Tarım Sigortaları Refahı ve İklim Değişikliğine Uyum Kararında Nexus Analizi: Nijerya Örneği

Öz

İklim değişikliğinin finansmanına küresel vurgu yapılmasına rağmen, Nijerya'da iklim değişikliğine uyum kararında sigorta refahının durumu hakkında sınırlı bilgi bulunmaktadır. Bu nedenle, bu çalışma Nijerya'nın Edo Eyaleti'nde tarım sigortası refahı ve iklim değişikliğine uyum kararındaki bağlantıyı incelemiştir. Bir küme örnekleme tekniği kullanılmıştır. Ham veriler 192 çiftçiye dağıtılan anket kullanılarak toplanmıştır. Tanımlayıcı ve çıkarımsal istatistikler çalışma için kullanılan analitik araçlardır. Yaş ortalaması 43 bulunmuştur. Yaklaşık% 62'si erkektir. Ankete katılanların çoğunluğu (% 82.3) evli olup, ortalama 7 kişilik bir aile boyutuna sahiptir. Ortalama tarım deneyimleri 14 yıl bulunmuştur. Katılımcılar ortalama 1.52 hektarlık bir çiftlikle eğitildiler. Ankete katılanların yaklaşık% 77'si kooperatif toplumuna ait bulunmamaktadır. Tarım işletmelerinin çoğunun (% 65.6) krediye erişimi bulunmamaktadır. Çiftçiler tarafından kazanılan yıllık ortalama gelir 274 724 00 N olarak saptanmıştır. Bulgular, yetiştiricilerin % 76.0'ının tarım sigortası refahına çok az erişimi olduğunu göstermiştir. İkili probit modelinin çıktıları, eğitim seviyesi, çiftçilik yılları, çiftlik büyüklüğü, kooperatif üyeliği, arazi mülkiyeti durumu, krediye erişim ve gelir düzeyinin iklim değişikliğine uyum kararında tarım sigortası refahını etkilediğini gösterirken, eğitim, hane halkı büyüklüğü, krediye erişim , kooperatif üyeliği, gelir ve yayım irtibatı uyum kararına katkıda bulunduğunu göstermektedir. Devletin daha fazla üretkenlik için çiftçilere sigorta refah paketi sağlaması önerilmektedir.

Anahtar Kelimeler

• insurance welfare,climate change,adaptation decision,Adaptasyon kararı,Ekilebilir ürün çiftçisi,İklim değişikliği,Sigorta refahı

Analysis of the Nexus in Agricultural Insurance Welfare and Climate Change Adaptation Decision: Evidence from NigeriaAnalysis of the Nexus in Agricultural Insurance Welfare and Climate Change Adaptation Decision: Evidence from Nigeria

Abstract

Despite the global emphasis on climate change financing, there is limited information on the status of insurance welfare on climate change adaptation decision in Nigeria. This study therefore, examined the nexus in agricultural insurance welfare and climate change adaptation decision in Edo State, Nigeria. A cluster sampling technique was used. Raw data were collected using questionnaire distributed to 192 farmers. Descriptive and inferential statistics were the analytical tools used for the study. The mean age was 43 years. About 62% were males. Majority (82.3%) of the respondents were married with an average family size of 7 members. Their average farming experience was 14 years. The respondents were educated with a mean farm size of 1.52 hectares. About 77% of the respondents do not belong to cooperative society. Most, (65.6%) of the agrarians did not have access to credit. The average annual income earned by farmers was N274 724 00. Findings showed that 76.0% of the growers had little access to agricultural insurance welfare. The outcome of the binary probit model indicated that educational level, years of farming, farm size, cooperative membership, land ownership status, access to credit and income level influence agricultural insurance welfare for climate change adaptation decision, while education, household size, access to credit, membership of cooperative, income and extension contact contributed to adaptation decision. It is recommended that Government should make provision for insurance welfare package for farmers for greater productivity.

Keywords

• Adaptation decision,Arable crop farmer,Climate change,Insurance welfare

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