EN
Universal Banking and Credit Risk: Evidence from Tunisia
Abstract
The aim of this paper is to study the effect of universal banking on the Tunisian banking credit risk. By using a sample of Tunisian banks over the period 1980-2010 and based on the panel data analysis method, results show that the universal banking increases significantly the credit risk. However, the level of competition is positively correlated but not significantly with the dependant variable. For the macro variables, we find that only the GDP exerts a positive and significant effect on the credit risk, but the effect of the inflation variable is not significant.
Keywords
Ayrıntılar
Birincil Dil
İngilizce
Konular
-
Bölüm
-
Yayımlanma Tarihi
1 Aralık 2012
Gönderilme Tarihi
1 Aralık 2012
Kabul Tarihi
-
Yayımlandığı Sayı
Yıl 2012 Cilt: 2 Sayı: 4
APA
Hakımı, A., Dkhılı, H., & Khlaıfıa, W. (2012). Universal Banking and Credit Risk: Evidence from Tunisia. International Journal of Economics and Financial Issues, 2(4), 496-504. https://izlik.org/JA34GN86HR
AMA
1.Hakımı A, Dkhılı H, Khlaıfıa W. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI. 2012;2(4):496-504. https://izlik.org/JA34GN86HR
Chicago
Hakımı, Abdelaziz, Hichem Dkhılı, ve Wafa Khlaıfıa. 2012. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues 2 (4): 496-504. https://izlik.org/JA34GN86HR.
EndNote
Hakımı A, Dkhılı H, Khlaıfıa W (01 Aralık 2012) Universal Banking and Credit Risk: Evidence from Tunisia. International Journal of Economics and Financial Issues 2 4 496–504.
IEEE
[1]A. Hakımı, H. Dkhılı, ve W. Khlaıfıa, “Universal Banking and Credit Risk: Evidence from Tunisia”, IJEFI, c. 2, sy 4, ss. 496–504, Ara. 2012, [çevrimiçi]. Erişim adresi: https://izlik.org/JA34GN86HR
ISNAD
Hakımı, Abdelaziz - Dkhılı, Hichem - Khlaıfıa, Wafa. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues 2/4 (01 Aralık 2012): 496-504. https://izlik.org/JA34GN86HR.
JAMA
1.Hakımı A, Dkhılı H, Khlaıfıa W. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI. 2012;2:496–504.
MLA
Hakımı, Abdelaziz, vd. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues, c. 2, sy 4, Aralık 2012, ss. 496-04, https://izlik.org/JA34GN86HR.
Vancouver
1.Abdelaziz Hakımı, Hichem Dkhılı, Wafa Khlaıfıa. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI [Internet]. 01 Aralık 2012;2(4):496-504. Erişim adresi: https://izlik.org/JA34GN86HR