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DETERMINATION OF AFFECTING FACTORS ON FINANCIAL LITERACY LEVELS OF UNIVERSITY STUDENTS: A STUDY ON THE DEPARTMENT OF BUSINESS

Year 2016, ICAFR 16 Özel Sayısı, 128 - 141, 01.10.2016

Abstract

In this study, differ or coincide of financial knowledge level of Sakarya University Business Department Students was examined according to gender, age, personal income, grade or type of education. A questionnaire was administered to 326 students who was chosen as random. The frequent analysis, independent two samples t test and variance analaysis was applied to the data which has been obtained. In according to results of study; gender, age and grade factors have significant differences as statistical for the financial knowledge level

References

  • Alkaya, A., & Yağlı, İ. (2015). Finansal Okuryazarlık-Finansal Bilgi, Davranış Ve Tutum: Nevşehir Hacı Bektaş Veli Üniversitesi İİBF Öğrencileri Üzerine Bir Uygulama. Journal of International Social Research, 8(40), 585-599.
  • Beal, D. J., & Delpachitra, S. B. (2003). Financial Literacy Among Australian University Students. Economic Papers: A Journal of Applied Economics and Policy, 22(1), 65-78.
  • Chen, H., & Volpe, R. P. (1998). An Analysis of Personal Financial Literacy Among College Students. Financial Services Review, 7(2), 107-128.
  • Chen, H., & Volpe, R. P. (2002). Gender Differences in Personal Financial Literacy Among College Students. Financial Services Review, 11(3), 289-307.
  • Cude, B., Lawrence, F., Lyons, A., Metzger, K., LeJeune, E., Marks, L., & Machtmes, K. (2006). College Students and Financial Literacy: What They Know and What We Need to Learn. Proceedings of the Eastern Family Economics and Resource Management Association, 102-109.
  • Çam, A. V., & Barut, A. (2015). Finansal Okuryazarlık Düzeyi ve Davranışları: Gümüşhane Üniversitesi Önlisans Öğrencileri Üzerinde Bir Araştırma. Global Journal of Economics and Business Studies, 63-72.
  • Ergün, B., Şahin, A., & Ergin, E. Finansal Okuryazarlık: İşletme Bölümü Öğrencileri Üzerine Bir Çalışma.The Journal of International Social Research, 7(34), 847- 864.
  • Hilgert, M. A., Hogarth, J. M., & Beverly, S. G. (2003). Household Financial Management: The Connection Between Knowledge and Behavior. Federal Reserve Bulletin 89, 309-322.
  • Huston, S. J. (2010). Measuring Financial Literacy. Journal of Consumer Affairs, 44(2), 296-316.
  • Kılıç, Y., Ata, H. A., & Seyrek, İ. H. (2015). Finansal Okuryazarlık: Üniversite Öğrencilerine Yönelik Bir Araştırma. Journal of Accounting & Finance, Nisan, 19-150.
  • Krizek, J. T., Cems-Mım, L. L. M., & Hradil, I. (2012). Standard in Financial Literacy for University Students: Methodology and Empirical Evidence. International Journal of Business and Social Research, 2(7), 21-32.
  • Lusardi, A. (2008). Financial Literacy: An Essential Tool For İnformed Consumer Choice?. National Bureau of Economic Research, No. w14084, 1-30.
  • Mandell, L. (2006). Financial Literacy: If It's so Important, Why isn't It Improving?. Networks Financial Institute Policy Brief, (2006-PB), 08.
  • Mandell, L., & Klein, L. S. (2007). Motivation and Financial Literacy.Financial Services Review,16(2), 105-116.
  • Mercan, N., Oyur, E., Altınay, A., & Aksanyar, Y. (2012). Ekonomi Okur Yazarlığına Yönelik Ampirik Bir Araştırma. Ekonomi Bilimleri Dergisi, 4(2), 109-118.
  • Moore, D. L. (2003). Survey of Financial Literacy in Washington State: Knowledge, Behavior, Attitudes, And Experiences. Washington State Department of Financial Institutions.
  • Nano, D. (2003). Major Dıfferences In Fınancıal Lıteracy Among Albanıan Unıversıty Students. Regıonal Scıence Conference with International Participation 389-394.
  • Nidar, S. R., & Bestari, S. (2012). Personal Financial Literacy Among University Students (Case Study At Padjadjaran University Students, Bandung, Indonesia). World Journal of Social Sciences, 2(4), 162-171.
  • Özdemir, A., Temizel, F., Sönmez, H., & Er, F. (2015). Financial Literacy of University Students: A Case Study for Anadolu University, Turkey. Uluslararası Yönetim İktisat ve İşletme Dergisi, 11(24), 97-110.
  • Rodrigues, C. S., Vieira, F. D., Amaral, A. & Martins, F. V. (2012). Financial Literacy of University Students.
  • Sabri, M. F., & MacDonald, M. (2010). Savings Behavior and Financial Problems Among College Students: The Role of Financial Literacy in Malaysia. Cross-Cultural Communication, 6(3), 103-110.
  • Temizel, F., & Bayram, F. (2011). Finansal Okuryazarlık: Anadolu Üniversitesi İktisadi İdari Bilimler Fakültesi (İİBF) Öğrencilerine Yönelik Bir Araştırma. C.Ü. İktisadi ve İdari Bilimler Dergisi, 12(1), 73-86.
  • Wagland, S. P., & Taylor, S. (2009). When It Comes to Financial Literacy, Is Gender Really An Issue?. Australasian Accounting, Business and Finance Journal, 3(1), 13-25.
  • Worthington, A. C. (2006). Predicting Financial Literacy in Australia. Financial Services Review, 15(1), 59-79.
  • Saunders, L. (2000). Research Methods for Business Students, Second Ed., Prebtice-Hall Inc

