Year 2018, Volume 4, Issue 1, Pages 24 - 40 2018-03-31

The Contemporary Islamic Banking System (Jaiz Bank) in Tackling Financial Exclusion in Nigeria

Tijjani MUHAMMAD [1] , Sulaiman ALHAJI DAUDA [2] , Dani MAMMAN [3]

65 317

This study investigates perceptions of Muslim and non-Muslim citizens with respect to Islamic banking in Tanzania. We also attempt to measure the awareness regarding Islamic banking products and services as well as the factors which influence citizens of Tanzania in choosing Islamic banking. We explore if there are any similarities and differences between Muslim and non-Muslim citizens. By using snow ball sampling technique, a sample of 660 citizens (50% Muslim and 50% non-Muslim) was surveyed. Chi-square test was used to test if there is any significant difference between perceptions of Muslim and non-Muslim toward Islamic banking in Tanzania. Our findings imply that there a significant difference between perceptions of Muslims and non-Muslims with respect to Islamic banking in Tanzania. Furthermore, with respect to level of awareness of Islamic banking our findings reveal that nearly two thirds of Muslim respondents are aware of Islamic banking whereas only one third of non-Muslim citizens are aware of Islamic banking. Respondents claim that they learn about Islamic banking products and services mostly through friends or Islamic banks. Moreover, Muslim and non-Muslim citizens tend to have different factors which may encourage or discourage them to use Islamic banking.

Islamic bank and financial exclusion, Religious reason, Jaiz Bank Customers
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Primary Language en
Subjects Economics
Journal Section Articles
Authors

Author: Tijjani MUHAMMAD

Author: Sulaiman ALHAJI DAUDA

Author: Dani MAMMAN

Bibtex @research article { ijisef412112, journal = {International Journal of Islamic Economics and Finance Studies}, issn = {2149-8393}, eissn = {2149-8407}, address = {Politik Ekonomik ve Sosyal Araştırmalar Merkezi}, year = {2018}, volume = {4}, pages = {24 - 40}, doi = {10.25272/j.2149-8407.2018.4.1.02}, title = {The Contemporary Islamic Banking System (Jaiz Bank) in Tackling Financial Exclusion in Nigeria}, key = {cite}, author = {MUHAMMAD, Tijjani and ALHAJI DAUDA, Sulaiman and MAMMAN, Dani} }
APA MUHAMMAD, T , ALHAJI DAUDA, S , MAMMAN, D . (2018). The Contemporary Islamic Banking System (Jaiz Bank) in Tackling Financial Exclusion in Nigeria. International Journal of Islamic Economics and Finance Studies, 4 (1), 24-40. DOI: 10.25272/j.2149-8407.2018.4.1.02
MLA MUHAMMAD, T , ALHAJI DAUDA, S , MAMMAN, D . "The Contemporary Islamic Banking System (Jaiz Bank) in Tackling Financial Exclusion in Nigeria". International Journal of Islamic Economics and Finance Studies 4 (2018): 24-40 <http://dergipark.org.tr/ijisef/issue/36413/412112>
Chicago MUHAMMAD, T , ALHAJI DAUDA, S , MAMMAN, D . "The Contemporary Islamic Banking System (Jaiz Bank) in Tackling Financial Exclusion in Nigeria". International Journal of Islamic Economics and Finance Studies 4 (2018): 24-40
RIS TY - JOUR T1 - The Contemporary Islamic Banking System (Jaiz Bank) in Tackling Financial Exclusion in Nigeria AU - Tijjani MUHAMMAD , Sulaiman ALHAJI DAUDA , Dani MAMMAN Y1 - 2018 PY - 2018 N1 - doi: 10.25272/j.2149-8407.2018.4.1.02 DO - 10.25272/j.2149-8407.2018.4.1.02 T2 - International Journal of Islamic Economics and Finance Studies JF - Journal JO - JOR SP - 24 EP - 40 VL - 4 IS - 1 SN - 2149-8393-2149-8407 M3 - doi: 10.25272/j.2149-8407.2018.4.1.02 UR - https://doi.org/10.25272/j.2149-8407.2018.4.1.02 Y2 - 2019 ER -
EndNote %0 International Journal of Islamic Economics and Finance Studies The Contemporary Islamic Banking System (Jaiz Bank) in Tackling Financial Exclusion in Nigeria %A Tijjani MUHAMMAD , Sulaiman ALHAJI DAUDA , Dani MAMMAN %T The Contemporary Islamic Banking System (Jaiz Bank) in Tackling Financial Exclusion in Nigeria %D 2018 %J International Journal of Islamic Economics and Finance Studies %P 2149-8393-2149-8407 %V 4 %N 1 %R doi: 10.25272/j.2149-8407.2018.4.1.02 %U 10.25272/j.2149-8407.2018.4.1.02
ISNAD MUHAMMAD, Tijjani , ALHAJI DAUDA, Sulaiman , MAMMAN, Dani . "The Contemporary Islamic Banking System (Jaiz Bank) in Tackling Financial Exclusion in Nigeria". International Journal of Islamic Economics and Finance Studies 4 / 1 (March 2018): 24-40. https://doi.org/10.25272/j.2149-8407.2018.4.1.02