FACTORS THAT DETERMINE DONORS INTENTION TO ENDOW CASH WAQF FOR MICROENTERPRISES IN MALAYSIA

Yıl 2019, , 449 - 471, 31.12.2019

Dzuljastri Abdul Razak , Fodol Mohamed Zakaria , Ali Ahmad Burhan Ahmed Abdilahi Jama

https://doi.org/10.31679/adamakademi.521253

Öz

In the modern era, the waqf concept has become more sophisticated and comprehensive and through it, many financial products and social programs have been developed, for instance, cash waqf and some security papers such as Shares-Waqf, Sukuk-Waqf, etc. Therefore, cash waqf can also be used in microenterprises to efficiently channel funds (interest free-funds) to microenterprises to alleviate poverty and decrease unemployment. Recently, several products for cash waqf in microenterprises have been established, but they could not reach their targets since they need a significant contribution from Muslims in the society. