Research Article
BibTex RIS Cite

Investigation of Poverty Perception Levels of Working Retirees in Terms of Various Variables: Samsun Province Sample

Year 2025, Volume: 9 Issue: 1, 23 - 42, 30.06.2025
https://doi.org/10.31461/ybpd.1644690

Abstract

This study examines the motivations of retirees in Turkey to return to work after retirement, the economic challenges they face, and the impact of this process on their quality of life through a quantitative research approach. The research was conducted with 47 retired individuals in Samsun using the snowball sampling method during November and December 2023. Data were collected using the "Working Retirees Situation Analysis Interview Form" developed by the researchers and analyzed using SPSS software. Findings indicate that the insufficiency of retirement incomes (63.8%) and economic crises (83%) play a decisive role in retirees' decisions to re-enter the workforce. Additionally, 68.09% of working retirees cited economic reasons, while 8.51% returned to work to secure their children's future. Demographic data revealed that 97% of participants were male, and the highest age group was 70 years and above (27.65%). These results highlight the necessity to enhance the economic sustainability of retirement systems, provide flexible work opportunities, and develop social support programs. Furthermore, it is concluded that retirement policies should be redesigned to consider demographic differences and changes in the labor market. This study provides valuable insights for policymakers to address the economic and social needs of retirees and fills a gap in the existing literature.

