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Ailenin Emeklilik Kararı Üzerindeki Etkisine Dair Nitel Bir Araştırma

Year 2025, Volume: 3 Issue: 2, 365 - 392, 24.09.2025
https://doi.org/10.26650/senectus.2025.3.2.0958

Abstract

Bu çalışma, bireylerin emeklilik kararları üzerindeki aile ve yakın çevre faktörlerinin çok boyutlu etkisini nitel bir yaklaşımla irdelemektedir. İstanbul’da, Türkiye Emekliler Derneği’ne (TÜED) üye 20 emekli ile gerçekleştirilen yarı yapılandırılmış görüşmeler, emekliliğin bireysel bir eylemden ziyade, aile içi dinamiklerin ve etkileşimlerin şekillendirdiği kolektif bir süreç olduğunu ortaya koymaktadır. Araştırma bulgularına göre, bağımlı aile üyelerinin varlığı, iş aile çatışması, eşin sağlık durumu, aile içi iletişimin kalitesi, eş desteği ve çocuk sahibi olmak gibi unsurlar, emeklilik zamanlamasını doğrudan etkilemektedir. Bu çalışma literatürdeki bazı bulguları desteklerken (örneğin, bağımlı bireylerin finansal yükü artırması) bazılarıyla ise çelişmekte olup (örneğin, gelirin emeklilik kararı üzerindeki etkisi), nihai olarak geleneksel Türk aile yapısının emeklilik sürecindeki belirleyici rolünü vurgulamaktadır. Sonuç olarak, araştırma neticesinde emekliliğin, ekonomik ve demografik değişkenlerin yanı sıra, bireyin yakın sosyal çevresiyle olan etkileşimlerinden de önemli ölçüde etkilenen karmaşık bir sosyal olgu olduğu anlaşılmıştır.