ÜNİVERSİTE ÖĞRENCİLERİNİN FİNANSAL OKURYAZARLIK DÜZEYLERİNİ ETKİLEYEN FAKTÖRLERİN BELİRLENMESİ: İŞLETME BÖLÜMÜ ÖĞRENCİLERİ ÜZERİNE BİR ARAŞTIRMA

Year 2016, ICAFR 16 Özel Sayısı, 128 - 141, 01.10.2016

Abstract

Bu araştırmada Sakarya Üniversitesi, İşletme Bölümü öğrencilerinin finansal bilgi düzeyinin cinsiyet, yaş, gelir durumu, öğrenim görülen sınıf ya da öğrenim türüne göre farklılık gösterip göstermediği incelenmiştir. Bu amaçla tesadüfi olarak seçilen 326 öğrenciye anket uygulanmıştır. Anketten elde edilen verilere frekans analizi, bağımsız iki örnek t testi ve varyans analizi uygulanmıştır. Elde edilen sonuçlara göre; cinsiyet, yaş ve öğrenim görülen sınıf faktörleri, finansal bilgi düzeyi için istatistiksel olarak anlamlı farklılığa sahip faktörlerdir.

References

  • Alkaya, A., & Yağlı, İ. (2015). Finansal Okuryazarlık-Finansal Bilgi, Davranış Ve Tutum: Nevşehir Hacı Bektaş Veli Üniversitesi İİBF Öğrencileri Üzerine Bir Uygulama. Journal of International Social Research, 8(40), 585-599.
  • Beal, D. J., & Delpachitra, S. B. (2003). Financial Literacy Among Australian University Students. Economic Papers: A Journal of Applied Economics and Policy, 22(1), 65-78.
  • Chen, H., & Volpe, R. P. (1998). An Analysis of Personal Financial Literacy Among College Students. Financial Services Review, 7(2), 107-128.
  • Chen, H., & Volpe, R. P. (2002). Gender Differences in Personal Financial Literacy Among College Students. Financial Services Review, 11(3), 289-307.
  • Cude, B., Lawrence, F., Lyons, A., Metzger, K., LeJeune, E., Marks, L., & Machtmes, K. (2006). College Students and Financial Literacy: What They Know and What We Need to Learn. Proceedings of the Eastern Family Economics and Resource Management Association, 102-109.
  • Çam, A. V., & Barut, A. (2015). Finansal Okuryazarlık Düzeyi ve Davranışları: Gümüşhane Üniversitesi Önlisans Öğrencileri Üzerinde Bir Araştırma. Global Journal of Economics and Business Studies, 63-72.
  • Ergün, B., Şahin, A., & Ergin, E. Finansal Okuryazarlık: İşletme Bölümü Öğrencileri Üzerine Bir Çalışma.The Journal of International Social Research, 7(34), 847- 864.
  • Hilgert, M. A., Hogarth, J. M., & Beverly, S. G. (2003). Household Financial Management: The Connection Between Knowledge and Behavior. Federal Reserve Bulletin 89, 309-322.
  • Huston, S. J. (2010). Measuring Financial Literacy. Journal of Consumer Affairs, 44(2), 296-316.
  • Kılıç, Y., Ata, H. A., & Seyrek, İ. H. (2015). Finansal Okuryazarlık: Üniversite Öğrencilerine Yönelik Bir Araştırma. Journal of Accounting & Finance, Nisan, 19-150.
  • Krizek, J. T., Cems-Mım, L. L. M., & Hradil, I. (2012). Standard in Financial Literacy for University Students: Methodology and Empirical Evidence. International Journal of Business and Social Research, 2(7), 21-32.
