Skilled Manpower Shortage in Ethiopia's Interest-Free Banking: Causes, Impacts, and Solutions

Öz

Abstract This article investigates the shortage of skilled workers in Ethiopia's Islamic banking sector, concentrating on the underlying causes, consequences, and potential remedies. Individuals who want to succeed in Islamic banking require a combination of formal education, professional certifications, and practical experience, but the sector is struggling to meet these demands. This study takes a qualitative case study approach, collecting data through semi-structured interviews with six unit managers and four senior officers from various banks in order to identify the key drivers of the manpower shortage. The findings show that educational, institutional, and market-related issues are central to this shortage, reducing both organizational efficiency and overall economic development. The paper also discusses how the shortage affects financial resilience and sustainable growth. To address these issues, the study proposes targeted solutions such as educational reforms, strengthened industrial alliances, and policy changes. This study ultimately intends to give stakeholders with actionable information to improve workforce development and financial stability in Ethiopia's Islamic banking sector.

Anahtar Kelimeler

• Islamic banking
• Skilled workers
• financial stability
• sustainable growth
• educational reforms

Etiyopya'nın Faizsiz Bankacılığında Nitelikli İşgücü Eksikliği: Nedenleri, Etkileri ve Çözümleri

Öz

Bu makale, Etiyopya’nın İslami bankacılık sektöründeki vasıflı işgücü eksikliğini ele almakta ve bu sorunun altında yatan nedenlere, sonuçlarına ve olası çözüm yollarına odaklanmaktadır. İslami bankacılıkta başarılı olmak isteyen bireyler, örgün eğitim, mesleki sertifikalar ve pratik deneyimin birleşimini gerektirir; ancak sektör bu talepleri karşılamakta zorlanmaktadır. Bu çalışma, nitel bir vaka çalışması yaklaşımı kullanarak, işgücü eksikliğinin temel etkenlerini belirlemek amacıyla çeşitli bankalardan altı birim müdürü ve dört üst düzey yöneticiyle yarı yapılandırılmış görüşmeler yoluyla veri toplamıştır. Bulgular, eğitim, kurumsal ve piyasa ile ilgili sorunların bu eksikliğin merkezinde yer aldığını ve hem kurumsal verimliliği hem de genel ekonomik kalkınmayı azalttığını göstermektedir. Makale ayrıca, bu eksikliğin finansal dayanıklılık ve sürdürülebilir büyümeyi nasıl etkilediğini de ele almaktadır. Bu sorunları çözmek için çalışma, eğitim reformları, güçlendirilmiş endüstriyel ittifaklar ve politika değişiklikleri dahil olmak üzere hedef odaklı çözümler önermektedir. Bu çalışma, nihai olarak paydaşlara Etiyopya’nın İslami bankacılık sektöründe işgücü gelişimini ve finansal istikrarı iyileştirmek için eyleme geçirilebilir bilgiler sunmaktadır.

Anahtar Kelimeler

• İslami bankacılık
• Nitelikli çalışanlar
• finansal istikrar
• sürdürülebilir büyüme
• eğitim reformları

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