References

  • Allmendinger, V. J. (1990). Der Übergang in den Ruhestand von Ehepaaren: Auswirkungen individueller und familiärer Lebensverläufe. In K. U. Mayer (Ed.), Lebensverläufe und sozialer Wandel (pp. 272–303). Wiesbaden: Westdeutscher Verlag. google scholar
  • Berger, M. C., & Fleisher, B. M. (1984). Husband’s health and wife’s labour supply. Journal of Health Economics, 3(1), 63–75. https://doi.org/10.1016/0167-6296(84)90033-9 google scholar
  • Biagi, F., Cavapozzi, D., & Miniaci, R. (2007). Technology, skills and retirement (Marco Fanno Working Paper No. 2007-42). Padova: Dipartimento di Scienze Economiche “Marco Fanno,” Università degli Studi di Padova. google scholar
  • Blake, D. (2004). The impact of wealth on consumption and retirement behaviour in the UK. Applied Financial Economics, 14(8), 555–576. https://doi.org/10.1080/0960310042000233430 google scholar
  • Bloemen, H. G. (2011). The effect of private wealth on the retirement rate: An empirical analysis. The Economic Journal, 121(556), 637–655. https://doi.org/10.1111/j.1468-0297.2010.02406.x google scholar
  • Casanova, M. (2010). Happy together: A structural model of couples’ joint retirement choices (Unpublished manuscript). google scholar
  • Charles, K. K. (1999). Sickness in the family: Health shocks and spousal labor supply (Research Report No. 467). Ann Arbor: University of Michigan, Ford School of Public Policy. google scholar
  • Clark, R. L., Johnson, T., & McDermed, A. (1980). Allocation of time and resources by married couples approaching retirement. Social Security Bulletin, 43(4), 3–16. google scholar
  • Compton, J. (2001). Determinants of retirement: Does money really matter? (Department of Finance Working Paper No. 2001-02). Ottawa: Department of Finance Canada. google scholar
  • Coursolle, K. M., Sweeney, M. M., Raymo, J. M., & Ho, J. H. (2010). The association between retirement and emotional well-being: Does prior work–family conflict matter? The Journals of Gerontology: Series B, 65B(5), 609–620. https://doi.org/10.1093/geronb/gbq040 google scholar
  • Creswell, J. W. (2016). Nitel araştırma yöntemleri (M. Bütün & S. B. Demir, Çev.). Ankara: Siyasal Kitabevi. google scholar
  • Davey, A., DeViney, S., & Szinovacz, M. E. (2001). Influences of family obligations and relationships on retirement: Variations by gender, race, and marital status. The Journals of Gerontology: Series B, 56(1), S20–S27. https://doi.org/10.1093/geronb/56.1.S20 google scholar
  • Dentinger, E., & Clarkberg, M. (2002). Informal caregiving and retirement timing among men and women. Journal of Family Issues, 23(7), 857–879. https://doi.org/10.1177/019251302236598 google scholar
  • Erdem, K. G. (2020). Türkiye’de emekliliğe geçişi etkileyen faktörler. Çalışma İlişkileri Dergisi, 1(Özel Sayı), 100–118. google scholar
  • Figueira, D. A. M., Lopes, R. G. C., & Souza, J. C. (2017). Retirement decision-making influenced by family and work relationships. Revista Brasileira de Geriatria e Gerontologia, 20(2), 206–213. https://doi.org/10.1590/1981-22562017020.160120 google scholar
  • Guner, N., Kulikova, Y. A., & Valladares-Esteban, A. (2021). Does the added worker effect matter? (Working Paper No. 2113). Banco de España. https://www.bde.es/f/webbde/SES/Secciones/ Publicaciones/PublicacionesSeriadas/DocumentosTrabajo/21/Fich/dt2113e.pdf google scholar
  • Hansson, R. O., DeKoekkoek, P. D., Neece, W. M., & Patterson, D. W. (1997). Successful aging at work: Annual review, 1992–1996: The older worker and transitions to retirement. Journal of Vocational Behavior, 51(1), 202–233. https://doi.org/10.1006/jvbe.1997.1592 google scholar
