HARMONIZATION OF THE TURKL~Il DEPOSIT INSURANCE SYSTEM WITH THE EU DIRECTIVE"

Öz

 Turkish deposit ins11mnce system with the EU Directive, Morenvcr, the article presents a lmef hisroricfd framework and the existlng structure of the deposit insurance system fn Turkey. The results indicate that although the Turkish system has achieved a high level of harmonization with the EU Directive, it will require cme majur adjustment about the reimbursement period for the insured deposits in order ro comply with the a~rrent EU Directi;,•e. Furthermore, this article argues the need for updating the 1994 EU Directive on deposit insurance. In particular, the coverage limit for depo.5it insurance needs to be reconsidered and revised. Finally, the organizatiotUJ.i srructure and funding of the system requires standanifzation across the EU

Anahtar Kelimeler

• HARMONIZATION
• TURKEY
• THE EU

Kaynakça

1. Zadeh. V, Xie, D and Zoli, E. (2002). A market Oriented Deposit Insurance Scheme. International Monetary Fund. Working Report No:207.
2. Ziraat (2004). Ziraat Banka.n. Eri11im: http://www.ziraat.com.tr/duyuru/irna.rodemeleri.html.