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EXPLORING SAVING BEHAVIOR OF TURKISH FAMILIES IN ANKARA/TURKEY

Yıl 2010, Cilt: 2 Sayı: 2, 105 - 112, 01.12.2010

Öz

The purpose of the present study is to explore saving behavior of Turkish families in Ankara, Turkey. The research is composed of 600 people living in the neighborhood of Dr. Halil Ulgen Health Center (Mamak-Ankara-Turkey). Results indicated that the vast majority of Turkish families were not saving and not willing to take any financial risk. More than half of the participants did not discuss finance with their parents when they were growing up. Majority of the families reported that over the past year their family’s spending exceeded their income and the current economic situation significantly impacted more than half of the families’ saving behavior and attitudes. Most of the families indicated that their parents were savers while they were growing up. Interestingly, families who reported both parents were savers while they were growing up were less likely to be saving than those who reported neither were savers. As expected, having experience of negative financial events in the last two years was significantly related to the likelihood of saving

Kaynakça

  • Ando, Albert and Franco Modigliani (1963, March), “The Life-Cycle Hypothesis of Saving:
  • Aggregate Implications and Tests”, American Economic Review, Vol.53, No.1, pp. 55-84. Bozkus, Sezer and Senay Ucdogruk (2007), “Saving decision of households: The Turkish case”, 8.
  • Türkiye Ekonometri ve İstatistik Kongresi, 24-25 Mayıs, Malatya. Celasun, Oya (1998), “The 1994 currency crisis in Turkey”, Networks Financial Institute Working
  • Paper. Available at SSRN: http://papers.ssrn.com/sol3/papers.cfm?abstract_id=615008 [Accessed 4. 2010]
  • Cilasun, Seyit Mumin and Murat Gunay Kırdar (2009), “Türkiye’de hanehalklarının gelir, tüketim ve tasarruf davranışlarının yatay kesitlerle bir analizi”, Iktisat, Işletme ve Finans Dergisi. Vol. 24, No.280, pp. 9-46.
  • Copur, Zeynep, and Gunsel R. Terzioglu (2000), “Ailelerin tasarruf ve yatırım egilimlerinin incelenmesi (Study of the saving and investment tendencies of the families)”, Ev Ekonomisi
  • Dergisi (Home Economics Journal), Vol. 6, No.6, pp. 40-48. Copur, Zeynep, and Sukran Safak (2004), Ailelerin tasarruf egilimlerinin incelenmesi (Study of the saving tendencies of the families). Ekonomik ve Teknik Dergi Standard (Turkish Standards
  • Institute Journal), Vol. 43, No.508, pp. 68-72. Copur Zeynep, Sukran Safak, Gunsel R. Terzioğlu and Richard Dodder (2010), “Perception of adequacy of resources with a Turkish sample”, Journal of Family Issues, Vol. 30, No.12, pp.1624
  • Friedman, Milton (1957), A Theory of the Consumption Function. Princeton, N. J.: Princeton
  • University Press for the National Bureau of the Economic Research. Horioka, Charles Yuji and Wako Watanabe (1997), “Why do people save? A micro-analysis of motives for household saving in Japan”, The Economic Journal, Vol. 107, No.442, pp. 537-552.
  • Keynes, John Maynard (1936), The General Theory of Employment, Interest and Money. New
  • York: Harcourt, Brace & Co. pp. 47-68
  • Katona, George (1975), Psychological Economics. Amsterdam/New York: Elsevier.
  • Lunt, Peter K. and Sonia M. Livingstone (1991), “Psychological, social and economic determinants of saving: Comparing recurrent and total savings”, Journal of Economic Psychology, Vol. 12, pp. 621-641.
  • Muradoglu, Gulnur and Fatma Taskın (1996), “Differences in household savings behavior:
  • Evidence from industrial and developing countries”, The Developing Economies, Vol. 34, No. 2, pp. 138-153. Ozcan Metin, Kıvılcım, Aslı Gunay and Seda Ertac (2003), “Determinants of private saving behavior in Turkey”, Applied Economics, Vol. 35, No.12, pp. 1405-1416.
  • Rijckeghem Caroline Van and Murat Uçer (2009). The evolution and determinants of the Turkish
  • Private Saving Rate. ERF Research Report Series No:09-01. Available from: http:// www.ku.edu.tr/ku/images/EAF/rr09-02.pdf. Schmidt-Hebbel, Klaus, Steven B. Webb and Giancarlo Corsetti (1992 Sept.), “Household saving in the developing countries: First cross-country evidence”, World Bank Economic Review, Vol. 6, No. 3, pp. 529-547.
Yıl 2010, Cilt: 2 Sayı: 2, 105 - 112, 01.12.2010

