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Yeşil Finans ve Sürdürülebilir Politikalar: Düşük Karbonlu Ekonomiye Geçiş Motivasyonunun Artırılması

Yıl 2025, Cilt: 11 Sayı: 2, 255 - 296, 30.09.2025
https://doi.org/10.54427/ijisef.1644322

Öz

Yeşil finansman, çevresel sürdürülebilirlik hedefleri doğrultusunda finansal kaynakların yönlendirilmesini ifade eder. İklim değişikliği, doğal kaynakların tükenmesi ve çevresel bozulma gibi sorunlarla mücadelede etkili bir araç olarak ortaya çıkmıştır. Bu yaklaşım, yenilenebilir enerji, enerji verimliliği, sürdürülebilir tarım ve karbon emisyonlarının azaltılması gibi projeleri desteklemektedir.
Yeşil finansın gelişimi, 1990'larda çevresel farkındalığın artmasıyla başlamış ve Paris İklim Anlaşması ve Avrupa Yeşil Mutabakatı gibi uluslararası girişimlerle hızlanmıştır. Yeşil tahviller, sürdürülebilirlikle bağlantılı krediler ve karbon piyasaları gibi finansal araçlar bu alanda önemli katkılar sağlamaktadır. Bu süreçte kanun yapıcılar, finansal düzenleyiciler ve özel sektör yeşil yatırımları artırmak için iş birliği içinde hareket etmektedir.
Ulusal ve uluslararası politikalar yeşil finansın genişlemesinde belirleyici bir rol oynamaktadır. Paris İklim Anlaşması'nın küresel sıcaklık artışını sınırlama hedefi, yeşil projelerin finansmanı için önemli bir çerçeve sunmaktadır. Avrupa Yeşil Mutabakatı, 2050 yılına kadar karbon nötr bir kıta olmak için somut adımlar atılmasını hedeflemektedir. Türkiye gibi gelişmekte olan ülkelerde yenilenebilir enerji teşvikleri ve sürdürülebilir kalkınma stratejileri bu süreci desteklemektedir.
Yeşil finansın sürdürülebilir ekonomik büyümeyi destekleme kapasitesi, çevre dostu politikaların ve yenilikçi finansal araçların uygulanmasıyla artmaktadır. Ancak, bu alandaki gelişmeleri hızlandırmak için daha kapsayıcı ve uzun vadeli stratejilere ihtiyaç vardır.

