA TARIM SİGORTA UYGULAMALARIN ARAŞTIRMASI

Year 2024, Volume: 5 Issue: 1, 22 - 51, 03.07.2024
https://doi.org/10.57085/ufebud.1463679

Abstract

Tarım sigortası, riski garanti eden bir kurum olarak çiftçileri faaliyetlerini genişletmeye teşvik eder. Öte yandan, tarım sigortasının uzmanlaşmasıyla, tarım alanında bölgesel tarım türlerine, istenilen ürün kombinasyonlarına, modern tarım yöntemlerinin yaygınlaştırılmasına ve nihayetinde tarım sektörünün genişlemesine ve gelişmesine yönelik temel stratejiler geliştirilebilir.
Bu araştırma, İran’da tarım sigortasıyla ilgili koşulları, sorunları ve kısıtlamaları incelemeyi amaçlamaktadır. Tarım Kurumu, tarım sigortası ve Tarım Bakanlığı personeli ile tarım sigortası hizmetlerinden yararlanan çiftçilerden oluşan 22 kişi yöntemli bir şekilde seçilmiştir. Bu araştırmanın yöntemi eleştirel bir yaklaşıma dayanmakta olup, veriler Grounded Theory analizi tekniğiyle analiz edilmektedir. Bu araştırmada toplam 987 ham veriden 692 kavram çıkarılmıştır. Araştırma sonuçlarına göre, " kusurlu yönetim " ve "yapısal sorunlar" temel olgu olarak seçilmiştir. Araştırma sonuçları, İran'da tarım sigortasının, uluslararası standartlara ulaşma yolunda uzun bir süreçte olduğunu göstermektedir. Ayrıca, İran'da tarım, ekonomik açıdan en riskli faaliyetlerden biri olarak kabul edilmekte olup, bu faaliyetteki mevcut riskler, tarımın kırılganlığını artırmıştır.

