Does Higher Education Loan Amount affect Students’ Class Attendance? Evidence from Privately Sponsored Undergraduate Students in Kenyan Public Universities

Year 2018, Volume: 3 Issue: 1, 41 - 49, 01.01.2018

Ogenga Paul Akumu

https://doi.org/10.24331/ijere.375830

Cited By: 2

Abstract

This study sought to determine the effect of
higher education loan amount awarded to privately sponsored undergraduate students
on their frequency of class attendance in Kenyan public universities. The
research was conducted with the aid of a representative sample of 517
respondents proportionately drawn from the 2012/2013 cohort of privately
sponsored higher education loan recipients in three public universities.
Logistic regression analysis was used to model the relationship between loan
amount awarded to privately sponsored undergraduate students and their
frequency of class attendance while controlling for respondent and university
characteristics. The study established that majority of the privately
sponsored loan recipients missed classes on weekly basis. However, the
findings of the study revealed that higher education loan amount had no
significant effect on frequency of class attendance. This was attributed to
the loan award which was found to be inadequate for sustenance of privately
sponsored higher education loan recipients. This study recommends that Higher
Education Loans Board should raise the minimum amount of loan awarded to
privately sponsored undergraduate students to match with the general cost of
private higher education so that they can adequately participate in higher
education without much personal sacrifices that would compromise their
academics

Keywords

Higher Education Loan Amount, Frequency of class attendance, Science, Technical

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