Kaynakça

  • Azazi, H. and Uzma, O. (2022). Green economy, green jobs and green employment in Turkey. Journal of Biga Faculty of Economics and Administrative Sciences, 3(2), 93-100.
  • Banking Technology Development and Research Institute (BTDRI). (2020). Green banking practices: A guideline for sustainable finance.
  • Bingül, B. A. and Türk, A. (2019). Green banking in Turkey. Journal of Financial Research and Studies, 11(20), 1309-1123.
  • Böhm, S., Misoczky, M. C., & Moog, S. (2012). Greening Capitalism? A Marxist critique of carbon markets. Organization Studies, 33(11), 1617-1638.
  • Browne, J. (2011). Seven elements of sustainability in finance.
  • BRSA (2022). 2022-2025 Sustainable banking strategic plan.
  • Climate Bonds Initiative (2023). Green Bond Market Summary.
  • Climate Bonds Initiative. (2020). Green bonds market summary. https://www.climatebonds.net/resources/reports
  • Cumming, D., Johan, S., & Zhang, M. (2016). The economic impact of sustainable finance: Empirical evidence from green bonds. Journal of Banking & Finance, 68, 199–211.
  • Çakır, M. İ. (2023). Development and future of sustainable finance in the Turkish banking sector (Unpublished Master's thesis) Marmara University, Istanbul.
  • Doconomy (2020). DO Black - The World's First Carbon Limit Credit Card.
  • EPA. (2022). Greenhouse gas emissions. United States Environmental Protection Agency. https://www.epa.gov/ghgemissions
  • Erdönmez, P. A. (2006). Asset securitisation. Bankacılar Dergisi, 56, 75-84.
  • EU ETS Report (2023). Trends and Projections in the EU Emissions Trading System.
  • European Commission (2020). A European Green Deal. https://ec.europa.eu/info/strategy/priorities-2019-2024/european-green-deal_en
  • European Commission (2022). Green Investments under Horizon 2020.
  • European Commission, https://finance.ec.europa.eu/sustainable-finance/overview-sustainable-finance_en
  • European Commission. (2021). Strategy for financing the transition to a sustainable economy. https://ec.europa.eu/info/publications/210706-sustainable-finance-strategy_en
  • European Commission. (2021). Strategy for financing the transition to a sustainable economy. https://ec.europa.eu/info/publications/210706-sustainable-finance-strategy_en
  • Flammer, C. (2021). Corporate Green Bonds. Journal of Financial Economics, 142(2), 499-516.
  • Foster, J. B. (2000). Marx's Ecology: Materialism and Nature. NYU Press.
  • Geissdoerfer, M., Savaget, P., Bocken, N. M. P., & Hultink, E. J. (2017). The Circular Economy – A new sustainability paradigm? Journal of Cleaner Production, 143, 757–768.
  • Gizep, R. (2019). Green finance respecting nature: World and Turkey applications (Unpublished master's thesis). Celal Bayar University Institute of Social Sciences, Manisa.
  • GRAIN. (2007). Agrofuels Special Issue: Hype and Reality. Retrieved from www.grain.org https://www.charteredbanker.com/resource_listing/knowledge-hub-listing/what-is-green-and-sustainable-finance.html#Introduction)
  • https://www.greenfinanceplatform.org/).
  • https://www.vtcenerji.com/blog/).
  • IPCC. (2021). Climate Change 2021: The Physical Science Basis. Contribution of Working Group I to the Sixth Assessment Report of the Intergovernmental Panel on Climate Change. Cambridge University Press. https://www.ipcc.ch/report/ar6/wg1/
  • IRENA. (2020). Renewable Energy and Jobs – Annual Review 2020. International Renewable Energy Agency.
  • Jackson, T. (2009). Prosperity Without Growth: Economics for a Finite Planet. Earthscan.
  • Jun, S., Kaminker, C., Kidney, S., & Pfaff, N. (2016). Green bonds: Country experiences, barriers and options. OECD Publishing. https://www.oecd.org/environment/green-bonds-country-experiences-barriers-options.pdf
  • Kandır, S. Y. And Yakar, S. 2017. A New Financial Instrument for Renewable Energy Investments: Green Bonds. Journal of Finance, no.172, 85-110.
  • Kuloğlu, E. and Öncel, M. (2015). Green finance practice and its applicability in Turkey. Gazi University Journal of Social Sciences, 2(2), 2-19.
  • Malik, P., Mittal, A. and Singh, H. (2015). A future perspective study of green banking. International Journal Of Advanced Research in Engineering & Management (IJAREM), 1(9), 117-121.
  • Menteşe, B. (2021). The development of green bond and its applications in Turkey. Journal of Accounting and Finance Research, 3(1), 94-116.
  • NASA. (2023). Global climate change: Vital signs of the planet. National Aeronautics and Space Administration. https://climate.nasa.gov/
  • OECD (2020). Developing Sustainable Finance Definitions and Taxonomies. OECD Publishing.
  • OECD. (2019). Green Growth and Sustainable Development. Organisation for Economic Co-operation and Development.
  • OECD. (2020). Developing sustainable finance definitions and taxonomies. Organisation for Economic Co-operation and Development. https://www.oecd.org/environment/developing-sustainable-finance-definitions-and-taxonomies.htm
  • OECD. (2020). Developing sustainable finance definitions and taxonomies. Organisation for Economic Co-operation and Development. https://www.oecd.org/environment/developing-sustainable-finance-definitions-and-taxonomies.htm
  • PBoC (People's Bank of China) (2021). Guidelines for Establishing the Green Financial System.
  • PBoC (People's Bank of China). (2020). Green Bond Endorsed Project Catalogue.
  • Rakić, B., & Mitic, S. (2012). Green banking – Green financial products. International Journal of Economics and Law, 2(5), 101–110.
  • Renewable Energy - Standard) programme, approximately 150 billion euros worth of environmentally friendly projects were invested between 2007 and 2020 (KfW Development Bank, 2021.
  • Republic of Turkey Ministry of Environment and Urbanisation 2019, Macroeconomic Face in Combating Climate Crisis, p.27.
  • Schumacher, E. F. (1973). Small Is Beautiful: Economics as if People Mattered. London: Blond & Briggs.
  • Searchinger, T., et al. (2008). Use of U.S. Croplands for Biofuels Increases Greenhouse Gases Through Emissions from Land Use Change. Science, 319(5867), 1238–1240.
  • Singh, H., & Singh, B. P. (2012). An overview of green banking. Indian Journal of Research, 1(11), 176–179.
  • Stein, C. (2023). Sustainable finance and the global transition: Recent trends and policy approaches.
  • Sustainable Banking Strategic Plan 2022–2025. (2022). Strategic roadmap for sustainable finance in banking.
  • Tesla, Inc. (2013). Tesla annual report 2013. https://ir.tesla.com
  • UNCTAD (2020). World Investment Report 2020: International Production Beyond the Pandemic. https://unctad.org
  • UNDP. (2021). Green finance and sustainable development. United Nations Development Programme. https://www.undp.org/publications/green-finance-and-sustainable-development
  • UNEP (2007). Insurance for Sustainability Why and how leaders are doing it. 2007 report.
  • UNEP (2011). Towards a Green Economy: Pathways to Sustainable Development and Poverty Eradication. https://www.unep.org
  • UNEP. (2021). Global status report on sustainable finance. United Nations Environment Programme. https://www.unep.org/resources/report/global-status-report-sustainable-finance
  • UNEP. (2022). Emissions Gap Report 2022. United Nations Environment Programme. https://www.unep.org/resources/emissions-gap-report-2022
  • United Nations. (2023). Global Sustainable Development Report. United Nations Department of Economic and Social Affairs.
  • US Securities and Exchange Commission (SEC). (2022). Climate Change Disclosures. World Bank (2022). What You Need to Know About Green Bonds. https://www.worldbank.org/en/news/feature/2022/03/17/what-you-need-to-know-about-green-bonds
  • World Bank. (2022). Green finance: Supporting climate action. https://www.worldbank.org/en/topic/climatefinance/brief/green-finance
  • World Bank. (2022). Green finance: Supporting climate action. https://www.worldbank.org/en/topic/climatefinance/brief/green-finance
  • WorldBank, https://www.worldbank.org/en/topic/financialsector/brief/sustainable-finance
  • Yıldız, D. (2021). Sürdürülebilir bankacılık uygulamaları: Türkiye örneği.
  • Zhang, D., Wang, X., & Zhou, H. (2022). Green finance in China: Progress, challenges and policy recommendations. Journal of Cleaner Production, 338, 130584.
  • Ziraat Bank (2023). Environmentally Friendly Housing Loans Introduction Guide.

