Araştırma Makalesi
BibTex RIS Kaynak Göster
Yıl 2018, Cilt: 4 Sayı: 1, 24 - 40, 31.03.2018
https://doi.org/10.25272/j.2149-8407.2018.4.1.02

Öz

Kaynakça

  • Adiwarman A. & Karim (2002). Incentive compatible constraints for Islamic Banking: Some lessons from Bank Muamalat: Liberary of Congress Cataloguing in publication data p.g 96 (Islamic Banking and Finance: New Perspectives on Profit-Sharing and Risk/edited by Munawar Iqabal, David T. Llywellyn Aliyu, S. U. R. (2012). Islamic banking and finance in Nigeria: issues, challenges, and opportunities Anderloni, L., & Carluccio, E. (2006). Access to bank accounts and payment services. In: L. Anderloni, E. Carluccio, and M. Braga, New frontiers in banking services: Emerging needs and tailored products for untapped markets. Berlin: Springer Verlag Anderloni, L., & Carluccio, E. (2006). Access to bank accounts and payment services. In: L. Anderloni, E. Carluccio, and M. Braga, New frontiers in banking services: Emerging needs and tailored products for untapped markets. Berlin: Springer Verlag Armendáriz, B., & Morduch, J. (2010). The economics of microfinance. MIT press. AFDB, OECD (2013). African Economic outlook Bredenkamp, J. (1969). On the use of significance tests in theory-testing experiment. Psychologische Beiltrage 11, 275-285. Carbo, S., Gardener, E.P.M., & Molyneux (2007). Financial Exclusion in Europe Public Money and Management, Vol.27, No.1, pp.21-27 CBN (2005). Conceptualizing resistance to globalization. The global resistance reader, 17- 27. Central Bank of Nigeria (2012). National Financial Inclusion Strategy. Abuja: CBN CGAP (2012). Financial Inclusion and Stability: What Does Research Show? Retrieved from http://www.cgap.org/sites/default/files/CGAPBrief-Financial-Inclusion-and- StabilityWhat-Does-Research-ShowMay-2012.pdf. Cohen, J. (1988). Statistical power analysis for the behavioural sciences (2nd ed.) Cravens, D.W., Ingram, T.N., LaForge, R.W. & Young, C.E. (1993). “Behavior-based and outcome-based salesforce control systems”, Journal of Marketing, Vol. 57 No. 4, pp. 47- 59 47 No. 4, pp. 764-776. C.P.A.N.R (2015). Chronic poverty network report 2014-2015: The road to zero extreme poverty. Manchester: Chronic Poverty Advisory Network. David D. & Roberta G (1999). gender Inequality, Income, and Growth: are good times Good for Women. Development Research group the world bank Demsetz H. (1973). Industry Structure, Market Rivalry, and Public policy. Journal of Law and economics 16 , 1-3 Devlin, J. F. (2005). A detailed study of financial exclusion in the United Kingdom. Journal of Consumer Policy, 28, 75-108 Enhancing Financial Innovation and Access (2010). EFInA Access to Financial Services in Nigeria 2010 Survey. EFInA. Erdfelder, E (1984). log-learner Modelling on significance and control of the beta error in statistical tests of log-linear models. European Commission (2008). Climate Change and International Security. Joint paper to the European council. 5, 113 Farook, S. (2008). Social Responsibility. Islamic Banking and Finance. 6, pp.17-20 Fadun, S.O (2004). Financial Inclusion, Tool for Poverty Alleviation and Income Redistribution in Developing Countries: Evidencies from Nigeria. Academic Research international 5,(3) 137. Financial Services Authority (2000). In or out? Financial Exclusion: A Literature Review, July, 2000 [Online]. [Accessed 18 July 2008) Available from: <http://www.fsa.gov>. George, D. & Mallery, P. (2006). SPSS for Windows-Step by Step: A simple guide and reference (Sixth ed.). USA: Pearson Education Inc. Hanlon, M. (2005). Islamic Bank of Britain Offers Helping Hand to the Financially Excluded. The Islamic Bank of Britain Press Release Archives. [online]. [Accessed 15 March 2008]. Available from:http://www.islamicbank.com Hirschman A. (1970). Exit,Voice and loyalty, Cambridge, MA: Harvard University Press. Hogarth, J. M., & O'Donnell, K. H. (2000). If you build it, will they come? A simulation of financial product holdings among low-to-moderate income households. Journal of Consumer Policy, 23(4), 409-444 Howell, N. (2005). Financial exclusion and microfinance: An overview of the issues,opportunity knocks: microfinance as pathway to financial and social exclusion 27, p2 Ihugba, O. A., Ebomuche, N. C., & Bankong, B. (2014). The Impact of Nigeria Microfinance Banks on Poverty Reduction: Imo State Experience. International Letters of Social and Humanistic Sciences, (16), 92-113. Iqbal Z., & Mirakhor, A., (2007). Profit-and-loss sharing contracts in Islamic finance. Handbook of Islamic banking, 49. Kanayo, O., Jumare, F., & Nancy, S. (2013). Challenges of microfinance access in Nigeria: Implications for entrepreneurship development. Mediterranean Journal of Social Sciences, 4(6), 611. Kempson, E (1998). Paying for peace of mind: access to home contents insurance for low- income households Vol. 852 institute for public policy research Kempson, E & Whyley (1999) Policy level response to financial exclusion in developing economies: Lessons for Developing Countries. Paper for Access to Finance: Building Inclusive Financial Systems, May 30-31 2006, Washington DC: World Bank. Kept Out or Opted Out: Understanding and Combating Financial Exclusion. Bristol: Policy Press. Kempson, E. (2001). Bank Exclusion in the United Kingdom. In: Guene, C. and Mayo, E., (ed.). Banking and Social Cohesion - Alternative Responses to a Global Market, Chipping Norton: Jon Carpenter Publishing. Kettell, B. (2010). Islamic finance in a nutshell: a guide for non-specialists. John Wiley & Sons. Kunt, A., & Klapper, L. (2012). Measuring financial inclusion: The Global Findex Database. Policy Research Working Paper WPS 6025, World Bank: Development Research Group Larry E. (2015). Economic viewpoint https://www.theguardian.com/business/series/2015 Lee, J. (2002). The poor in the financial markets: Changes in the use of financial products, institutions and services from 1995 to 1998. Journal of Consumer Policy, 25, 203–231 Lusardi, A. & Mitchell, O.S (2014). The Economic Importance of Financial Literacy Theory and Evidence. Journal of Economic literature 52, (1), 5-44 Martin, D. (2002). Pentecostalism: The world their parish (p. 10). Oxford: Blackwell. Mbutor, M. O., & Uba, I. A. (2013). The impact of financial inclusion on monetary policy in Nigeria. Journal of Economics and International Finance, 5(8), 318. McCormick, J., & Kempson, E. (1998). Paying for peace of mind: access Mohammad A. & John R. P (2002) How informal risk capital investors manage asymmetric information in profit/loss-sharing contracts: Library of congress cataloguing in publication data, Islamic Banking and Finance: New Perspectives on Profit- Sharing and Risk, ISBN 1 84064 787 6 Printed and bound in Great Britain by Biddles Ltd. Natalie S. (2010). Islamic Banking and Finance published in hardblack spiramus press Ltd 102 Blandford Street london W1u 8AG ISBN 9781904905110 Obaidullah, M. & Abdul Latif, H.S.H., (2007). (eds.) First International Conference on Inclusive Islamic Financial Sector Development. Enhancing Islamic Financial Services for Micro and Medium sized Enterprises’: Conference Proceedings, April 17-19, 2007, Negara Brunei, Darussalam Olson, D., & Mossman, C. (2001). Cross correlations and predictability of stock returns. Journal of forecasting, 20 (2), 145-160 Sapovadia V. (2015). Jaiz Bank, Nigeria: A Case Study on Non-Interest Bank: MPRA, Munich personal RePEC Archive online at https://mpra.ub.uni- muenchen.de/68763 Sinclair, S. (2001). Financial exclusion: A introductory survey. Edinburgh: Heriot Watt University Centre for Research into Socially Inclusive Services. Stiglitz, J (1985). Information and Economic Analysis: A Perspective; Economic Journal, 95, 21- 41 Schreiner, M & Woller, G. (2003) Microenterprise development programs in the united states and in developing world development 31, no g (2003):15671580 Westover J. (2008). The record of microfinance: the effectiveness/ ineffectiveness of microfinance programs as a means of alleviating poverty. Electronic Journal of Sociology. http://www.sociology.org/ content/2008/_westover_finance.pdf Williamson, S. D. (1987). Financial intermediation, business failures, and real business cycles. Journal of Political Economy, 95(6), 1196-1216. Yunusa, M. & Nordin B. N (2015). Religious Challenges of Islamic Banking in Nigeria. International Journal of Academic Research in Business and Social Science Vol. 5 No.4 ISSN:2222-6990

