Mevduat sigortası ve asimetrik enformasyon

Yıl 2011, Sayı: 24, 28 - 31, 01.10.2011

Mehmet Mete Karadağ

Öz

Bu makalede mevduat sigorta sistemi hakkında bilgi verilerek sistemle ilgili asimetrik enformasyon problemlerinden ters seçim ve ahlaki riziko problemleri ele alınmıştır

Anahtar Kelimeler

mevduat sigortası, asimetrik enformasyon, ters seçim, ahlaki riziko

Deposit insurance and asymmetric information

Öz

This article, aims to provide general information about deposit insurance system. Following this introduction, asymmetric information problems of adverse selection and moral hazard related with deposit insurance system will be discussed

Anahtar Kelimeler

deposit insurance, asymmetric information, adverse selection, moral hazard

Kaynakça

• Calomiris, C. W. (1989), “Deposit Insurance: lessons from record, Federal Reserve Bank of
• Chicago, Economic Perspectives, Vol. 13, No.3. Demirgüç-Kunt, A., Kane, E. J. ve Leaven, L. (2006) “Deposit Insurance Design and Implementation: Policy Lessons from Research and Practice”, World Bank Policy Research Working Paper No. 3969.
• Demirgüç-Kunt, A., Karacaovali, B. ve Leaven, L. (2005) “Deposit Insurance Around the World
• A Comprehensive Database”, World Bank Policy Research Working Paper, No. 3628.
• Garcia, G. G. H. (1999), “Deposit Insurance: A Survey of Actual and Best Practices”, IMF Working Paper 99/54.
• Helfer, R. T. (1999) “What Deposit Insurance Can and Cannot Do”, IMF Finance & Development, Vol. 3336, No.1, https://www.imf.org/external/pubs/ft/fandd/1999/03/pdf/tigert.pdf.
• International Association of Deposit Insurers, http://www.iadi.org/di.aspx, (20.03.2011)
• McCoy, P. A. (1996) “The Moral Hazard Implications of Deposit Insurance: theory and Evidence”
• Seminar on current developments in monetary and financial law, Washington D.C., http://www.imf.org/external/np/seminars/eng/2006/mfl/pam.pdf.
• Mishkin, F. S. (1997), “Understanding Financial Crises: A Developing Country Perspective”
• NBER Working Paper, No. 5600.