Green Finance And Sustainable Policies: Driving The Transitıon To A Low-Carbon Economy

Yıl 2025, Cilt: 11 Sayı: 2, 255 - 296, 30.09.2025
https://doi.org/10.54427/ijisef.1644322

Öz

Investments supporting environmental sustainability have become a strategic tool in combating global problems such as climate change, depletion of natural resources and environmental degradation. In this context, renewable energy, energy efficiency, sustainable agricultural practices and projects to reduce carbon emissions come to the fore. Nature-friendly investments facilitate the achievement of sustainable development goals by providing both environmental and economic benefits. With the increasing environmental awareness in the 1990s, investment models in this field started to develop and gained a wider momentum thanks to global initiatives such as the Paris Climate Agreement and the European Green Deal. Financial instruments such as green bonds, sustainability-linked loans and carbon markets developed within this framework play an important role in the realisation of environment-focused projects. Throughout the process, effective co-operation between public institutions, regulatory authorities and the private sector has been developed. In this transformation process, policies determined at national and international level are particularly guiding. While the Paris Climate Agreement's goal of limiting the global temperature increase to 1.5 °C provides a guiding framework for environment-based investments, the European Green Deal includes concrete steps aiming to transition to a carbon neutral structure by 2050. In developing countries such as Turkey, renewable energy subsidies, efficient resource management and sustainable development plans support this process. Innovative financial instruments integrated into environmentally friendly policies make it possible to sustain economic growth in an environmentally sound manner. However, long-term and inclusive strategies need to be developed to increase the wider uptake and impact of environmental investments.

