The Issue of charging a fee against Letter of Guarantee between AAOIFI Standard and Pronouncements of Kuwait Finance House

Kuteybe Eldersevi

EN AR

The Issue of charging a fee against Letter of Guarantee between AAOIFI Standard and Pronouncements of Kuwait Finance House

Abstract

This research addresses the issue of the permissibility of taking the fee in exchange for a letter of guarantee, by mentioning the sayings of the jurists of the Islamic schools, in addition to the sayings of the contemporary jurists, compared to the fatwas of Kuwait Finance House and the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), in addition to the extent of the permissibility of taking the fee in exchange for a usurious letter of guarantee. The researcher followed the descriptive approach by studying the issue of taking the fee for the guarantee and its letter, and the analytical approach through analyzing the sayings of the jurists. The researcher reached, through his study, to a conclusion there is no objection to take the fee in exchange for the letter of guarantee, provided that there are real banks provided by the issuing authority for a letter of guarantee.

Keywords

مسألة أخذ الأجرة مقابل خطاب الضمان بين معيار هيئة المحاسبة والمراجعة للمؤسسات المالية الإسلامية (أيوفي) وفتاوى بيت التمويل الكويتي

Abstract

يتناول هذ البحث مسألة جواز أخذ الأجرة مقابل خطاب الضمان، من خلال ذكر أقوال فقهاء المذاهب، بالإضافة إلى أقوال الفقهاء المعاصرين، مقارنةً بفتاوى بيت التمويل الكويتي، وهيئة المحاسبة والمراجعة للمؤسسات المالية الإسلامية (أيوفي)، بالإضافة إلى مدى جواز أخذ الأجرة مقابل خطاب ضمان ربوي، واتبع الباحث المنهج الوصفي من خلال دراسة مسألة أخذ الأجرة على الضمان وخطابه، والمنهج التحليلي من خلال تحليل أقول الفقهاء، وكان مما توصل إليه الباحث، من خلال دراسته، لا مانع من أخذ الأجرة مقابل خطاب الضمان، شريطة وجود مصارف حقيقة تقدمها الجهة المصدرة لخطاب الضمان.

Keywords

Abstract

References

ابن عابدين، محمد أمين بن عمر بن عبد العزيز عابدين، رد المحتار على الدر المختار، دار الفكر – بيروت، ط2، 1386 هـ - 1966م.
ابن قدامة، شمس الدين أبو الفرج عبد الرحمن بن محمد بن أحمد، الشرح الكبير، هجر للطباعة والنشر والتوزيع والإعلان، القاهرة - جمهورية مصر العربية، ط1، ١٤١٥ هـ - ١٩٩٥ م.
ابن نجيم، زين الدين بن إبراهيم بن محمد، البحر الرائق شرح كنز الدقائق، دار الكتاب الإسلامي، ط2.
أبو زيد، بكر بن عبدالله، فقه النوازل، مؤسسة الرسالة، ط1، ١٤١٦ هـ ، ١٩٩٦ م.

Details

Primary Language

English

Subjects

Religious Studies

Journal Section

Research Article

Authors

Kuteybe Eldersevi ^*
Qatar

Publication Date

June 15, 2023

Submission Date

May 12, 2023

Acceptance Date

May 19, 2023

Published in Issue

Year 2023 Volume: 3 Number: 1

IZ

https://izlik.org/JA72RZ55PE

Cite

RIS / Bibtex

APA

Eldersevi, K. (2023). The Issue of charging a fee against Letter of Guarantee between AAOIFI Standard and Pronouncements of Kuwait Finance House. BALAGH - Journal of Islamic and Humanities Studies, 3(1), 120-146. https://izlik.org/JA72RZ55PE

AMA

1.Eldersevi K. The Issue of charging a fee against Letter of Guarantee between AAOIFI Standard and Pronouncements of Kuwait Finance House. BALAGH. 2023;3(1):120-146. https://izlik.org/JA72RZ55PE

Chicago

Eldersevi, Kuteybe. 2023. “The Issue of Charging a Fee Against Letter of Guarantee Between AAOIFI Standard and Pronouncements of Kuwait Finance House”. BALAGH - Journal of Islamic and Humanities Studies 3 (1): 120-46. https://izlik.org/JA72RZ55PE.

EndNote

Eldersevi K (June 1, 2023) The Issue of charging a fee against Letter of Guarantee between AAOIFI Standard and Pronouncements of Kuwait Finance House. BALAGH - Journal of Islamic and Humanities Studies 3 1 120–146.

IEEE

[1]K. Eldersevi, “The Issue of charging a fee against Letter of Guarantee between AAOIFI Standard and Pronouncements of Kuwait Finance House”, BALAGH, vol. 3, no. 1, pp. 120–146, June 2023, [Online]. Available: https://izlik.org/JA72RZ55PE

ISNAD

Eldersevi, Kuteybe. “The Issue of Charging a Fee Against Letter of Guarantee Between AAOIFI Standard and Pronouncements of Kuwait Finance House”. BALAGH - Journal of Islamic and Humanities Studies 3/1 (June 1, 2023): 120-146. https://izlik.org/JA72RZ55PE.

JAMA

1.Eldersevi K. The Issue of charging a fee against Letter of Guarantee between AAOIFI Standard and Pronouncements of Kuwait Finance House. BALAGH. 2023;3:120–146.

MLA

Eldersevi, Kuteybe. “The Issue of Charging a Fee Against Letter of Guarantee Between AAOIFI Standard and Pronouncements of Kuwait Finance House”. BALAGH - Journal of Islamic and Humanities Studies, vol. 3, no. 1, June 2023, pp. 120-46, https://izlik.org/JA72RZ55PE.

Vancouver

1.Kuteybe Eldersevi. The Issue of charging a fee against Letter of Guarantee between AAOIFI Standard and Pronouncements of Kuwait Finance House. BALAGH [Internet]. 2023 Jun. 1;3(1):120-46. Available from: https://izlik.org/JA72RZ55PE