Eathquake Insurance Product – Is It Need Or Necessity? ( Case Study Durrës Albanian )
Öz
Earthquake insurance is a challenge we are often facing with nowadays. This insurance can reduce the impact of this devastating natural phenomenon. Do we all need earthquake insurance? To answer this question we need to explore the willingness and ability of Albanian families to perceive the benefits this type of insurance provides to the population. No one can give a more accurate answer than we do. Many of us, especially people living in areas that do not have much tectonic cracking in their home country, choose not to receive this coverage. In the case of this natural occurrence that we often tend to call natural disasters, we must be prepared for the worst. In fact, the earthquake is a natural phenomenon. We know that risk is not simply eliminated, we try to minimize it through forms of insurance. Are we able to cover the cost of rebuilding the house in the event of an earthquake and even more to replace the household equipment? Do we know the benefits of earthquake insurance? What is the value we have to pay for this type ofe insurance? Are Albanian families able to pay for it ? This paper answers all these questions by analyzing questionnaires designed for this problem and distributed to the residents in one of the most seismic areas of Albania, Durrësarea.
Anahtar Kelimeler
Kaynakça
- Aunon-Nerin e.t al. "Why firms purchase property insurance”, Journal of Financial Economics 2008
- Bevere, Lucia et.al: “Natural catastrophes and man-made disasters in 2017: a year of record-breaking losses” Sigma (2018)
- DincCavlak : “Preferences for Earthquake Risk-Mitigation Mechanisms: Experimental Evidence” Natural Hazards Review journal ( 2018 )
- Erdik, Mustafa “Earthquake risk assessment” Bulletin of Earthquake Engineering (2017)
- Goda, Katsuichiro et. al JamesInsurance and Reinsurance Models for Earthquake Encyclopedia of Earthquake Engineering ( 2014 )
- Maccaferri, S et.al: Natural Catastrophes : “Risk relevance and Insurance Coverage in the EU” JRC Scientific and Technical Reports ( 2012)
- Lin, Jeng Hsiang: “Earthquake insurance pricing: a risk-based approach” Journal Disasters (2018)
- Lu, Yi Xu, Jiuping: “Comparative Study on the Key Issues of Postearthquake Recovery and Reconstruction Planning: Lessons from the United States, Japan, Iran, and China” Natural Hazards Review journal ( 2015)
Ayrıntılar
Birincil Dil
Türkçe
Konular
-
Bölüm
Araştırma Makalesi
Yayımlanma Tarihi
27 Aralık 2019
Gönderilme Tarihi
2 Aralık 2019
Kabul Tarihi
27 Aralık 2019
Yayımlandığı Sayı
Yıl 2019 Cilt: 2 Sayı: 5
APA
Neza, V., & Kılıçaslan, İ. (2019). Eathquake Insurance Product – Is It Need Or Necessity? ( Case Study Durrës Albanian ). Bayburt Üniversitesi İnsan ve Toplum Bilimleri Fakültesi Dergisi, 2(5), 85-97. https://izlik.org/JA28UL87XR
AMA
1.Neza V, Kılıçaslan İ. Eathquake Insurance Product – Is It Need Or Necessity? ( Case Study Durrës Albanian ). Bayburt Üniversitesi İnsan ve Toplum Bilimleri Fakültesi Dergisi. 2019;2(5):85-97. https://izlik.org/JA28UL87XR
Chicago
Neza, Violetta, ve İsmail Kılıçaslan. 2019. “Eathquake Insurance Product – Is It Need Or Necessity? ( Case Study Durrës Albanian )”. Bayburt Üniversitesi İnsan ve Toplum Bilimleri Fakültesi Dergisi 2 (5): 85-97. https://izlik.org/JA28UL87XR.
EndNote
Neza V, Kılıçaslan İ (01 Aralık 2019) Eathquake Insurance Product – Is It Need Or Necessity? ( Case Study Durrës Albanian ). Bayburt Üniversitesi İnsan ve Toplum Bilimleri Fakültesi Dergisi 2 5 85–97.
IEEE
[1]V. Neza ve İ. Kılıçaslan, “Eathquake Insurance Product – Is It Need Or Necessity? ( Case Study Durrës Albanian )”, Bayburt Üniversitesi İnsan ve Toplum Bilimleri Fakültesi Dergisi, c. 2, sy 5, ss. 85–97, Ara. 2019, [çevrimiçi]. Erişim adresi: https://izlik.org/JA28UL87XR
ISNAD
Neza, Violetta - Kılıçaslan, İsmail. “Eathquake Insurance Product – Is It Need Or Necessity? ( Case Study Durrës Albanian )”. Bayburt Üniversitesi İnsan ve Toplum Bilimleri Fakültesi Dergisi 2/5 (01 Aralık 2019): 85-97. https://izlik.org/JA28UL87XR.
JAMA
1.Neza V, Kılıçaslan İ. Eathquake Insurance Product – Is It Need Or Necessity? ( Case Study Durrës Albanian ). Bayburt Üniversitesi İnsan ve Toplum Bilimleri Fakültesi Dergisi. 2019;2:85–97.
MLA
Neza, Violetta, ve İsmail Kılıçaslan. “Eathquake Insurance Product – Is It Need Or Necessity? ( Case Study Durrës Albanian )”. Bayburt Üniversitesi İnsan ve Toplum Bilimleri Fakültesi Dergisi, c. 2, sy 5, Aralık 2019, ss. 85-97, https://izlik.org/JA28UL87XR.
Vancouver
1.Violetta Neza, İsmail Kılıçaslan. Eathquake Insurance Product – Is It Need Or Necessity? ( Case Study Durrës Albanian ). Bayburt Üniversitesi İnsan ve Toplum Bilimleri Fakültesi Dergisi [Internet]. 01 Aralık 2019;2(5):85-97. Erişim adresi: https://izlik.org/JA28UL87XR