References

  • Andoh, P. (2018). From pension to wellbeing: A study of retirement income and wellbeing of retirees in Ghana. (Doctoral Dissertation, Queensland: The University of Queensland).
  • Aquino, J.A., Cutrona, C.E., & Altmaier, E.M. (1996). Employment status, social support and life satisfaction among the elderly. Journal of Counseling Psychology, 43(4), 480-489.
  • Arif, G. (1996). Period without a job after returning from the Middle East: A survival analysis. The Pakistan Development Review, 35, 805-822.
  • Arya, S. (2024). A sociological study on economic status of retired government employees.
  • Bilen, M., Şan, M.K., & Aydın, M.K. (2005). Yoksulluk sorunu üzerine. Bilgi, 10(1), 1-26.
  • Blake, D. (2006). Pension economics. John Wiley & Sons.
  • Bozkurt, Ö., Ergun, T., & Sezen, S. (2014). Kamu yönetimi sözlüğü. TODAİE Yayınları.
  • Çağlar, A. (2023). Eğitim yöneticilerinin emekliliğe eğilimleri ve örgütsel aidiyetleri arasındaki ilişki ile emekli eğitim yöneticilerinin emeklilik yaşamına ilişkin görüşleri. Doktora Tezi. Ankara: Ankara Üniversitesi Eğitim Bilimleri Enstitüsü.
  • Çetinkaya, E. (2011). Emekli bireylerde yaşam doyumunun yordayıcıları olarak sosyal destek ve öz-yeterlilik. Yüksek Lisans Tezi. Ankara: Hacettepe Üniversitesi Sosyal Bilimler Enstitüsü.
  • ÇSGB. (2023). Sosyal Güvenlik Kurumu emeklilik koşulları. csgb.gov.tr/sgk /emeklilik-kosullari.
  • de Wind, A., Geuskens, G.A., Ybema, J.F., Blatter, B.M., Burdorf, A., Bongers, P.M., & van der Beek, A.J. (2014). Health, job characteristics, skills, and social and financial factors in relation to early retirement-Results from a longitudinal study in the Netherlands. Scandinavian Journal of Work, Environment & Health, 40(2), 186-194.
  • de Wind, A., van der Pas, S., Blatter, B.M., & van der Beek, A.J. (2016). A life course perspective on working beyond retirement-Results from a longitudinal study in the Netherlands. BMC Public Health, 16(1), 499.
  • Dingemans, E., & Henkens, K. (2014). Involuntary retirement, bridge employment, and satisfaction with life: A longitudinal investigation. Journal of Organizational Behavior, 35, 575-591.
  • Dingemans, E., Henkens, K., & Solinge, H. (2016). Access to bridge employment: Who finds and who does not find work after retirement? The Gerontologist, 56(4), 630-640.
  • Eerde, W. van, & Thierry, H. (1996). Vroom’s expectancy models and work-related criteria: A meta-analysis. Journal of Applied Psychology, 81(5), 575-586.
  • European Foundation for the Improvement of Living and Working Conditions. (2012). Employment trends and policies for older workers in the recession.
  • Feagin, J.R. (1972). Poverty: We still believe that God helps those who help themselves. Psychology Today, 6(6), 101-110.
  • Frolik, L. (2009). Protecting our aging retirees: Converting 401(k) accounts into federally guaranteed lifetime annuities. ERN: Equity.
  • Gobeski, K., & Beehr, T. (2009). How retirees work: Predictors of different types of bridge employment. Journal of Organizational Behavior, 30, 401-425.
  • Grishina, I., Polynev, A., & Filatov, A. (2023). Comparative analysis of the silver economy capacity in Russia and the EU. Contemporary Europe.
  • Hardy, M. (2006). Older workers. In R.H. Binstock & L.K. George (Eds.), Handbook of aging and the social sciences (6th ed., pp.201-218). Academic Press.
  • Hatcher, C.B. (2003). The economics of the retirement decision. In G.A. Adams & T.A. Beehr (Eds.), Retirement: Reasons, processes, and results (pp.136-158). Springer.
  • Henkens, K., & van Solinge, H. (2013). Returning to work after retirement-Who, what and why? Netspar. Hui-Hui, X. (2013). An analysis of the re-employment states of the returned peasant-workers and its influencing factors. Population and Economics.
  • Karasar, N. (2016). Bilimsel araştırma yöntemleri (31st ed.). Nobel Akademik.
  • Kılıç, S. (2013). Örnekleme yöntemleri [Sampling methods]. Journal of Mood Disorders, 3(1), 44-46.
  • Klimczuk, A. (2012). Supporting the development of gerontechnology as part of silver economy building. IO: Productivity.
  • Klimczuk, A. (2021). The silver economy as a constructive response in public policy on aging. Labor: Public Policy & Regulation eJournal.
  • Krzyminiewska, G. (2020). Ethical dilemmas of the silver economy. Ekonomia i Prawo, 19, 61-71.
  • Lahey, K., Kim, D., & Newman, M. (2006). Full retirement? An examination of factors that influence the decision to return to work. Financial Services Review, 15, 1.
  • Latham, G.P., & Steele, T.P. (1983). The motivational effects of participation versus goal setting on performance. Academy of Management Journal, 26(3), 406-417.
  • Legendre, F., Lorgnet, J., & Thibault, F. (2003). The distribution of financial incentives to work in France: An evaluation using the Myriade model (pp.23-48).
  • Leśna-Wierszołowicz, E. (2018). Silver economy as a response to demographic changes (pp.162-169).
  • Locke, E.A., & Latham, G.P. (2002). Building a practically useful theory of goal setting and task motivation: A 35-year odyssey. American Psychologist, 57(9), 705-717.
  • Nivorozhkina, L. (2019). Risks of a new retirement age: Will poverty and unemployment increase? Intelligence. Innovations. Investment.
  • Odell, K.S., Soloninka, J.W., Lawrence, L.D., & Gartin, S.A. (1992). Life satisfaction of retired West Virginia secondary school agriculture teachers. Journal of Agricultural Education, 17-22.
  • Olatunde, A., & Awosusi, O. (2011). Socio-economic implications of retirement on retired public servants in Ekiti State, Nigeria. International Business Management, 3, 79-83.
  • Osborne, J. W. (2012). Psychological effects of the transition to retirement. Canadian Journal of Counselling and Psychotherapy, 46(1), 45-58.
  • Peeters, M., Kooij, D., de Lange, A., Jansen, P., & Dikkers, J. (2008). Older workers’ motivation to continue to work: Five meanings of age. Journal of Managerial Psychology, 23(4), 364-394.
  • Roessler, R. (1989). Motivational factors influencing return to work. Journal of Applied Rehabilitation Counseling, 20, 14-17.
  • Sarıca, A.O. (2019). Türkiye’de emeklilik sistemlerinin yaşlı yoksulluğu ve emekli yoksulluğu üzerine etkisi. Sosyal Güvenlik Dergisi, 9(2), 477-498.
  • Schuring, M., Robroek, S., Otten, F., Arts, C., & Burdorf, A. (2013). The effect of ill health and socioeconomic status on labor force exit and re-employment: A prospective study with ten years follow-up in the Netherlands. Scandinavian Journal of Work, Environment & Health, 39(2), 134-143.
  • Shultz, K.S., & Wang, M. (2011). Psychological perspectives on the changing nature of retirement. American Psychologist, 66(3), 170-179.
  • TÜİK. (2018). Nüfus projeksiyonları, 2030-2080. data.tuik.gov.tr/Bulten/Index?p= Nufus-Projeksiyonlari-2018-2080-30567
  • TÜİK. (2024). İstatistiklerle yaşlılar, 2024. data.tuik.gov.tr/Bulten/Index?p= Istatistiklerle-Yaslilar-2024-54079
  • Walker, A. (2002). A strategy for active ageing. International Social Security Review, 55(1), 121-139.
  • Wang, Z. (2025). Technological innovations in the silver economy: AI-driven financial management, smart products, and entrepreneurial support for aging populations. Applied and Computational Engineering.
  • Wegge, J., & Haslam, S.A. (2005). Improving work motivation and performance in brainstorming groups: The effects of three group goal-setting strategies. European Journal of Work and Organizational Psychology, 14(4), 400-430.
  • Wu, W., Ying, S., & Wu, Y. (2025). Silver economy industry market consumption characteristics research. Journal of Modern Social Sciences.
  • Yunusa, A. (2013). Retirement challenges and management strategies among retired civil servants in Kogi State. International Journal of Social Sciences and Humanities Review, 4.
  • Zaccagni, S., Sigsgaard, A.M., Vrangbaek, K., & et al. (2024). Who continues to work after retirement age? BMC Public Health, 24, 692.
  • Zhan, Y., Wang, M., Liu, S., & Shultz, K. (2009). Bridge employment and retirees’ health: A longitudinal investigation.
  • Zhukovska, A. (2020). “Silver economy” as a resource of inclusive development of the national economy (pp.37-53).
  • Zeka, B. (2022). Gendered poverty perceptions: How do retired women fare?. Risks, 10(2), 29.