  • Lusardi, A. (2008). Financial Literacy: An Essential Tool For İnformed Consumer Choice?. National Bureau of Economic Research, No. w14084, 1-30.
  • Mandell, L. (2006). Financial Literacy: If It's so Important, Why isn't It Improving?. Networks Financial Institute Policy Brief, (2006-PB), 08.
  • Mandell, L., & Klein, L. S. (2007). Motivation and Financial Literacy.Financial Services Review,16(2), 105-116.
  • Mercan, N., Oyur, E., Altınay, A., & Aksanyar, Y. (2012). Ekonomi Okur Yazarlığına Yönelik Ampirik Bir Araştırma. Ekonomi Bilimleri Dergisi, 4(2), 109-118.
  • Moore, D. L. (2003). Survey of Financial Literacy in Washington State: Knowledge, Behavior, Attitudes, And Experiences. Washington State Department of Financial Institutions.
  • Nano, D. (2003). Major Dıfferences In Fınancıal Lıteracy Among Albanıan Unıversıty Students. Regıonal Scıence Conference with International Participation 389-394.
  • Nidar, S. R., & Bestari, S. (2012). Personal Financial Literacy Among University Students (Case Study At Padjadjaran University Students, Bandung, Indonesia). World Journal of Social Sciences, 2(4), 162-171.
  • Özdemir, A., Temizel, F., Sönmez, H., & Er, F. (2015). Financial Literacy of University Students: A Case Study for Anadolu University, Turkey. Uluslararası Yönetim İktisat ve İşletme Dergisi, 11(24), 97-110.
  • Rodrigues, C. S., Vieira, F. D., Amaral, A. & Martins, F. V. (2012). Financial Literacy of University Students.
  • Sabri, M. F., & MacDonald, M. (2010). Savings Behavior and Financial Problems Among College Students: The Role of Financial Literacy in Malaysia. Cross-Cultural Communication, 6(3), 103-110.
  • Temizel, F., & Bayram, F. (2011). Finansal Okuryazarlık: Anadolu Üniversitesi İktisadi İdari Bilimler Fakültesi (İİBF) Öğrencilerine Yönelik Bir Araştırma. C.Ü. İktisadi ve İdari Bilimler Dergisi, 12(1), 73-86.
  • Wagland, S. P., & Taylor, S. (2009). When It Comes to Financial Literacy, Is Gender Really An Issue?. Australasian Accounting, Business and Finance Journal, 3(1), 13-25.
  • Worthington, A. C. (2006). Predicting Financial Literacy in Australia. Financial Services Review, 15(1), 59-79.
  • Saunders, L. (2000). Research Methods for Business Students, Second Ed., Prebtice-Hall Inc
There are 25 citations in total.

Details

Primary Language Turkish
Journal Section Research Article
Authors

Gülfen Tuna This is me

Mehmet Onur Ulu This is me

Publication Date October 1, 2016
Published in Issue Year 2016 ICAFR 16 Özel Sayısı

Cite

APA Tuna, G., & Ulu, M. O. (2016). ÜNİVERSİTE ÖĞRENCİLERİNİN FİNANSAL OKURYAZARLIK DÜZEYLERİNİ ETKİLEYEN FAKTÖRLERİN BELİRLENMESİ: İŞLETME BÖLÜMÜ ÖĞRENCİLERİ ÜZERİNE BİR ARAŞTIRMA. Uluslararası Yönetim İktisat Ve İşletme Dergisi, 12(12), 128-141.