Year 2013, Volume 5 , Issue 2, Pages 95 - 105 2013-12-01

ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY

Hasmet Sarigul [1]


Credit guarantee schemes assist banks in lending to SMEs by overcoming collateral problems. The guarantees are used to share the risk between the bank and the guarantee institution in an agreed ratio. Thus, the bank’s risk and operation costs are lowered and its returns increased. This encourages banks to lend to SMEs who are unable to provide adequate collateral. In our study, we investigate the relationship between SMEs, banks and CGSs. We also aimed to explain the functioning of CGSs in Turkey and to evaluate their performance. In this respect, we determined some ratios of CGSs in Turkey and compared with some of the EU countries using data for a six year period from 2006 to 2011. The results show that CGSs in Turkey are increasing their performance of supporting SMEs, but they should increase their effort to reach the average level of AECM member countries
Credit, Guarantee, SMEs
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Other ID JA97SY93SK
Journal Section Articles
Authors

Author: Hasmet Sarigul

Dates

Publication Date : December 1, 2013

Bibtex @ { ijbms274573, journal = {International Journal of Business and Management Studies}, issn = {}, eissn = {1309-8047}, address = {}, publisher = {Sosyal Bilimler Araştırmaları Derneği}, year = {2013}, volume = {5}, pages = {95 - 105}, doi = {}, title = {ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY}, key = {cite}, author = {Sarigul, Hasmet} }
APA Sarigul, H . (2013). ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY. International Journal of Business and Management Studies , 5 (2) , 95-105 . Retrieved from https://dergipark.org.tr/en/pub/ijbms/issue/26065/274573
MLA Sarigul, H . "ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY". International Journal of Business and Management Studies 5 (2013 ): 95-105 <https://dergipark.org.tr/en/pub/ijbms/issue/26065/274573>
Chicago Sarigul, H . "ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY". International Journal of Business and Management Studies 5 (2013 ): 95-105
RIS TY - JOUR T1 - ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY AU - Hasmet Sarigul Y1 - 2013 PY - 2013 N1 - DO - T2 - International Journal of Business and Management Studies JF - Journal JO - JOR SP - 95 EP - 105 VL - 5 IS - 2 SN - -1309-8047 M3 - UR - Y2 - 2019 ER -
EndNote %0 International Journal of Business and Management Studies ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY %A Hasmet Sarigul %T ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY %D 2013 %J International Journal of Business and Management Studies %P -1309-8047 %V 5 %N 2 %R %U
ISNAD Sarigul, Hasmet . "ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY". International Journal of Business and Management Studies 5 / 2 (December 2013): 95-105 .
AMA Sarigul H . ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY. IJBMS. 2013; 5(2): 95-105.
Vancouver Sarigul H . ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY. International Journal of Business and Management Studies. 2013; 5(2): 105-95.