  • Haug, M. R., Belgrave, L. L., & Jones, S. (1993). Partners’ health and retirement adaptation of women and their husbands. Journal of Women & Aging, 4(3), 5–29. https://doi.org/10.1300/ J074v04n03_02 google scholar
  • Henkens, K. (1999). Retirement intentions and spousal support: A multi-actor approach. The Journals of Gerontology: Series B, 54(2), S63–S73. https://doi.org/10.1093/geronb/54B.2.S63 google scholar
  • Hurd, M. D. (1990). The joint retirement decision of husbands and wives. In D. A. Wise (Ed.), Issues in the economics of aging (pp. 231–258). Chicago: University of Chicago Press. google scholar
  • Ilchuk, S. (2009). Retirement decisions of women and men in response to their own and spousal health (Doctoral dissertation). The Pardee RAND Graduate School, Santa Monica, CA. google scholar
  • Jiang, L. (1995). Changing kinship structure and its implications for old-age support in urban and rural China. Population Studies, 49(1), 127–145. https://doi.org/10.1080/0032472031000148506 google scholar
  • Johnson, R. W. (2004). Do spouses coordinate their retirement decisions? (Center for Retirement Research Working Paper No. 2004–19). Chestnut Hill, MA: Boston College. google scholar
  • Johnson, R. W., & Favreault, M. M. (2010). Retiring together or working alone: The impact of spousal employment and disability on retirement decisions. SSRN Electronic Journal. https://doi. org/10.2139/ssrn.1681356 google scholar
  • Meng, A., Sundstrup, E., & Andersen, L. L. (2020). Factors contributing to retirement decisions in Denmark: Comparing employees who expect to retire before, at, and after the state pension age. International Journal of Environmental Research and Public Health, 17(9), 1–12. https://doi. org/10.3390/ijerph17093282 google scholar
  • Parsons, D. O. (1977). Health, family structure, and labor supply. The American Economic Review, 67(4), 703–712. google scholar
  • Pienta, A. (1999). Early childbearing patterns and women’s labor force behavior in later life. Journal of Women & Aging, 11(1), 69–84. https://doi.org/10.1300/J074v11n01_05 google scholar
  • Raymo, J. M., & Sweeney, M. M. (2006). Work–family conflict and retirement preferences. The Journals of Gerontology: Series B, 61(3), S161–S169. https://doi.org/10.1093/geronb/61.3.S161 google scholar
  • Smith, D. B., & Moen, P. (1998). Spousal influence on retirement: His, her, and their perceptions. Journal of Marriage and Family, 60(3), 734–744. https://doi.org/10.2307/353538 google scholar
  • Szinovacz, M. E. (2002). Couple retirement patterns and retirement age: A comparison of Austria and the United States. International Journal of Sociology, 32(2), 30–54. https://doi.org/10.1080 /15579336.2002.11770260 google scholar
  • Szinovacz, M. E., & DeViney, S. (2000). Marital characteristics and retirement decisions. Research on Aging, 22(5), 470–498. https://doi.org/10.1177/0164027500225004 google scholar
  • Talaga, J. A., & Beehr, T. A. (1995). Are there gender differences in predicting retirement decisions? Journal of Applied Psychology, 80(1), 16–28. https://doi.org/10.1037/0021-9010.80.1.16 google scholar
  • Warren, D. A. (2015). Retirement decisions of couples in Australia: The impact of spousal characteristics and preferences. The Journal of the Economics of Ageing, 6, 149–162. https://doi. org/10.1016/j.jeoa.2015.01.002 google scholar
  • Zhao, C., & Qu, X. (2021). Peer effects in pension decision-making: Evidence from China’s new rural pension scheme. Labour Economics, 69, 1–15. https://doi.org/10.1016/j.labeco.2021.101966 google scholar
  • Zweimüller, J., Winter-Ebmer, R., & Falkinger, J. (1996). Retirement of spouses and social security reform. European Economic Review, 40(2), 449–472. https://doi.org/10.1016/0014-2921(95)00076-3 google scholar