Kaynakça

  • Azazi, H. and Uzma, O. (2022). Green economy, green jobs and green employment in Turkey. Journal of Biga Faculty of Economics and Administrative Sciences, 3(2), 93-100.
  • Banking Technology Development and Research Institute (BTDRI). (2020). Green banking practices: A guideline for sustainable finance.
  • Bingül, B. A. and Türk, A. (2019). Green banking in Turkey. Journal of Financial Research and Studies, 11(20), 1309-1123.
  • Böhm, S., Misoczky, M. C., & Moog, S. (2012). Greening Capitalism? A Marxist critique of carbon markets. Organization Studies, 33(11), 1617-1638.
  • Browne, J. (2011). Seven elements of sustainability in finance.
  • BRSA (2022). 2022-2025 Sustainable banking strategic plan.
  • Climate Bonds Initiative (2023). Green Bond Market Summary.
  • Climate Bonds Initiative. (2020). Green bonds market summary. https://www.climatebonds.net/resources/reports
  • Cumming, D., Johan, S., & Zhang, M. (2016). The economic impact of sustainable finance: Empirical evidence from green bonds. Journal of Banking & Finance, 68, 199–211.
  • Çakır, M. İ. (2023). Development and future of sustainable finance in the Turkish banking sector (Unpublished Master's thesis) Marmara University, Istanbul.
  • Doconomy (2020). DO Black - The World's First Carbon Limit Credit Card.
  • EPA. (2022). Greenhouse gas emissions. United States Environmental Protection Agency. https://www.epa.gov/ghgemissions
  • Erdönmez, P. A. (2006). Asset securitisation. Bankacılar Dergisi, 56, 75-84.
  • EU ETS Report (2023). Trends and Projections in the EU Emissions Trading System.
  • European Commission (2020). A European Green Deal. https://ec.europa.eu/info/strategy/priorities-2019-2024/european-green-deal_en
  • European Commission (2022). Green Investments under Horizon 2020.
  • European Commission, https://finance.ec.europa.eu/sustainable-finance/overview-sustainable-finance_en
  • European Commission. (2021). Strategy for financing the transition to a sustainable economy. https://ec.europa.eu/info/publications/210706-sustainable-finance-strategy_en
  • European Commission. (2021). Strategy for financing the transition to a sustainable economy. https://ec.europa.eu/info/publications/210706-sustainable-finance-strategy_en
  • Flammer, C. (2021). Corporate Green Bonds. Journal of Financial Economics, 142(2), 499-516.
  • Foster, J. B. (2000). Marx's Ecology: Materialism and Nature. NYU Press.
  • Geissdoerfer, M., Savaget, P., Bocken, N. M. P., & Hultink, E. J. (2017). The Circular Economy – A new sustainability paradigm? Journal of Cleaner Production, 143, 757–768.
  • Gizep, R. (2019). Green finance respecting nature: World and Turkey applications (Unpublished master's thesis). Celal Bayar University Institute of Social Sciences, Manisa.
  • GRAIN. (2007). Agrofuels Special Issue: Hype and Reality. Retrieved from www.grain.org https://www.charteredbanker.com/resource_listing/knowledge-hub-listing/what-is-green-and-sustainable-finance.html#Introduction)
  • https://www.greenfinanceplatform.org/).
  • https://www.vtcenerji.com/blog/).
  • IPCC. (2021). Climate Change 2021: The Physical Science Basis. Contribution of Working Group I to the Sixth Assessment Report of the Intergovernmental Panel on Climate Change. Cambridge University Press. https://www.ipcc.ch/report/ar6/wg1/
  • IRENA. (2020). Renewable Energy and Jobs – Annual Review 2020. International Renewable Energy Agency.
  • Jackson, T. (2009). Prosperity Without Growth: Economics for a Finite Planet. Earthscan.
  • Jun, S., Kaminker, C., Kidney, S., & Pfaff, N. (2016). Green bonds: Country experiences, barriers and options. OECD Publishing. https://www.oecd.org/environment/green-bonds-country-experiences-barriers-options.pdf
  • Kandır, S. Y. And Yakar, S. 2017. A New Financial Instrument for Renewable Energy Investments: Green Bonds. Journal of Finance, no.172, 85-110.
  • Kuloğlu, E. and Öncel, M. (2015). Green finance practice and its applicability in Turkey. Gazi University Journal of Social Sciences, 2(2), 2-19.
  • Malik, P., Mittal, A. and Singh, H. (2015). A future perspective study of green banking. International Journal Of Advanced Research in Engineering & Management (IJAREM), 1(9), 117-121.
  • Menteşe, B. (2021). The development of green bond and its applications in Turkey. Journal of Accounting and Finance Research, 3(1), 94-116.
  • NASA. (2023). Global climate change: Vital signs of the planet. National Aeronautics and Space Administration. https://climate.nasa.gov/