Çalışan Emeklilerin Ekonomik Durumları ve Yeniden Çalışma Motivasyonları: Samsun İli Örneklemi

Year 2025, Volume: 9 Issue: 1, 23 - 42, 30.06.2025
https://doi.org/10.31461/ybpd.1644690

Abstract

Bu çalışma, Türkiye'de emeklilik sonrası çalışma hayatına geri dönmeye karar veren emeklilerin motivasyonlarını, karşılaştıkları ekonomik zorlukları ve bu süreçlerin yaşam kaliteleri üzerindeki etkilerini nicel bir araştırma yöntemiyle incelemektedir. Araştırma, 2023 yılı Kasım ve Aralık aylarında Samsun ilinde kartopu örnekleme yöntemiyle çalışmaya katılan 47 emekli birey üzerinden gerçekleştirilmiştir. Veriler, geliştirilen Görüşme Formu kullanılarak toplanmış ve SPSS programı ile analiz edilmiştir. Bulgular, emeklilik gelirlerinin yetersizliğinin (%63,8) ve ekonomik krizlerin (%83) emeklilerin yeniden çalışma kararlarında belirleyici bir rol oynadığını ortaya koymaktadır. Çalışan emeklilerin %68,09'u ekonomik nedenlerle, %8,51'i ise çocuklarının geleceğini güvence altına almak gibi nedenlerden dolayı tekrar çalışma hayatına dönmüştür. Demografik verilerde, katılımcıların %97'sinin erkek olduğu ve en yüksek yaş grubunun 70 yaş ve üzeri (%27,65) olduğu belirlenmiştir. Bu sonuçlar, emeklilik sistemlerinin ekonomik sürdürülebilirliğinin artırılması, esnek çalışma imkanlarının sağlanması ve sosyal destek programlarının geliştirilmesi gerekliliğini vurgulamaktadır. Ayrıca, emeklilik politikalarının demografik farklılıkları ve iş piyasasındaki değişimleri dikkate alacak şekilde yeniden tasarlanması gerektiği sonucuna varılmıştır. Bu çalışma, emeklilerin ekonomik ve sosyal ihtiyaçlarını karşılamada politika yapıcılar için değerli bilgiler sunmakta ve literatürdeki boşluğu doldurmaktadır.