A Qualitative Study on the Impact of the Family on Retirement Decisions

Year 2025, Volume: 3 Issue: 2, 365 - 392, 24.09.2025
https://doi.org/10.26650/senectus.2025.3.2.0958

Abstract

This study employs a qualitative approach to investigate the multidimensional impact of family and social network factors on individuals’ retirement decisions. Using semi-structured interviews with 20 retirees in Istanbul who are members of the Turkish Pensioners’ Association (TÜED), the research reveals that retirement is a collective process shaped by family dynamics and interactions rather than a purely individual decision. Findings indicate that factors such as the presence of dependent family members, work-family conflict, a partner’s health status, the quality of family communication, spousal support, and parenthood directly influence the timing of retirement. While supporting certain existing literature findings (e.g., the increased f inancial burden of dependents), this study also contradicts others (e.g., the negligible effect of income on retirement decisions), highlighting the crucial role of the traditional Turkish family structure in the retirement process. In conclusion, retirement is a complex phenomenon significantly influenced not only by economic and demographic variables but also by an individual’s interactions with their immediate social environment.

References

  • Allmendinger, V. J. (1990). Der Übergang in den Ruhestand von Ehepaaren: Auswirkungen individueller und familiärer Lebensverläufe. In K. U. Mayer (Ed.), Lebensverläufe und sozialer Wandel (pp. 272–303). Wiesbaden: Westdeutscher Verlag. google scholar
  • Berger, M. C., & Fleisher, B. M. (1984). Husband’s health and wife’s labour supply. Journal of Health Economics, 3(1), 63–75. https://doi.org/10.1016/0167-6296(84)90033-9 google scholar
  • Biagi, F., Cavapozzi, D., & Miniaci, R. (2007). Technology, skills and retirement (Marco Fanno Working Paper No. 2007-42). Padova: Dipartimento di Scienze Economiche “Marco Fanno,” Università degli Studi di Padova. google scholar
  • Blake, D. (2004). The impact of wealth on consumption and retirement behaviour in the UK. Applied Financial Economics, 14(8), 555–576. https://doi.org/10.1080/0960310042000233430 google scholar
  • Bloemen, H. G. (2011). The effect of private wealth on the retirement rate: An empirical analysis. The Economic Journal, 121(556), 637–655. https://doi.org/10.1111/j.1468-0297.2010.02406.x google scholar
  • Casanova, M. (2010). Happy together: A structural model of couples’ joint retirement choices (Unpublished manuscript). google scholar
  • Charles, K. K. (1999). Sickness in the family: Health shocks and spousal labor supply (Research Report No. 467). Ann Arbor: University of Michigan, Ford School of Public Policy. google scholar
  • Clark, R. L., Johnson, T., & McDermed, A. (1980). Allocation of time and resources by married couples approaching retirement. Social Security Bulletin, 43(4), 3–16. google scholar
  • Compton, J. (2001). Determinants of retirement: Does money really matter? (Department of Finance Working Paper No. 2001-02). Ottawa: Department of Finance Canada. google scholar
  • Coursolle, K. M., Sweeney, M. M., Raymo, J. M., & Ho, J. H. (2010). The association between retirement and emotional well-being: Does prior work–family conflict matter? The Journals of Gerontology: Series B, 65B(5), 609–620. https://doi.org/10.1093/geronb/gbq040 google scholar
  • Creswell, J. W. (2016). Nitel araştırma yöntemleri (M. Bütün & S. B. Demir, Çev.). Ankara: Siyasal Kitabevi. google scholar
  • Davey, A., DeViney, S., & Szinovacz, M. E. (2001). Influences of family obligations and relationships on retirement: Variations by gender, race, and marital status. The Journals of Gerontology: Series B, 56(1), S20–S27. https://doi.org/10.1093/geronb/56.1.S20 google scholar
  • Dentinger, E., & Clarkberg, M. (2002). Informal caregiving and retirement timing among men and women. Journal of Family Issues, 23(7), 857–879. https://doi.org/10.1177/019251302236598 google scholar
  • Erdem, K. G. (2020). Türkiye’de emekliliğe geçişi etkileyen faktörler. Çalışma İlişkileri Dergisi, 1(Özel Sayı), 100–118. google scholar
  • Figueira, D. A. M., Lopes, R. G. C., & Souza, J. C. (2017). Retirement decision-making influenced by family and work relationships. Revista Brasileira de Geriatria e Gerontologia, 20(2), 206–213. https://doi.org/10.1590/1981-22562017020.160120 google scholar
  • Guner, N., Kulikova, Y. A., & Valladares-Esteban, A. (2021). Does the added worker effect matter? (Working Paper No. 2113). Banco de España. https://www.bde.es/f/webbde/SES/Secciones/ Publicaciones/PublicacionesSeriadas/DocumentosTrabajo/21/Fich/dt2113e.pdf google scholar
