Kripto Para Yatırımcı Risk Algısı ve Farkındalığının Kripto Paraların Mevcut Kullanımları ve Gelecek Projeksiyonlarına Etkisi: İstanbul İl Sağlık Müdürlüğü Çalışanları Üzerine Bir Araştırma

Year 2024, Issue: 121, 89 - 117, 16.04.2024

Mustafa Özyeşil , Havane Tembelo

https://doi.org/10.33203/mfy.1336082

Abstract

Bu çalışmada, İstanbul İl Sağlık Müdürlüğü çalışanları arasında kripto para birimi bilgisi, risk algısı ve yatırım stratejileri incelenmiştir. Özyeşil ve Tembelo (2023) tarafından geliştirilen Kripto Para Yatırım Güven Ölçeği kullanılarak 399 katılımcının verileri analiz edilmiştir. Sonuçlar, sınırlı kripto para birimi farkındalığı, orta düzeyde risk algısı ve muhafazakâr yatırım eğilimlerini göstermektedir. Katılımcıların çoğu kripto para birimini duymuş olsa da, anlayışları yüzeyseldir; yüksek riskli olarak algılarlar ve geleneksel finansal araçları tercih etmektedirler. Bu çalışmanın sonuçları, sağlık sektöründe güvenli ve uyumlu kripto para birimi kullanımını kolaylaştırmak için eğitim girişimlerinin ve düzenleyici çerçevelerin gerekliliğini vurgulamaktadır.

Keywords

Kripto Para, Blockchain, Kripto Para Riski, Kripto Para Farkındalığı

The Impact of Cryptocurrency Investor Risk Perception and Awareness on the Current Uses and Future Projections of Cryptocurrencies: A Research on Istanbul Provincial Health Directorate Employees

Abstract

This study investigates cryptocurrency knowledge, risk perception, and investment strategies among İstanbul Provincial Health Directorate employees. Analyzing data from 399 participants using the Cryptocurrency investment Trust Scale, which is developed by Ozyesil and Tembelo (2023), results indicate limited cryptocurrency awareness, moderate risk perception, and conservative investment tendencies. While most participants have heard of cryptocurrency, their understanding remains shalloyv, perceiving it as high-risk and favoring traditional financial instruments. The study emphasizes the necessity of educational initiatives and regulatory frameworks to facilitate safe and compliant cryptocurrency usage within the healthcare sector.

Keywords

Cryptocurrency, Blockchain, Cryptocurrency Risk, Cryptocurrency Awareness

References

• Albri, A. A., & Choung Min, N. (2019). Blockchain Technology for Enhancing Supply Chain Transparency: A Case Study of Food Safety Traceability. Sustainability, 11(6), 1667.
• Antonopoulos, A. M. (2014). Mastering Bitcoin: Unlocking Digital Cryptocurrencies. O'Reilly Media.
• Azzi, M., İslam, S. M., & Heravi, S. (2020). Blockchain Applications in Sustainability: A Systematic Review. Sustainability, 12(5), 1923.
• Casey, M. J., & Vigna, P. (2018). The Truth Machine: The Blockchain and the Future of Everything. St. Martin's Press.
• Catalini, C., & Gans, J. S. (2019). Some Simple Economics of the Blockchain. MIT Sloan Research Paper No. 5191-16.
• Dagher, G. K., & Bolt, T. (2019). Cryptocurrencies and Central bank digital currencies: Risks and opportunities. BIS Quarterly Review, March 2019, 45-60.
• Gandal, N., Hamrick, J. T., Moore, T., & Oberman, T. (2018). Price manipulation in the Bitcoin ecosystem. Journal of Monetary Economics, 95, 86-96.
• Gür, S. H., & Arslan, M. (2019). Individual investors' awareness and perception of risks regard- ing cryptocurrencies: Evidence from Turkey. International Journal of Economics, Com- merce and Management, 7(6), 132-142.
• Jones, A., et al. (2021). "Regulating Cryptocurrencies in the Healthcare Sector." Journal of Healthcare Finance, vol. 48, no. 3, pp. 12-19.
• Lee, J., et al. (2019). "Cryptocurrency investment and Risk Perception: A Survey Study of Korean Adults." Journal of Risk Research, vol. 22, no. 6, pp. 743-758.
• Nakamoto, S. (2008). Bitcoin: A Peer-to-Peer Electronic Cash System, https://bitcoin.org/bit- coin.pdf Narayanan, A., Bonneau, J., Felten, E., Miller, A., & Goldfeder, S. (2016). Bitcoin and Crypto-currency Technologies: A Comprehensive Introduction. Princeton University Press.
• Ozyesil, M., Tembelo, H. (2023). Developing a Cryptocurrency Investment Trust Scale: An Application on İstanbul Provincial Health Directorate Employees, JOEEP: Journal of Emerging Economies and Policy, 8(1).
• Pilkington, M. (2016). Blockchain Technology: Principles and Applications. Research Handbook on Digital Transformations, Edward Elgar Publishing.
• Smith, A. (2018). Understanding Bitcoin: Cryptography, Engineering and Economies. John Wiley & Sons.
• Smith, J., et al. (2020). "Cryptocurrency Investment and Risk Perception: A Survey Study of Healthcare Sector Employees." Journal of Healthcare Management, vol. 65, no. 2, pp. 87-98.
• Swan, M. (2015). Blockchain: Blueprint for a New Economy. O'Reilly Media.
• Swan, M. (2019). Token Economy: How Blockchain and Smart Contracts Are Changing the World. O'Reilly Media, Inc.
• Tapscott, D., & Tapscott, A. (2016). Blockchain Revolution: How the Technology Behind Bit¬coin is Changing Money, Business, and the World. Penguin.
• Tsyvinski, A., & Shiller, R. J. (2018). Economies of bitcoin and similar private digital currencies. Brookings Papers on Economic Activity, Spring 2018, 457-518.
• World Economic Forum. (2019). Building Block(chain)s for a Better Planet: How Can Block¬chain Technology Contribute to Sustainable Development?
• Yörükoğlu, M., & Arslan, M. (2021). An investigation of individual investors' perception of risk and awareness about cryptocurrencies: Evidence from Turkey. International Journal of Economies, Commerce and Management, 9(2), 54-67.
• Yli-Huumo, J., Ko, D., Choi, S., Park, S., & Smolander, K. (2016). Where Is Current Research on Blockchain Technology?—A Systematic Review. PloS one, 11(10), e0163477.