An Overview of Preventive, Restrictive and Supervisory Regulations in Turkish Banking System

Year 2017, Volume: 10 Issue: 2, 188 - 202, 03.05.2017

Yaşam Demir İlhan Küçükkaplan

Abstract

Banks in the growth and development of the national economy
has a significant share. However, this could bring together some threatening
risks to the country's economy. When these risks are taken into consideration ,
the regulation of banks has been one of the key issues for each country. The
Basel Committee and international authorities have been introducing standards
and directives relating to the supervision of banks and drawing attention to
the importance of this issue. Although international regulations have been
introduced and policies set to ensure widespread implementation, there are
different applications depending on the laws of internal dynamics of each
country.In this study, banking regulations are classified as preventive,
restrictive and supervisory regulations. Regulations in Turkish Banking sector
is taking place under the classification and a general assessment was made.

Keywords

Banking regulation, Basel Standards, Turkish banking system

Türk Bankacılık Sisteminde Önleyici, Kısıtlayıcı Ve Denetleyici Düzenlemelere Genel Bir Bakış

Abstract

Ülke ekonomilerinin büyümesi ve gelişmesinde bankalar önemli
bir paya sahiptir. Ancak bu önemin beraberinde getirdiği ülke ekonomisini
tehdit edebilecek riskler bulunmaktadır. Bu riskler dikkate alındığında
bankaların düzenlenmesi her ülke için önemli konulardan biri olmuştur. Basel
Komitesi ve uluslararası otoriteler bankaların denetimine ilişkin standartlar
ve direktifler yayınlamakta ve bu konunun önemine dikkati çekmektedir. Her ne
kadar uluslararası düzenlemeler yayınlanmakta ve uygulanmasının yaygınlaşmasını
sağlamaya yönelik politikalar olsa da her ülkenin kendi iç dinamiklerine
yönelik mevzuata bağlı farklı uygulamalar bulunmaktadır. Bu çalışmada
bankacılık düzenlemeleri önleyici, kısıtlayıcı ve denetleyici düzenlemeler
olarak sınıflandırılmıştır. Bu sınıflandırmaya kapsamında Türk Bankacılık
sistemindeki düzenlemelere yer verilmiş, genel bir değerlendirme yapılmıştır.

Keywords

Bankacılık düzenlemeleri, Basel Standartları, Türk Bankacılık Sistemi

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