The Contemporary Islamic Banking System (Jaiz Bank) in Tackling Financial Exclusion in Nigeria

Yıl 2018, Cilt: 4 Sayı: 1, 24 - 40, 31.03.2018
https://doi.org/10.25272/j.2149-8407.2018.4.1.02

Öz

This study investigates perceptions of Muslim and non-Muslim
citizens with respect to Islamic banking in Tanzania. We also attempt to
measure the awareness regarding Islamic banking products and services as well
as the factors which influence citizens of Tanzania in choosing Islamic
banking. We explore if there are any similarities and differences between
Muslim and non-Muslim citizens. By using snow ball sampling technique, a sample
of 660 citizens (50% Muslim and 50% non-Muslim) was surveyed. Chi-square test
was used to test if there is any significant difference between perceptions of
Muslim and non-Muslim toward Islamic banking in Tanzania. Our findings imply
that there a significant difference between perceptions of Muslims and
non-Muslims with respect to Islamic banking in Tanzania. Furthermore, with respect
to level of awareness of Islamic banking our findings reveal that nearly two
thirds of Muslim respondents are aware of Islamic banking whereas only one
third of non-Muslim citizens are aware of Islamic banking. Respondents claim
that they learn about Islamic banking products and services mostly through
friends or Islamic banks. Moreover, Muslim and non-Muslim citizens tend to have
different factors which may encourage or discourage them to use Islamic
banking.

