Nijerya Delta eyaleti, delta kuzey tarım bölgesindeki mahsul çiftçileri arasında tarım sigortası himayesinin belirleyicileri

Year 2022, , 235 - 248, 04.07.2022

Theophilus Miebi Gbigbi , Tracy Ndubuokwu

https://doi.org/10.20289/zfdergi.883004

Cited By: 7

Abstract

Amaç: Bu makale, Delta Eyaleti Nijerya'daki Delta kuzey tarım bölgesinde tarım sigortasının himayesinin belirleyicilerini tanımlamayı amaçlamaktadır.
Gereç ve Yöntemler: Çok aşamalı örnekleme yöntemi 120 katılımcıyı seçmek için kullanılmıştır. Veriler anket yöntemiyle toplanmıştır. Bu araştırmada, tanımlayıcı istatistikler, logit modeli ve t-testi kullanılmıştır.
Araştırma Bulguları: Bulgular, kadın çiftçilerin %59,2'si ile ortalama yaşın 48 olduğunu gösterdi. Bunların yaklaşık %60'ı, ortaokul düzeyinde eğitime sahip ve ortalama çiftlik büyüklükleri 2.10 hektardı. Ortalama geliri N 80, 278.33 olan bir kooperatif topluluğuna %75'i üye olmayan çiftçilerin, ortalama çiftçilik deneyimi 11 yıldı. Başlıca riskler haşere, yüksek sıcaklık, verimde değişiklik, sel ve en azı bir yangın çıkmasıydı. Üreticilerin yaşı, eğitim düzeyi, prim oranı, işletme büyüklüğü, kredi kullanım durumu, cinsiyet, farkındalık ve arazi mülkiyet şekli üreticilerin tarım sigortası yaptırma kararını etkilediği logit modelde saptanmıştır.
Sonuç: Bu çalışma, üreticilerin sosyoekonomik faktörleri ile sigortanın yaptırma kararı arasındaki etkileşimi vurgulayarak sigorta yaptırma kararını incelemektedir. Bu çalışmada belirtildiği gibi, tanımlanan faktörler yaptırma kararını önemli ölçüde iyileştirecek ve verimliliği artıracaktır

Keywords

tarım sigortası,, ekilebilir ürün çiftçileri,, belirleyiciler, kısıtlamalar, himaye

Determinants of agricultural insurance patronage among crop farmers in Delta north agricultural zone, Delta State, Nigeria

Abstract

Objective: The objective of this paper was to identify the determinants of patronage of agricultural insurance in Delta north agricultural zone, Delta State Nigeria.
Material and Methods: A multistage sampling technique was used to select 120 respondents. Data were obtained through questionnaire administration. Descriptive statistics, logit model, and t-test were employed in the study.
Results: The findings showed that the mean age was 48 years with 59.2% of female farmers. About 60% of them had secondary education with a mean farm size of 2.10 ha. The mean farming experience was 11 years with 75% of the farmers not belonging to a cooperative society with a mean income of N80, 278.33. The major risks were pests, high temperature, variation in yield, flood and the least were a fire outbreak. Only 39.2% of the farmers are aware of agricultural insurance. The logit model showed that the age of farmers, educational level, premium rate, farm size, accessibility to credit, gender, awareness, and land tenure influenced farmers' decision to patronize agricultural insurance.
Conclusion: This study examines insurance patronage by highlighting the interaction between the socioeconomic factors of farmers and the decision to patronize insurance. As far as this study is concerned, the identified factors will significantly improve patronage and increase productivity.

Keywords

Patronage, agricultural insurance,, ,arable crop farmers, determinants,, constraints

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