References

  • Andoh, P. (2018). From pension to wellbeing: A study of retirement income and wellbeing of retirees in Ghana. (Doctoral Dissertation, Queensland: The University of Queensland).
  • Aquino, J.A., Cutrona, C.E., & Altmaier, E.M. (1996). Employment status, social support and life satisfaction among the elderly. Journal of Counseling Psychology, 43(4), 480-489.
  • Arif, G. (1996). Period without a job after returning from the Middle East: A survival analysis. The Pakistan Development Review, 35, 805-822.
  • Arya, S. (2024). A sociological study on economic status of retired government employees.
  • Bilen, M., Şan, M.K., & Aydın, M.K. (2005). Yoksulluk sorunu üzerine. Bilgi, 10(1), 1-26.
  • Blake, D. (2006). Pension economics. John Wiley & Sons.
  • Bozkurt, Ö., Ergun, T., & Sezen, S. (2014). Kamu yönetimi sözlüğü. TODAİE Yayınları.
  • Çağlar, A. (2023). Eğitim yöneticilerinin emekliliğe eğilimleri ve örgütsel aidiyetleri arasındaki ilişki ile emekli eğitim yöneticilerinin emeklilik yaşamına ilişkin görüşleri. Doktora Tezi. Ankara: Ankara Üniversitesi Eğitim Bilimleri Enstitüsü.
  • Çetinkaya, E. (2011). Emekli bireylerde yaşam doyumunun yordayıcıları olarak sosyal destek ve öz-yeterlilik. Yüksek Lisans Tezi. Ankara: Hacettepe Üniversitesi Sosyal Bilimler Enstitüsü.
  • ÇSGB. (2023). Sosyal Güvenlik Kurumu emeklilik koşulları. csgb.gov.tr/sgk /emeklilik-kosullari.
  • de Wind, A., Geuskens, G.A., Ybema, J.F., Blatter, B.M., Burdorf, A., Bongers, P.M., & van der Beek, A.J. (2014). Health, job characteristics, skills, and social and financial factors in relation to early retirement-Results from a longitudinal study in the Netherlands. Scandinavian Journal of Work, Environment & Health, 40(2), 186-194.
  • de Wind, A., van der Pas, S., Blatter, B.M., & van der Beek, A.J. (2016). A life course perspective on working beyond retirement-Results from a longitudinal study in the Netherlands. BMC Public Health, 16(1), 499.
  • Dingemans, E., & Henkens, K. (2014). Involuntary retirement, bridge employment, and satisfaction with life: A longitudinal investigation. Journal of Organizational Behavior, 35, 575-591.
  • Dingemans, E., Henkens, K., & Solinge, H. (2016). Access to bridge employment: Who finds and who does not find work after retirement? The Gerontologist, 56(4), 630-640.
  • Eerde, W. van, & Thierry, H. (1996). Vroom’s expectancy models and work-related criteria: A meta-analysis. Journal of Applied Psychology, 81(5), 575-586.
  • European Foundation for the Improvement of Living and Working Conditions. (2012). Employment trends and policies for older workers in the recession.
  • Feagin, J.R. (1972). Poverty: We still believe that God helps those who help themselves. Psychology Today, 6(6), 101-110.
  • Frolik, L. (2009). Protecting our aging retirees: Converting 401(k) accounts into federally guaranteed lifetime annuities. ERN: Equity.
  • Gobeski, K., & Beehr, T. (2009). How retirees work: Predictors of different types of bridge employment. Journal of Organizational Behavior, 30, 401-425.
  • Grishina, I., Polynev, A., & Filatov, A. (2023). Comparative analysis of the silver economy capacity in Russia and the EU. Contemporary Europe.
  • Hardy, M. (2006). Older workers. In R.H. Binstock & L.K. George (Eds.), Handbook of aging and the social sciences (6th ed., pp.201-218). Academic Press.
  • Hatcher, C.B. (2003). The economics of the retirement decision. In G.A. Adams & T.A. Beehr (Eds.), Retirement: Reasons, processes, and results (pp.136-158). Springer.
  • Henkens, K., & van Solinge, H. (2013). Returning to work after retirement-Who, what and why? Netspar. Hui-Hui, X. (2013). An analysis of the re-employment states of the returned peasant-workers and its influencing factors. Population and Economics.
  • Karasar, N. (2016). Bilimsel araştırma yöntemleri (31st ed.). Nobel Akademik.
  • Kılıç, S. (2013). Örnekleme yöntemleri [Sampling methods]. Journal of Mood Disorders, 3(1), 44-46.
  • Klimczuk, A. (2012). Supporting the development of gerontechnology as part of silver economy building. IO: Productivity.
  • Klimczuk, A. (2021). The silver economy as a constructive response in public policy on aging. Labor: Public Policy & Regulation eJournal.
  • Krzyminiewska, G. (2020). Ethical dilemmas of the silver economy. Ekonomia i Prawo, 19, 61-71.
  • Lahey, K., Kim, D., & Newman, M. (2006). Full retirement? An examination of factors that influence the decision to return to work. Financial Services Review, 15, 1.
