EN
Universal Banking and Credit Risk: Evidence from Tunisia
Abstract
The aim of this paper is to study the effect of universal banking on the Tunisian banking credit risk. By using a sample of Tunisian banks over the period 1980-2010 and based on the panel data analysis method, results show that the universal banking increases significantly the credit risk. However, the level of competition is positively correlated but not significantly with the dependant variable. For the macro variables, we find that only the GDP exerts a positive and significant effect on the credit risk, but the effect of the inflation variable is not significant.
Keywords
Details
Primary Language
English
Subjects
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Journal Section
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Publication Date
December 1, 2012
Submission Date
December 1, 2012
Acceptance Date
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Published in Issue
Year 2012 Volume: 2 Number: 4
APA
Hakımı, A., Dkhılı, H., & Khlaıfıa, W. (2012). Universal Banking and Credit Risk: Evidence from Tunisia. International Journal of Economics and Financial Issues, 2(4), 496-504. https://izlik.org/JA34GN86HR
AMA
1.Hakımı A, Dkhılı H, Khlaıfıa W. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI. 2012;2(4):496-504. https://izlik.org/JA34GN86HR
Chicago
Hakımı, Abdelaziz, Hichem Dkhılı, and Wafa Khlaıfıa. 2012. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues 2 (4): 496-504. https://izlik.org/JA34GN86HR.
EndNote
Hakımı A, Dkhılı H, Khlaıfıa W (December 1, 2012) Universal Banking and Credit Risk: Evidence from Tunisia. International Journal of Economics and Financial Issues 2 4 496–504.
IEEE
[1]A. Hakımı, H. Dkhılı, and W. Khlaıfıa, “Universal Banking and Credit Risk: Evidence from Tunisia”, IJEFI, vol. 2, no. 4, pp. 496–504, Dec. 2012, [Online]. Available: https://izlik.org/JA34GN86HR
ISNAD
Hakımı, Abdelaziz - Dkhılı, Hichem - Khlaıfıa, Wafa. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues 2/4 (December 1, 2012): 496-504. https://izlik.org/JA34GN86HR.
JAMA
1.Hakımı A, Dkhılı H, Khlaıfıa W. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI. 2012;2:496–504.
MLA
Hakımı, Abdelaziz, et al. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues, vol. 2, no. 4, Dec. 2012, pp. 496-04, https://izlik.org/JA34GN86HR.
Vancouver
1.Abdelaziz Hakımı, Hichem Dkhılı, Wafa Khlaıfıa. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI [Internet]. 2012 Dec. 1;2(4):496-504. Available from: https://izlik.org/JA34GN86HR