Çiftlik hanelerinin tasarruflarının analizi: Nijerya'nın güney bölgesi Akwa Ibom Eyaletindeki küçük ölçekli domates çiftçileri örneği

Yıl 2025, Cilt: 5 Sayı: 1, 1 - 13, 08.04.2025

Sunday Akpan , Glory Edet , Ernest Charlie

Öz

Çalışma, Nijerya'nın Güney Bölgesi'ndeki Akwa Ibom Eyaletindeki küçük ölçekli domates çiftçilerinin tasarruf kararı ve tasarruf kapasitesini analiz etti. Yüz yirmi domates yetiştiricisi çok aşamalı örnekleme tekniği kullanılarak rastgele seçilmiştir. Gerekli verileri elde etmek için iyi tasarlanmış bir anket kullanıldı. Verilerin analizinde Heckman iki aşamalı seçim yöntemi kullanıldı. İlk adım tahmininin sonucu (Probit tahminleri), yaş (18-35 yaş), medeni durum, aile büyüklüğü ve aileye bağımlı olma oranının domates çiftçileri arasında tasarruf etme olasılığının önemli negatif belirleyicileri olduğunu gösterdi; yetişkin çiftçiler (>35 yaş), sosyal organizasyona üyelik, çiftçilik deneyimi, sahip olunan çiftlik arazisi, çiftlik geliri, tarım dışı gelir, çiftçilerin cinsiyeti ve örgün eğitim yılı pozitif belirleyiciler olmuştur. Ayrıca, ikinci adım tahminin sonucu, genç yaşın (18-35 yaş), medeni durumun, aile büyüklüğünün ve bağımlı oranının domates çiftçilerinin tasarruf kapasitesinin önemli negatif belirleyicileri olduğunu, yetişkin yaşının (>35 yaş), çiftçilik deneyimi, bir sosyal kuruluşa üyelik, sahip olunan çiftlik arazisi, tarım dışı gelir, çiftlik geliri, çiftçilerin eğitim yılı olumlu belirleyiciler olmuştur. Bölgedeki domates çiftçileri arasında tasarruf olasılığını ve tasarruf kapasitesini artırmak için, örgün eğitimi teşvik etmek, sosyal grupların oluşumunu teşvik etmek, arazi mülkiyetini kolaylaştırmak ve çiftçiler için çeşitli gelir kaynaklarının geliştirilmesini desteklemek.

Anahtar Kelimeler

Hanehalkı tasarrufları, , domates çiftçileri , tasarruf kararı , tasarruf kapasitesi, , Nijerya

Analysis of farm households’ savings: a case of small-scale tomato farmers in Akwa Ibom State, southern region of Nigeria

Öz

The study analyzed decision to save and saving capacity of small-scale tomato farmers in Akwa Ibom State in the Southern Region of Nigeria. One hundred and twenty tomato farmers were randomly selected using multistage sampling technique. A well designed structured questionnaire was used to obtain the required data. The Heckman two-step selection method was used to analyze the data. The result of the first step estimation (Probit estimates) showed that age (18-35 years), marital status, family size and family dependent ratio were significant negative determinants of the probability to save among tomato farmers; whereas adult farmers (> 35 years), membership in social organization, farming experience, owned farm land, farm income, non-farm income, farmers’ sex and years of formal education were positive determinants. Also, the result of the second step estimation indicated that a youthful age (18-35 years), marital status, family size and dependent ratio were significant negative determinants of savings capacity of the tomato farmers, while adult age (>35 years), farming experience, membership in a social organization, owned farm land, non-farm income, farm income, farmers’ years of education were positive determinants To enhance the likelihood of saving and the saving capacity among tomato farmers in the region, it is recommended to promote formal education, encourage the formation of social groups, facilitate land ownership, and support the development of diversified income sources for the farmers

Anahtar Kelimeler

household savings , tomato farmers , decision to save , capacity to save , Nigeria

Kaynakça

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