  • Latham, G.P., & Steele, T.P. (1983). The motivational effects of participation versus goal setting on performance. Academy of Management Journal, 26(3), 406-417.
  • Legendre, F., Lorgnet, J., & Thibault, F. (2003). The distribution of financial incentives to work in France: An evaluation using the Myriade model (pp.23-48).
  • Leśna-Wierszołowicz, E. (2018). Silver economy as a response to demographic changes (pp.162-169).
  • Locke, E.A., & Latham, G.P. (2002). Building a practically useful theory of goal setting and task motivation: A 35-year odyssey. American Psychologist, 57(9), 705-717.
  • Nivorozhkina, L. (2019). Risks of a new retirement age: Will poverty and unemployment increase? Intelligence. Innovations. Investment.
  • Odell, K.S., Soloninka, J.W., Lawrence, L.D., & Gartin, S.A. (1992). Life satisfaction of retired West Virginia secondary school agriculture teachers. Journal of Agricultural Education, 17-22.
  • Olatunde, A., & Awosusi, O. (2011). Socio-economic implications of retirement on retired public servants in Ekiti State, Nigeria. International Business Management, 3, 79-83.
  • Osborne, J. W. (2012). Psychological effects of the transition to retirement. Canadian Journal of Counselling and Psychotherapy, 46(1), 45-58.
  • Peeters, M., Kooij, D., de Lange, A., Jansen, P., & Dikkers, J. (2008). Older workers’ motivation to continue to work: Five meanings of age. Journal of Managerial Psychology, 23(4), 364-394.
  • Roessler, R. (1989). Motivational factors influencing return to work. Journal of Applied Rehabilitation Counseling, 20, 14-17.
  • Sarıca, A.O. (2019). Türkiye’de emeklilik sistemlerinin yaşlı yoksulluğu ve emekli yoksulluğu üzerine etkisi. Sosyal Güvenlik Dergisi, 9(2), 477-498.
  • Schuring, M., Robroek, S., Otten, F., Arts, C., & Burdorf, A. (2013). The effect of ill health and socioeconomic status on labor force exit and re-employment: A prospective study with ten years follow-up in the Netherlands. Scandinavian Journal of Work, Environment & Health, 39(2), 134-143.
  • Shultz, K.S., & Wang, M. (2011). Psychological perspectives on the changing nature of retirement. American Psychologist, 66(3), 170-179.
  • TÜİK. (2018). Nüfus projeksiyonları, 2030-2080. data.tuik.gov.tr/Bulten/Index?p= Nufus-Projeksiyonlari-2018-2080-30567
  • TÜİK. (2024). İstatistiklerle yaşlılar, 2024. data.tuik.gov.tr/Bulten/Index?p= Istatistiklerle-Yaslilar-2024-54079
  • Walker, A. (2002). A strategy for active ageing. International Social Security Review, 55(1), 121-139.
  • Wang, Z. (2025). Technological innovations in the silver economy: AI-driven financial management, smart products, and entrepreneurial support for aging populations. Applied and Computational Engineering.
  • Wegge, J., & Haslam, S.A. (2005). Improving work motivation and performance in brainstorming groups: The effects of three group goal-setting strategies. European Journal of Work and Organizational Psychology, 14(4), 400-430.
  • Wu, W., Ying, S., & Wu, Y. (2025). Silver economy industry market consumption characteristics research. Journal of Modern Social Sciences.
  • Yunusa, A. (2013). Retirement challenges and management strategies among retired civil servants in Kogi State. International Journal of Social Sciences and Humanities Review, 4.
  • Zaccagni, S., Sigsgaard, A.M., Vrangbaek, K., & et al. (2024). Who continues to work after retirement age? BMC Public Health, 24, 692.
  • Zhan, Y., Wang, M., Liu, S., & Shultz, K. (2009). Bridge employment and retirees’ health: A longitudinal investigation.
  • Zhukovska, A. (2020). “Silver economy” as a resource of inclusive development of the national economy (pp.37-53).
  • Zeka, B. (2022). Gendered poverty perceptions: How do retired women fare?. Risks, 10(2), 29.
There are 53 citations in total.

Details

Primary Language Turkish
Subjects Social Work (Other), Psychology of Ageing
Journal Section Volume:9, Issue:1 June
Authors

Seçil Duran 0000-0003-2996-3786

Gülsüm Çamur 0000-0001-5116-2462

Early Pub Date June 20, 2025
Publication Date June 30, 2025
Submission Date February 21, 2025
Acceptance Date June 20, 2025
Published in Issue Year 2025 Volume: 9 Issue: 1

Cite

APA Duran, S., & Çamur, G. (2025). Çalışan Emeklilerin Ekonomik Durumları ve Yeniden Çalışma Motivasyonları: Samsun İli Örneklemi. Yaşam Becerileri Psikoloji Dergisi, 9(1), 23-42. https://doi.org/10.31461/ybpd.1644690