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“Asymmetric Information and Adverse Selection in Insurance Markets: The Problem of Moral Hazard”

Year 2009, Volume: 16 Issue: 1, 107 - 114, 01.03.2009

Abstract

References

  • Akerlof, G.A. , “The market for ‘Lemons’. Quality, Uncertainty and Market Mechanism’, The Quarterly Journal of Economics, Vol.84 No.3 (Aug.1970), pp. 488-500
  • Frank, H. , Microeconomics and Behaviour, (New York: McGraw Hill, 1991),
  • Gertler, M., “Financial Structure and Aggregate Economic Activity: An overview”, Journal of Money, Credit and Banking, Vol 20, N0.3, (Aug.1988)
  • Gravelle, H. and Rees, R. , Microeconomics, (Singapore: Longman Group, 1993) p.683
  • Kangooh, L. , “Moral hazard, insurance and public loss prevention”, Journal of Risk and Insurance; (June 01, 1992)
  • Katz, M.L., Rosen, H.S., Microeconomics, (Boston-Mass.: Irwin McGraw-Hill, 1998)
  • McTaggart, D Findlay,C and Parkin, M. , Economics, (Sydney: Addison-Wesley, 1992)
  • Mas-Colell, A, Whinston, M.D, Green, J.R, Microeconomic Theory, (New York and Oxford: OUP,1995)
  • Mishkin, F.S., Eakins, S.G. , Financial Markets and Institutions, (Reading, Mass. : Addison- Wesley, 2000)
  • Myers, S.C. and Majluf N.S.; “Corporate Financing and Investment Decisions When Firms Have Information that Investors Do Not Have” Joural of Financial Economics, 13 (1984), 187- 221
  • Rotschild, M. and Stiglitz J.E. , “Equilibrium in competitive insurance markets: An essay in the economics of imperfect information” , Quarterly Journal of economics, Vol.80 (1976)
  • Spence, A.M. , Market signalling, (Cambridge, Mass.: Harvard University Press, 1974)
  • The Economist (1995) An Insurers Worst Nightmare, The Economist, 336, 66
  • Varian, H. R. , Intermediate Microeconomics: A Modern Approach, 2nd ed, (New York : W WNorton and Co., 1990)
  • Wilson, C. , “A model of insurance markets with incomplete information”, Journal of Economic Theory Vol.16 (1977)
  • http://en.wikipedia.org/wiki/Moral_hazard accessed on 10.02.2005

Sigorta Piyasalarında Asimetrik Bilgi ve İstenmeyen Tercih: Etik Tehlike Problemi

Year 2009, Volume: 16 Issue: 1, 107 - 114, 01.03.2009

Abstract

Asimetrik Bilgi problemi bir ekonomik işlemin taraflarından birinin doğru bir karar verebilmek için diğer taraf hakkında eksik bilgiye sahip oldugu durumlarda ortaya çıkan bir problemdir. Öte taraftan Etik Tehlike kavramı ise, bir sözleşmenin tamamlanmasından sonra taraflardan birinin digerinin zararina olacak sekilde davranişini değiştirmesi riskini ifade eder. Sigorta Piyasalarında Etik Tehlike kişilerin sigorta ettirilen şeyin zarara uğramasi veya çalınmasi risklerine karşı daha az çaba harcamasi şeklinde ortaya çikar

References

  • Akerlof, G.A. , “The market for ‘Lemons’. Quality, Uncertainty and Market Mechanism’, The Quarterly Journal of Economics, Vol.84 No.3 (Aug.1970), pp. 488-500
  • Frank, H. , Microeconomics and Behaviour, (New York: McGraw Hill, 1991),
  • Gertler, M., “Financial Structure and Aggregate Economic Activity: An overview”, Journal of Money, Credit and Banking, Vol 20, N0.3, (Aug.1988)
  • Gravelle, H. and Rees, R. , Microeconomics, (Singapore: Longman Group, 1993) p.683
  • Kangooh, L. , “Moral hazard, insurance and public loss prevention”, Journal of Risk and Insurance; (June 01, 1992)
  • Katz, M.L., Rosen, H.S., Microeconomics, (Boston-Mass.: Irwin McGraw-Hill, 1998)
  • McTaggart, D Findlay,C and Parkin, M. , Economics, (Sydney: Addison-Wesley, 1992)
  • Mas-Colell, A, Whinston, M.D, Green, J.R, Microeconomic Theory, (New York and Oxford: OUP,1995)
  • Mishkin, F.S., Eakins, S.G. , Financial Markets and Institutions, (Reading, Mass. : Addison- Wesley, 2000)
  • Myers, S.C. and Majluf N.S.; “Corporate Financing and Investment Decisions When Firms Have Information that Investors Do Not Have” Joural of Financial Economics, 13 (1984), 187- 221
  • Rotschild, M. and Stiglitz J.E. , “Equilibrium in competitive insurance markets: An essay in the economics of imperfect information” , Quarterly Journal of economics, Vol.80 (1976)
  • Spence, A.M. , Market signalling, (Cambridge, Mass.: Harvard University Press, 1974)
  • The Economist (1995) An Insurers Worst Nightmare, The Economist, 336, 66
  • Varian, H. R. , Intermediate Microeconomics: A Modern Approach, 2nd ed, (New York : W WNorton and Co., 1990)
  • Wilson, C. , “A model of insurance markets with incomplete information”, Journal of Economic Theory Vol.16 (1977)
  • http://en.wikipedia.org/wiki/Moral_hazard accessed on 10.02.2005
There are 16 citations in total.

Details

Primary Language Turkish
Journal Section Articles
Authors

Meltem Tumay This is me

Publication Date March 1, 2009
Published in Issue Year 2009 Volume: 16 Issue: 1

Cite

APA Tumay, M. (2009). Sigorta Piyasalarında Asimetrik Bilgi ve İstenmeyen Tercih: Etik Tehlike Problemi. Yönetim Ve Ekonomi Dergisi, 16(1), 107-114.