  • OECD (2020). Developing Sustainable Finance Definitions and Taxonomies. OECD Publishing.
  • OECD. (2019). Green Growth and Sustainable Development. Organisation for Economic Co-operation and Development.
  • OECD. (2020). Developing sustainable finance definitions and taxonomies. Organisation for Economic Co-operation and Development. https://www.oecd.org/environment/developing-sustainable-finance-definitions-and-taxonomies.htm
  • OECD. (2020). Developing sustainable finance definitions and taxonomies. Organisation for Economic Co-operation and Development. https://www.oecd.org/environment/developing-sustainable-finance-definitions-and-taxonomies.htm
  • PBoC (People's Bank of China) (2021). Guidelines for Establishing the Green Financial System.
  • PBoC (People's Bank of China). (2020). Green Bond Endorsed Project Catalogue.
  • Rakić, B., & Mitic, S. (2012). Green banking – Green financial products. International Journal of Economics and Law, 2(5), 101–110.
  • Renewable Energy - Standard) programme, approximately 150 billion euros worth of environmentally friendly projects were invested between 2007 and 2020 (KfW Development Bank, 2021.
  • Republic of Turkey Ministry of Environment and Urbanisation 2019, Macroeconomic Face in Combating Climate Crisis, p.27.
  • Schumacher, E. F. (1973). Small Is Beautiful: Economics as if People Mattered. London: Blond & Briggs.
  • Searchinger, T., et al. (2008). Use of U.S. Croplands for Biofuels Increases Greenhouse Gases Through Emissions from Land Use Change. Science, 319(5867), 1238–1240.
  • Singh, H., & Singh, B. P. (2012). An overview of green banking. Indian Journal of Research, 1(11), 176–179.
  • Stein, C. (2023). Sustainable finance and the global transition: Recent trends and policy approaches.
  • Sustainable Banking Strategic Plan 2022–2025. (2022). Strategic roadmap for sustainable finance in banking.
  • Tesla, Inc. (2013). Tesla annual report 2013. https://ir.tesla.com
  • UNCTAD (2020). World Investment Report 2020: International Production Beyond the Pandemic. https://unctad.org
  • UNDP. (2021). Green finance and sustainable development. United Nations Development Programme. https://www.undp.org/publications/green-finance-and-sustainable-development
  • UNEP (2007). Insurance for Sustainability Why and how leaders are doing it. 2007 report.
  • UNEP (2011). Towards a Green Economy: Pathways to Sustainable Development and Poverty Eradication. https://www.unep.org
  • UNEP. (2021). Global status report on sustainable finance. United Nations Environment Programme. https://www.unep.org/resources/report/global-status-report-sustainable-finance
  • UNEP. (2022). Emissions Gap Report 2022. United Nations Environment Programme. https://www.unep.org/resources/emissions-gap-report-2022
  • United Nations. (2023). Global Sustainable Development Report. United Nations Department of Economic and Social Affairs.
  • US Securities and Exchange Commission (SEC). (2022). Climate Change Disclosures. World Bank (2022). What You Need to Know About Green Bonds. https://www.worldbank.org/en/news/feature/2022/03/17/what-you-need-to-know-about-green-bonds
  • World Bank. (2022). Green finance: Supporting climate action. https://www.worldbank.org/en/topic/climatefinance/brief/green-finance
  • World Bank. (2022). Green finance: Supporting climate action. https://www.worldbank.org/en/topic/climatefinance/brief/green-finance
  • WorldBank, https://www.worldbank.org/en/topic/financialsector/brief/sustainable-finance
  • Yıldız, D. (2021). Sürdürülebilir bankacılık uygulamaları: Türkiye örneği.
  • Zhang, D., Wang, X., & Zhou, H. (2022). Green finance in China: Progress, challenges and policy recommendations. Journal of Cleaner Production, 338, 130584.
  • Ziraat Bank (2023). Environmentally Friendly Housing Loans Introduction Guide.
Toplam 64 adet kaynakça vardır.

Ayrıntılar

Birincil Dil İngilizce
Konular İslam Finansı, İslami Mikrofinans
Bölüm Araştırma Makalesi
Yazarlar

Fikri Kaplan 0000-0002-4284-3466

Erken Görünüm Tarihi 29 Eylül 2025
Yayımlanma Tarihi 30 Eylül 2025
Gönderilme Tarihi 21 Şubat 2025
Kabul Tarihi 15 Mayıs 2025
Yayımlandığı Sayı Yıl 2025 Cilt: 11 Sayı: 2

Kaynak Göster

APA Kaplan, F. (2025). Green Finance And Sustainable Policies: Driving The Transitıon To A Low-Carbon Economy. Uluslararası İslam Ekonomisi ve Finansı Araştırmaları Dergisi, 11(2), 255-296. https://doi.org/10.54427/ijisef.1644322

25855

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