  • Hansson, R. O., DeKoekkoek, P. D., Neece, W. M., & Patterson, D. W. (1997). Successful aging at work: Annual review, 1992–1996: The older worker and transitions to retirement. Journal of Vocational Behavior, 51(1), 202–233. https://doi.org/10.1006/jvbe.1997.1592 google scholar
  • Haug, M. R., Belgrave, L. L., & Jones, S. (1993). Partners’ health and retirement adaptation of women and their husbands. Journal of Women & Aging, 4(3), 5–29. https://doi.org/10.1300/ J074v04n03_02 google scholar
  • Henkens, K. (1999). Retirement intentions and spousal support: A multi-actor approach. The Journals of Gerontology: Series B, 54(2), S63–S73. https://doi.org/10.1093/geronb/54B.2.S63 google scholar
  • Hurd, M. D. (1990). The joint retirement decision of husbands and wives. In D. A. Wise (Ed.), Issues in the economics of aging (pp. 231–258). Chicago: University of Chicago Press. google scholar
  • Ilchuk, S. (2009). Retirement decisions of women and men in response to their own and spousal health (Doctoral dissertation). The Pardee RAND Graduate School, Santa Monica, CA. google scholar
  • Jiang, L. (1995). Changing kinship structure and its implications for old-age support in urban and rural China. Population Studies, 49(1), 127–145. https://doi.org/10.1080/0032472031000148506 google scholar
  • Johnson, R. W. (2004). Do spouses coordinate their retirement decisions? (Center for Retirement Research Working Paper No. 2004–19). Chestnut Hill, MA: Boston College. google scholar
  • Johnson, R. W., & Favreault, M. M. (2010). Retiring together or working alone: The impact of spousal employment and disability on retirement decisions. SSRN Electronic Journal. https://doi. org/10.2139/ssrn.1681356 google scholar
  • Meng, A., Sundstrup, E., & Andersen, L. L. (2020). Factors contributing to retirement decisions in Denmark: Comparing employees who expect to retire before, at, and after the state pension age. International Journal of Environmental Research and Public Health, 17(9), 1–12. https://doi. org/10.3390/ijerph17093282 google scholar
  • Parsons, D. O. (1977). Health, family structure, and labor supply. The American Economic Review, 67(4), 703–712. google scholar
  • Pienta, A. (1999). Early childbearing patterns and women’s labor force behavior in later life. Journal of Women & Aging, 11(1), 69–84. https://doi.org/10.1300/J074v11n01_05 google scholar
  • Raymo, J. M., & Sweeney, M. M. (2006). Work–family conflict and retirement preferences. The Journals of Gerontology: Series B, 61(3), S161–S169. https://doi.org/10.1093/geronb/61.3.S161 google scholar
  • Smith, D. B., & Moen, P. (1998). Spousal influence on retirement: His, her, and their perceptions. Journal of Marriage and Family, 60(3), 734–744. https://doi.org/10.2307/353538 google scholar
  • Szinovacz, M. E. (2002). Couple retirement patterns and retirement age: A comparison of Austria and the United States. International Journal of Sociology, 32(2), 30–54. https://doi.org/10.1080 /15579336.2002.11770260 google scholar
  • Szinovacz, M. E., & DeViney, S. (2000). Marital characteristics and retirement decisions. Research on Aging, 22(5), 470–498. https://doi.org/10.1177/0164027500225004 google scholar
  • Talaga, J. A., & Beehr, T. A. (1995). Are there gender differences in predicting retirement decisions? Journal of Applied Psychology, 80(1), 16–28. https://doi.org/10.1037/0021-9010.80.1.16 google scholar
  • Warren, D. A. (2015). Retirement decisions of couples in Australia: The impact of spousal characteristics and preferences. The Journal of the Economics of Ageing, 6, 149–162. https://doi. org/10.1016/j.jeoa.2015.01.002 google scholar
  • Zhao, C., & Qu, X. (2021). Peer effects in pension decision-making: Evidence from China’s new rural pension scheme. Labour Economics, 69, 1–15. https://doi.org/10.1016/j.labeco.2021.101966 google scholar
  • Zweimüller, J., Winter-Ebmer, R., & Falkinger, J. (1996). Retirement of spouses and social security reform. European Economic Review, 40(2), 449–472. https://doi.org/10.1016/0014-2921(95)00076-3 google scholar
There are 35 citations in total.

Details

Primary Language Turkish
Subjects Sociology of Aging
Journal Section Research Articles
Authors

Meral Çetinkaya This is me 0266-5020-2532-0958

Muhammet Enes Kayagil 0000-0002-5906-3968

Publication Date September 24, 2025
Submission Date July 26, 2025
Acceptance Date September 4, 2025
Published in Issue Year 2025 Volume: 3 Issue: 2

Cite

APA Çetinkaya, M., & Kayagil, M. E. (2025). Ailenin Emeklilik Kararı Üzerindeki Etkisine Dair Nitel Bir Araştırma. Senectus, 3(2), 365-392. https://doi.org/10.26650/senectus.2025.3.2.0958