DO OWNERSHIP, METHOD AND TYPE REALLY MATTER? A LITERATURE SURVEY ON COMPARATIVE BANK PERFORMANCE AND EFFICIENCY

Year 2019, , 631 - 649, 28.10.2019

Tuğba Sarı

https://doi.org/10.21076/vizyoner.594364

Abstract

Evaluating the performance of banks is crucial due to its strong and positive relationship with financial growth and stability. The study presents a contemporary review of the literature on bank efficiency and performance. The purpose of the study is to analyze, compare and classify the comparative studies on bank efficiency and performance by ownership structures, countries of origin, bank types and quantitative methods used in the analyses. For this purpose, 135 comparative studies encompassing the period 2008-2017 from over 30 countries are analyzed. The study introduces the application of various mathematical techniques including multi-criteria decision making methods in bank efficiency measurement. Then the relationship between ownership and bank efficiency is analyzed. Finally comparison of Islamic banking with conventional banking in terms of efficiency and performance is discussed.

Keywords

Literature Review, Bank Efficiency, Bank Performance, Quantitative Methods

SAHİPLİK, YÖNTEM VE BANKA TİPİ NE ÖLÇÜDE ÖNEMLİDİR? KARŞILAŞTIRMALI BANKA PERFORMANSI VE ETKİNLİĞİ ÜZERİNE BİR LİTERATÜR ARAŞTIRMASI

Abstract

Bankacılık sektörünün performansı, finansal istikrar üzerinde olumlu ve önemli bir etkiye sahip olduğundan, konu ile ilgili tüm paydaşlar açısından büyük önem arz etmektedir. Bu makale, banka etkinliği ve performansı ile ilgili literatürün çağdaş bir incelemesini sunmaktadır. Bu çalışmanın amacı; sahiplik yapıları, menşe ülkeleri, banka türleri ve yapılan analizlerde kullanılan nicel yöntemler ile banka etkinliği ve performansına ilişkin karşılaştırmalı çalışmaları analiz etmek, karşılaştırmak ve sınıflandırmaktır. Bu amaçla, 2008-2017 dönemi için 30'dan fazla ülkeden 135 karşılaştırmalı inceleme yapılmıştır. Bu çalışma, banka performansı ve etkinliği ölçümünde kullanılan, çok kriterli karar verme yöntemlerini de içine alan çeşitli matematiksel tekniklerin uygulamalarını sunmaktadır. Çalışmada ayrıca, sahiplik ile banka performans düzeyi arasındaki ilişkiler analiz edilmiştir. Son olarak, İslami bankacılık ile konvansiyonel bankacılığın etkinlik ve performans açısından karşılaştırılması tartışılmıştır.

Keywords

Literatür Araştırması, Banka Etkinliği, Banka Performansı, Sayısal Yöntemler

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