Kaynakça

  • Adiwarman A. & Karim (2002). Incentive compatible constraints for Islamic Banking: Some lessons from Bank Muamalat: Liberary of Congress Cataloguing in publication data p.g 96 (Islamic Banking and Finance: New Perspectives on Profit-Sharing and Risk/edited by Munawar Iqabal, David T. Llywellyn Aliyu, S. U. R. (2012). Islamic banking and finance in Nigeria: issues, challenges, and opportunities Anderloni, L., & Carluccio, E. (2006). Access to bank accounts and payment services. In: L. Anderloni, E. Carluccio, and M. Braga, New frontiers in banking services: Emerging needs and tailored products for untapped markets. Berlin: Springer Verlag Anderloni, L., & Carluccio, E. (2006). Access to bank accounts and payment services. In: L. Anderloni, E. Carluccio, and M. Braga, New frontiers in banking services: Emerging needs and tailored products for untapped markets. Berlin: Springer Verlag Armendáriz, B., & Morduch, J. (2010). The economics of microfinance. MIT press. AFDB, OECD (2013). African Economic outlook Bredenkamp, J. (1969). On the use of significance tests in theory-testing experiment. Psychologische Beiltrage 11, 275-285. Carbo, S., Gardener, E.P.M., & Molyneux (2007). Financial Exclusion in Europe Public Money and Management, Vol.27, No.1, pp.21-27 CBN (2005). Conceptualizing resistance to globalization. The global resistance reader, 17- 27. Central Bank of Nigeria (2012). National Financial Inclusion Strategy. Abuja: CBN CGAP (2012). Financial Inclusion and Stability: What Does Research Show? Retrieved from http://www.cgap.org/sites/default/files/CGAPBrief-Financial-Inclusion-and- StabilityWhat-Does-Research-ShowMay-2012.pdf. Cohen, J. (1988). Statistical power analysis for the behavioural sciences (2nd ed.) Cravens, D.W., Ingram, T.N., LaForge, R.W. & Young, C.E. (1993). “Behavior-based and outcome-based salesforce control systems”, Journal of Marketing, Vol. 57 No. 4, pp. 47- 59 47 No. 4, pp. 764-776. C.P.A.N.R (2015). Chronic poverty network report 2014-2015: The road to zero extreme poverty. Manchester: Chronic Poverty Advisory Network. David D. & Roberta G (1999). gender Inequality, Income, and Growth: are good times Good for Women. Development Research group the world bank Demsetz H. (1973). Industry Structure, Market Rivalry, and Public policy. Journal of Law and economics 16 , 1-3 Devlin, J. F. (2005). A detailed study of financial exclusion in the United Kingdom. Journal of Consumer Policy, 28, 75-108 Enhancing Financial Innovation and Access (2010). EFInA Access to Financial Services in Nigeria 2010 Survey. EFInA. Erdfelder, E (1984). log-learner Modelling on significance and control of the beta error in statistical tests of log-linear models. European Commission (2008). Climate Change and International Security. Joint paper to the European council. 5, 113 Farook, S. (2008). Social Responsibility. Islamic Banking and Finance. 6, pp.17-20 Fadun, S.O (2004). Financial Inclusion, Tool for Poverty Alleviation and Income Redistribution in Developing Countries: Evidencies from Nigeria. Academic Research international 5,(3) 137. Financial Services Authority (2000). In or out? Financial Exclusion: A Literature Review, July, 2000 [Online]. [Accessed 18 July 2008) Available from: <http://www.fsa.gov>. George, D. & Mallery, P. (2006). SPSS for Windows-Step by Step: A simple guide and reference (Sixth ed.). USA: Pearson Education Inc. Hanlon, M. (2005). Islamic Bank of Britain Offers Helping Hand to the Financially Excluded. The Islamic Bank of Britain Press Release Archives. [online]. [Accessed 15 March 2008]. Available from:http://www.islamicbank.com Hirschman A. (1970). Exit,Voice and loyalty, Cambridge, MA: Harvard University Press. Hogarth, J. M., & O'Donnell, K. H. (2000). If you build it, will they come? A simulation of financial product holdings among low-to-moderate income households. Journal of Consumer Policy, 23(4), 409-444 Howell, N. (2005). Financial exclusion and microfinance: An overview of the issues,opportunity knocks: microfinance as pathway to financial and social exclusion 27, p2 Ihugba, O. A., Ebomuche, N. C., & Bankong, B. (2014). The Impact of Nigeria Microfinance Banks on Poverty Reduction: Imo State Experience. International Letters of Social and Humanistic Sciences, (16), 92-113. Iqbal Z., & Mirakhor, A., (2007). Profit-and-loss sharing contracts in Islamic finance. Handbook of Islamic banking, 49. Kanayo, O., Jumare, F., & Nancy, S. (2013). Challenges