Öz

Kaynakça

  • Ando, Albert and Franco Modigliani (1963, March), “The Life-Cycle Hypothesis of Saving:
  • Aggregate Implications and Tests”, American Economic Review, Vol.53, No.1, pp. 55-84. Bozkus, Sezer and Senay Ucdogruk (2007), “Saving decision of households: The Turkish case”, 8.
  • Türkiye Ekonometri ve İstatistik Kongresi, 24-25 Mayıs, Malatya. Celasun, Oya (1998), “The 1994 currency crisis in Turkey”, Networks Financial Institute Working
  • Paper. Available at SSRN: http://papers.ssrn.com/sol3/papers.cfm?abstract_id=615008 [Accessed 4. 2010]
  • Cilasun, Seyit Mumin and Murat Gunay Kırdar (2009), “Türkiye’de hanehalklarının gelir, tüketim ve tasarruf davranışlarının yatay kesitlerle bir analizi”, Iktisat, Işletme ve Finans Dergisi. Vol. 24, No.280, pp. 9-46.
  • Copur, Zeynep, and Gunsel R. Terzioglu (2000), “Ailelerin tasarruf ve yatırım egilimlerinin incelenmesi (Study of the saving and investment tendencies of the families)”, Ev Ekonomisi
  • Dergisi (Home Economics Journal), Vol. 6, No.6, pp. 40-48. Copur, Zeynep, and Sukran Safak (2004), Ailelerin tasarruf egilimlerinin incelenmesi (Study of the saving tendencies of the families). Ekonomik ve Teknik Dergi Standard (Turkish Standards
  • Institute Journal), Vol. 43, No.508, pp. 68-72. Copur Zeynep, Sukran Safak, Gunsel R. Terzioğlu and Richard Dodder (2010), “Perception of adequacy of resources with a Turkish sample”, Journal of Family Issues, Vol. 30, No.12, pp.1624
  • Friedman, Milton (1957), A Theory of the Consumption Function. Princeton, N. J.: Princeton
  • University Press for the National Bureau of the Economic Research. Horioka, Charles Yuji and Wako Watanabe (1997), “Why do people save? A micro-analysis of motives for household saving in Japan”, The Economic Journal, Vol. 107, No.442, pp. 537-552.
  • Keynes, John Maynard (1936), The General Theory of Employment, Interest and Money. New
  • York: Harcourt, Brace & Co. pp. 47-68
  • Katona, George (1975), Psychological Economics. Amsterdam/New York: Elsevier.
  • Lunt, Peter K. and Sonia M. Livingstone (1991), “Psychological, social and economic determinants of saving: Comparing recurrent and total savings”, Journal of Economic Psychology, Vol. 12, pp. 621-641.
  • Muradoglu, Gulnur and Fatma Taskın (1996), “Differences in household savings behavior:
  • Evidence from industrial and developing countries”, The Developing Economies, Vol. 34, No. 2, pp. 138-153. Ozcan Metin, Kıvılcım, Aslı Gunay and Seda Ertac (2003), “Determinants of private saving behavior in Turkey”, Applied Economics, Vol. 35, No.12, pp. 1405-1416.
  • Rijckeghem Caroline Van and Murat Uçer (2009). The evolution and determinants of the Turkish
  • Private Saving Rate. ERF Research Report Series No:09-01. Available from: http:// www.ku.edu.tr/ku/images/EAF/rr09-02.pdf. Schmidt-Hebbel, Klaus, Steven B. Webb and Giancarlo Corsetti (1992 Sept.), “Household saving in the developing countries: First cross-country evidence”, World Bank Economic Review, Vol. 6, No. 3, pp. 529-547.
Toplam 18 adet kaynakça vardır.

Ayrıntılar

Diğer ID JA95CF28FE
Bölüm Makaleler
Yazarlar

Zeynep Copur Bu kişi benim

Michael S. Gutter Bu kişi benim

Sibel Erkal Bu kişi benim

Yayımlanma Tarihi 1 Aralık 2010
Yayımlandığı Sayı Yıl 2010 Cilt: 2 Sayı: 2

Kaynak Göster

APA Copur, Z., Gutter, M. S., & Erkal, S. (2010). EXPLORING SAVING BEHAVIOR OF TURKISH FAMILIES IN ANKARA/TURKEY. International Journal of Economics and Finance Studies, 2(2), 105-112.
AMA Copur Z, Gutter MS, Erkal S. EXPLORING SAVING BEHAVIOR OF TURKISH FAMILIES IN ANKARA/TURKEY. IJEFS. Aralık 2010;2(2):105-112.
Chicago Copur, Zeynep, Michael S. Gutter, ve Sibel Erkal. “EXPLORING SAVING BEHAVIOR OF TURKISH FAMILIES IN ANKARA/TURKEY”. International Journal of Economics and Finance Studies 2, sy. 2 (Aralık 2010): 105-12.
EndNote Copur Z, Gutter MS, Erkal S (01 Aralık 2010) EXPLORING SAVING BEHAVIOR OF TURKISH FAMILIES IN ANKARA/TURKEY. International Journal of Economics and Finance Studies 2 2 105–112.
IEEE Z. Copur, M. S. Gutter, ve S. Erkal, “EXPLORING SAVING BEHAVIOR OF TURKISH FAMILIES IN ANKARA/TURKEY”, IJEFS, c. 2, sy. 2, ss. 105–112, 2010.
ISNAD Copur, Zeynep vd. “EXPLORING SAVING BEHAVIOR OF TURKISH FAMILIES IN ANKARA/TURKEY”. International Journal of Economics and Finance Studies 2/2 (Aralık 2010), 105-112.
JAMA Copur Z, Gutter MS, Erkal S. EXPLORING SAVING BEHAVIOR OF TURKISH FAMILIES IN ANKARA/TURKEY. IJEFS. 2010;2:105–112.
MLA Copur, Zeynep vd. “EXPLORING SAVING BEHAVIOR OF TURKISH FAMILIES IN ANKARA/TURKEY”. International Journal of Economics and Finance Studies, c. 2, sy. 2, 2010, ss. 105-12.
Vancouver Copur Z, Gutter MS, Erkal S. EXPLORING SAVING BEHAVIOR OF TURKISH FAMILIES IN ANKARA/TURKEY. IJEFS. 2010;2(2):105-12.