Stajer Öğrencilerin Finansal Davranışları Üzerinde Etkili Olan Faktörler: Ticaret ve Meslek Liseleri Örneği

Öz

Finansal sosyalizasyonun bireylerin yaşantılarında etkili olduğu zaman erken yaş dönemi olan çocukluk dönemidir. Çalışmada, para ve iş üzerinden sağlanan finansal sosyalizasyonun, aritmetik bilgi düzeyinin, ebeveyn sosyalizasyonunun ve alınan eğitim unsurlarının, genç bireylerin finansal davranışları üzerinde etkileri açıklanmaya çalışılmıştır. Bu kapsamda Trabzon, Ordu, Samsun ve Erzincan illerinde ticaret ve meslek liselerinde hem eğitim gören hem de çalışan 14-18 yaş arası 425 öğrenciye anket uygulanarak veriler elde edilmiştir. Toplanan veriler SPSS 20.0 programı ile analiz edilmiştir. Erken dönemde elde edilen para ve iş deneyimi, ebeveyn sosyalizasyonu ve eğitiminin öğrencilerin finansal davranışları üzerinde anlamlı ve olumlu bir etki yarattığı sonucu elde edilmiştir.

Anahtar Kelimeler

• Finansal Sosyalizasyon
• Çocukluk Dönemi
• Finansal Davranış
• Para ve İş Deneyimi

Factors Influencing Financial Behaviors of Intern Students: Example of Commerce and Vocational High Schools

Öz

Childhood is the early age period when financial socialization is effective in the lives of individuals. In the study, the effects of financial socialization through money and work, arithmetic knowledge level, parental socialization and educational elements on the financial behaviours of young individuals were tried to be explained. In this context, data were obtained by applying survey to 425 students between the ages of 14 and 18 who both receive education and work in commercial and vocational high schools in Trabzon, Ordu, Samsun and Erzincan. The collected data were analyzed with the SPSS 20.0 program. It was concluded that money and work experience gained in the early period, parental socialization and education had a meaningful and positive effect on students’ financial behaviours.

Anahtar Kelimeler

• Financial Socialization
• Childhood
• Financial Behaviour
• Money and Work Experience

Kaynakça

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