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Universal Banking and Credit Risk: Evidence from Tunisia

Year 2012, Volume: 2 Issue: 4, 496 - 504, 01.12.2012

Abdelaziz Hakımı Hichem Dkhılı Wafa Khlaıfıa

https://izlik.org/JA34GN86HR

Abstract

The aim of this paper is to study the effect of universal banking on the Tunisian banking credit risk. By using a sample of Tunisian banks over the period 1980-2010 and based on the panel data analysis method, results show that the universal banking increases significantly the credit risk. However, the level of competition is positively correlated but not significantly with the dependant variable. For the macro variables, we find that only the GDP exerts a positive and significant effect on the credit risk, but the effect of the inflation variable is not significant.

Keywords

Universal banks Credit risk Liquidity Competition Panel data Tunisia

Year 2012, Volume: 2 Issue: 4, 496 - 504, 01.12.2012

Abdelaziz Hakımı Hichem Dkhılı Wafa Khlaıfıa

https://izlik.org/JA34GN86HR

Abstract

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Details

Other ID JA44DB99FG
Authors

Abdelaziz Hakımı This is me

Hichem Dkhılı This is me

Wafa Khlaıfıa This is me

Publication Date December 1, 2012
IZ https://izlik.org/JA34GN86HR
Published in Issue Year 2012 Volume: 2 Issue: 4

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APA Hakımı, A., Dkhılı, H., & Khlaıfıa, W. (2012). Universal Banking and Credit Risk: Evidence from Tunisia. International Journal of Economics and Financial Issues, 2(4), 496-504. https://izlik.org/JA34GN86HR
AMA 1.Hakımı A, Dkhılı H, Khlaıfıa W. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI. 2012;2(4):496-504. https://izlik.org/JA34GN86HR
Chicago Hakımı, Abdelaziz, Hichem Dkhılı, and Wafa Khlaıfıa. 2012. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues 2 (4): 496-504. https://izlik.org/JA34GN86HR.
EndNote Hakımı A, Dkhılı H, Khlaıfıa W (December 1, 2012) Universal Banking and Credit Risk: Evidence from Tunisia. International Journal of Economics and Financial Issues 2 4 496–504.
IEEE [1]A. Hakımı, H. Dkhılı, and W. Khlaıfıa, “Universal Banking and Credit Risk: Evidence from Tunisia”, IJEFI, vol. 2, no. 4, pp. 496–504, Dec. 2012, [Online]. Available: https://izlik.org/JA34GN86HR
ISNAD Hakımı, Abdelaziz - Dkhılı, Hichem - Khlaıfıa, Wafa. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues 2/4 (December 1, 2012): 496-504. https://izlik.org/JA34GN86HR.
JAMA 1.Hakımı A, Dkhılı H, Khlaıfıa W. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI. 2012;2:496–504.
MLA Hakımı, Abdelaziz, et al. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues, vol. 2, no. 4, Dec. 2012, pp. 496-04, https://izlik.org/JA34GN86HR.
Vancouver 1.Abdelaziz Hakımı, Hichem Dkhılı, Wafa Khlaıfıa. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI [Internet]. 2012 Dec. 1;2(4):496-504. Available from: https://izlik.org/JA34GN86HR