References

  • Adams, R. M. (1962). Agriculture and Urban Life in Early Southwestern Iran: Archeological survey provides a basis for observing broad changes during 7000 years of sedentary life. Science, 136(3511), 109-122.
  • Adusumilli, N. R., Malik, R. K., Yadav, A., & Ladha, J. K. (2014). Strengthening farmers’ knowledge for better weed management in developing countries. Recent Advances in Weed Management, 391-405. https://doi.org/doi: 10.1007/978-1-4939-1019-9_17
  • Ahmedi, H. (2022). The Impact of the Production Surge Insurance Scheme on the Performance of Farmers and the Agricultural Insurance Fund of Kurdistan Province Kurdistan University]. Faculty of Agriculture.
  • Akbari, R., & Nasrollahzadeh, M. (2022). Iran’s agricultural waste. Science, 375(6584), 984-985. https://doi.org/doi: 10.1126/science.abn9765
  • Alibeigi, A. H., Adinevand, Zohreh, Gholami, Mosayeb, & Shahbazi, Somayeh. (2017). Pathology of the Agricultural Insurance System from Viewpoint of Insurance Specialists at Kermanshah Township. JOURNAL OF RURAL RESEARCH, 7(4), 590-591. https://sid.ir/paper/180829/en
  • Arslan, M. N., & Akhan, S. (2018). Dünyada Su Ürünleri Yetiştiricilik Sigortaları Uygulamaları. Journal of Anatolian Environmental and Animal Sciences, 3(3), 152-157.
  • Assa, H., Sharifi, H., & Lyons, A.C. . (2021). An examination of the role of price insurance products in stimulating investment in agriculture supply chains for sustained productivity. European Journal of Operational Research, 288, 918-934.
  • Azkia, M. a. I. J., Hossein. (2018). Practical Research Methods of Basic Theory Application. Tehran: Keihan.
  • Bukhtiarova, A., Hayriyan, A., Chentsov, V., & Sokol, S. (2019). Modeling the impact assessment of agricultural sector on economic development as a basis for the country’s investment potential. Investment Management & Financial Innovations, 16(3), 229. https://doi.org/doi: 10.21511/IMFI.16(3).2019.21
  • Castañeda Vera, A. (2016). Agricultural insurance policies in Spain and the EU: an analysis of existent and new risk management tools focusing on indirect risk assessment, and asymmetric information Agronomos]. Spain.
  • Dick, W., & Wang, W. (2010). Government interventions in agricultural insurance. Agriculture and Agricultural Science Procedia, 1, 4-12.
  • Doğan, R. (2012). Türkiye’de ve Avrupa’da tarım sigortaları uygulamaları Namık Kemal Üniversitesi]. Tekirdağ.
  • Gautam, S., & Dhakal, S. C. (2022). Share of agriculture on employment, income and trade. Food and Agri Economics Review (FAER), 2(2), 88-91.
  • Ghasemian, S., Dourandish, A., Ghorbani, M., & Sakhi, F. (2024). Investigating the Factors Affecting the Decreased Demand for Insurance of Agricultural Products (Case Study: Wheat Farmers of Torbat-Jam City). Rural Development Strategies. doi: 10.22048/rdsj.2024.395458.2096
  • Golmohammadi, F. (2022). Agriculture and Rural Development Plans in Iran: Situations and Problems. Black Sea Journal of Agriculture, 5(1), 27-39. https://doi.org/doi: 10.47115/bsagriculture.984780
  • Hazell, P. B. (1992). The appropriate role of agricultural insurance in developing countries. Journal of International Development, 4(6), 567-581.
  • Herbold, J., (2014). New approaches to agricultural insurance in developing economies. Finance for Food, 199.
  • Hossein Nejad Mir, N. G., Saeed; Rahimian, Mehdi; Rahmani Karchgani, & Mohammad (2019). Exploring the solutionsof agricultural insurance development in Iran. Village and Development, 22(1), 71-86.
  • Karaer, F., & Gürlük, S. (2003). Gelişmekte olan ülkelerde tarım-çevre-ekonomi etkileşimi. Doğuş üniversitesi dergisi, 4(2), 197-206.
  • Küçük, G. (2021). Tarım Sigortalarının Tarımsal Üretim Üzerindeki Etkileri: ABD ve Avrupa Ülkeleri İle Türkiye Karşılaştırması. Meriç Uluslararası Sosyal ve Stratejik Araştırmalar Dergisi, 5(13), 75-88.
  • Kuhn, T. S. (1970). The Structure of Scientific Revolutions (In Dentistry Today (Second Edition) ed.). International Encyclopedia of Unified Science.
  • Mahul, O., & Stutley, C. J. (2010). Government support to agricultural insurance: challenges and options for developing countries. World Bank Publications.
  • Meuwissen, M. P., Mey, Y. D., & van Asseldonk, M. (2018). Prospects for agricultural insurance in Europe. Agricultural Finance Review, 78(2), 174-182.
  • Meyer, D. F. (2019). An assessment of the importance of the agricultural sector on economic growth and development in South Africa In Proceedings of International Academic Conferences,
  • Miles, M. B., Huberman, A. M., & Saldaña, J. (2014). Qualitative Data Analysis: A Methods Sourcebook (the third edition ed.). SAGE Publications.
  • Mokhtari, M., Faridi, P., Masoodi, M., & Ahmadi, S. M. (2023). Perspective chapter: A global view of natural hazards related disasters. In In Natural hazards - new insights. https://doi.org/doi: 10.5772/intechopen.111582
  • Moradi, M., & Miralmasi, A. (2020). Pragmatic Research Method ( first edition ed.). the School of Quantitative and Qualitative Research. https://analysisacademy.com/
  • Niakan, L., & Khadivar, A. (2022). Analysis of the needs and expectations of the policyholders of the Agricultural Insurance Fund. Agricultural Economics, 16(3), 145-167. doi: 10.22034/iaes.2022.555857.1928
  • Nnadi, F. N., Chikaire, J., Echetama, J. A., Ihenacho, R. A., Umunnakwe, P. C., & Utazi, C. O. (2013). Agricultural insurance: a strategic tool for climate change adaptation in the agricultural sector. Net jornal of Agriculturalal Science, 1(1).
  • Özgür, R. Ö. (2019). Türkiye’de tarim sektörü sigorta sistemi: problemler ve çözüm önerileri. Muhasebe ve Finans İncelemeleri dergisi, 2(2), 104-117.
  • Panahi Jokandan, F. (2021). The Impact of Agricultural Product Insurance on Rural Empowerment (Case Study: Talesh County) Payame Noor University]. Gilan Province, Talesh Payame Noor Centre.
  • Ruban, D., & Yashalova, N.N. (2022). Geographical Aspect of the Dynamics of Investments in the Agro-Industrial Complex of Large Territories. Vestnik NSUEM.
  • https://www.researchgate.net/publication/360535297_Geographical_aspect_of_the_dynamics_of_investments_in_agro-industrial_complex_of_large_territories
  • Salimi, H. (2022). Identification of Barriers to Agricultural Insurance Development and Solutions to Overcome Them from the Perspective of Farmers and Insurance Fund Experts in Saqqez Zanjan University]. Faculty of Agriculture.
  • Smith, V. H., Glauber, J., & Dismukes, R. (2016). Rent dispersion in the US agricultural insurance industry (Vol. 1532). Intl Food Policy Res Inst.
  • Sümer, G., and Yunus Polat. (2016). Dünyada Tarım Sigortaları Uygulamaları ve TARSİM. Gazi Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi, 18(1), 236-263.
  • Worldbank. (2021). https://wits.worldbank.org/CountryProfile/en/IRN.
  • Yazgı, F. E. (2017). Türkiye’de Tarım Sigortası Uygulamaları, Uygulamada Karşılaşılan Sorunlar ve Alternatif Model Arayışı Ankara Üniversitesi]. Ankara.
There are 38 citations in total.

Details

Primary Language Turkish
Subjects Finance and Investment (Other)
Journal Section Research Articles
Authors

Hamidreza Korditamandani 0009-0001-3894-2197

Adem Esen 0000-0001-9720-6096

Publication Date July 3, 2024
Submission Date April 2, 2024
Acceptance Date June 30, 2024
Published in Issue Year 2024 Volume: 5 Issue: 1

Cite

APA Korditamandani, H., & Esen, A. (2024). İRAN’DA TARIM SİGORTA UYGULAMALARIN ARAŞTIRMASI. Uluslararası Finansal Ekonomi Ve Bankacılık Uygulamaları Dergisi, 5(1), 22-51. https://doi.org/10.57085/ufebud.1463679