of microfinance access in Nigeria: Implications for entrepreneurship development. Mediterranean Journal of Social Sciences, 4(6), 611. Kempson, E (1998). Paying for peace of mind: access to home contents insurance for low- income households Vol. 852 institute for public policy research Kempson, E & Whyley (1999) Policy level response to financial exclusion in developing economies: Lessons for Developing Countries. Paper for Access to Finance: Building Inclusive Financial Systems, May 30-31 2006, Washington DC: World Bank. Kept Out or Opted Out: Understanding and Combating Financial Exclusion. Bristol: Policy Press. Kempson, E. (2001). Bank Exclusion in the United Kingdom. In: Guene, C. and Mayo, E., (ed.). Banking and Social Cohesion - Alternative Responses to a Global Market, Chipping Norton: Jon Carpenter Publishing. Kettell, B. (2010). Islamic finance in a nutshell: a guide for non-specialists. John Wiley & Sons. Kunt, A., & Klapper, L. (2012). Measuring financial inclusion: The Global Findex Database. Policy Research Working Paper WPS 6025, World Bank: Development Research Group Larry E. (2015). Economic viewpoint https://www.theguardian.com/business/series/2015 Lee, J. (2002). The poor in the financial markets: Changes in the use of financial products, institutions and services from 1995 to 1998. Journal of Consumer Policy, 25, 203–231 Lusardi, A. & Mitchell, O.S (2014). The Economic Importance of Financial Literacy Theory and Evidence. Journal of Economic literature 52, (1), 5-44 Martin, D. (2002). Pentecostalism: The world their parish (p. 10). Oxford: Blackwell. Mbutor, M. O., & Uba, I. A. (2013). The impact of financial inclusion on monetary policy in Nigeria. Journal of Economics and International Finance, 5(8), 318. McCormick, J., & Kempson, E. (1998). Paying for peace of mind: access Mohammad A. & John R. P (2002) How informal risk capital investors manage asymmetric information in profit/loss-sharing contracts: Library of congress cataloguing in publication data, Islamic Banking and Finance: New Perspectives on Profit- Sharing and Risk, ISBN 1 84064 787 6 Printed and bound in Great Britain by Biddles Ltd. Natalie S. (2010). Islamic Banking and Finance published in hardblack spiramus press Ltd 102 Blandford Street london W1u 8AG ISBN 9781904905110 Obaidullah, M. & Abdul Latif, H.S.H., (2007). (eds.) First International Conference on Inclusive Islamic Financial Sector Development. Enhancing Islamic Financial Services for Micro and Medium sized Enterprises’: Conference Proceedings, April 17-19, 2007, Negara Brunei, Darussalam Olson, D., & Mossman, C. (2001). Cross correlations and predictability of stock returns. Journal of forecasting, 20 (2), 145-160 Sapovadia V. (2015). Jaiz Bank, Nigeria: A Case Study on Non-Interest Bank: MPRA, Munich personal RePEC Archive online at https://mpra.ub.uni- muenchen.de/68763 Sinclair, S. (2001). Financial exclusion: A introductory survey. Edinburgh: Heriot Watt University Centre for Research into Socially Inclusive Services. Stiglitz, J (1985). Information and Economic Analysis: A Perspective; Economic Journal, 95, 21- 41 Schreiner, M & Woller, G. (2003) Microenterprise development programs in the united states and in developing world development 31, no g (2003):15671580 Westover J. (2008). The record of microfinance: the effectiveness/ ineffectiveness of microfinance programs as a means of alleviating poverty. Electronic Journal of Sociology. http://www.sociology.org/ content/2008/_westover_finance.pdf Williamson, S. D. (1987). Financial intermediation, business failures, and real business cycles. Journal of Political Economy, 95(6), 1196-1216. Yunusa, M. & Nordin B. N (2015). Religious Challenges of Islamic Banking in Nigeria. International Journal of Academic Research in Business and Social Science Vol. 5 No.4 ISSN:2222-6990
Toplam 1 adet kaynakça vardır.

Ayrıntılar

Birincil Dil İngilizce
Konular Ekonomi
Bölüm Makaleler
Yazarlar

Tijjani Muhammad Bu kişi benim

Sulaiman Alhajı Dauda Bu kişi benim

Dani Mamman Bu kişi benim

Yayımlanma Tarihi 31 Mart 2018
Yayımlandığı Sayı Yıl 2018 Cilt: 4 Sayı: 1

Kaynak Göster

APA Muhammad, T., Alhajı Dauda, S., & Mamman, D. (2018). The Contemporary Islamic Banking System (Jaiz Bank) in Tackling Financial Exclusion in Nigeria. International Journal of Islamic Economics and Finance Studies, 4(1), 24-40. https://doi.org/10.25272/j.2149-8407.2018.4.1.02

25855

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