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FINANCIAL LITERACY OF UNDERGRADUATE STUDENTS – A CASE STUDY OF A PUBLIC UNIVERSITY IN SOUTH AFRICA

Yıl 2017, Cilt: 9 Sayı: 2, 48 - 65, 01.06.2017

Öz

Low financial literacy levels of students are receiving worldwide attention due to
the impact it has on financial decision-making during the adult years. In line with
this international trend on low financial literacy, South African students
demonstrate low levels of financial literacy, which is of great concern if one takes
into consideration that they are the future participants of an economy that is on the
verge of a recession.
Therefore, the aim of this study was to determine undergraduate students’
financial literacy at a public university in South Africa. A cross-sectional study
was conducted of a sample of 300 undergraduate students.
The findings of the study enabled a more in-depth understanding of the financial
literacy of undergraduate students, which holds important implications for
financial literacy training. The participants’ knowledge regarding the issues
relating to general financial literacy was observed to be low. They also performed
poorly in terms of banking and taxation and financial planning, interest rates and
general inflation. It was also reported that there is a significant difference between
many groups within the biographical data.
The research confirmed that there is a need for financial literacy training among
students. This should focus on content areas where they lack financial literacy, in order to ensure that students experience financial well-being during the adult
years. Better informed adults would make better financial decisions.

Yıl 2017, Cilt: 9 Sayı: 2, 48 - 65, 01.06.2017

Öz

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Ayrıntılar

Diğer ID JA52EG68CP
Bölüm Araştırma Makalesi
Yazarlar

Gumani Ramavhea Bu kişi benim

Jaco Fouché Bu kişi benim

Freda van der Walt Bu kişi benim

Yayımlanma Tarihi 1 Haziran 2017
Yayımlandığı Sayı Yıl 2017 Cilt: 9 Sayı: 2

Kaynak Göster

APA Ramavhea, G., Fouché, J., & Walt, F. v. d. (2017). FINANCIAL LITERACY OF UNDERGRADUATE STUDENTS – A CASE STUDY OF A PUBLIC UNIVERSITY IN SOUTH AFRICA. International Journal of Economics and Finance Studies, 9(2), 48-65.
AMA Ramavhea G, Fouché J, Walt Fvd. FINANCIAL LITERACY OF UNDERGRADUATE STUDENTS – A CASE STUDY OF A PUBLIC UNIVERSITY IN SOUTH AFRICA. IJEFS. Haziran 2017;9(2):48-65.
Chicago Ramavhea, Gumani, Jaco Fouché, ve Freda van der Walt. “FINANCIAL LITERACY OF UNDERGRADUATE STUDENTS – A CASE STUDY OF A PUBLIC UNIVERSITY IN SOUTH AFRICA”. International Journal of Economics and Finance Studies 9, sy. 2 (Haziran 2017): 48-65.
EndNote Ramavhea G, Fouché J, Walt Fvd (01 Haziran 2017) FINANCIAL LITERACY OF UNDERGRADUATE STUDENTS – A CASE STUDY OF A PUBLIC UNIVERSITY IN SOUTH AFRICA. International Journal of Economics and Finance Studies 9 2 48–65.
IEEE G. Ramavhea, J. Fouché, ve F. v. d. Walt, “FINANCIAL LITERACY OF UNDERGRADUATE STUDENTS – A CASE STUDY OF A PUBLIC UNIVERSITY IN SOUTH AFRICA”, IJEFS, c. 9, sy. 2, ss. 48–65, 2017.
ISNAD Ramavhea, Gumani vd. “FINANCIAL LITERACY OF UNDERGRADUATE STUDENTS – A CASE STUDY OF A PUBLIC UNIVERSITY IN SOUTH AFRICA”. International Journal of Economics and Finance Studies 9/2 (Haziran 2017), 48-65.
JAMA Ramavhea G, Fouché J, Walt Fvd. FINANCIAL LITERACY OF UNDERGRADUATE STUDENTS – A CASE STUDY OF A PUBLIC UNIVERSITY IN SOUTH AFRICA. IJEFS. 2017;9:48–65.
MLA Ramavhea, Gumani vd. “FINANCIAL LITERACY OF UNDERGRADUATE STUDENTS – A CASE STUDY OF A PUBLIC UNIVERSITY IN SOUTH AFRICA”. International Journal of Economics and Finance Studies, c. 9, sy. 2, 2017, ss. 48-65.
Vancouver Ramavhea G, Fouché J, Walt Fvd. FINANCIAL LITERACY OF UNDERGRADUATE STUDENTS – A CASE STUDY OF A PUBLIC UNIVERSITY IN SOUTH AFRICA. IJEFS. 2017;9(2):48-65.