Capital Structure in Turkish Banking Sector

Abstract

This study analyzes the determinants of capital adequacyratio in the Turkish banking sector. We used a paneldata set that employs bank-level data from the Turkish banking sector covering the quarterly period 2002: Q4 – 2012: Q1. The fi ndings of this study suggest that risk, size, deposit sandloansa renegatively; economic grow thand return on assetsa repositively correlated with capital adequacyratio

Keywords

• Capital adequacyratio, Turkish banking sector, panel data

Türk Bankacılık Sektöründe Sermaye Yapısı

Abstract

Bu çalışmanın amacı, Türk bankalarının sermaye yeterlilik oranlarını etkileyen faktörleri ortaya koyabilmektir.Bu amaçla 23 bankanın 2002:Q04 – 2012Q1 tarihleri arasındaki mali tablolarından elde edilenüçer aylık veriler panel yöntemlerle incelenmiştir. Sonuçta sermaye yeterlilik oranı ile risk, büyüklük, mevduat oranı ve kredi oranı arasında negatif, ekonomik büyüme ve aktif getirisi arasında pozitif bir ilişki olduğu ortaya konulmuştur. Bağımsız değişkenlerden sadece özkaynak karlılığının anlamsız olduğu görülmüştür

Keywords

• Sermaye yeterlilik oranı, Türk bankacılık sektörü, panel veri

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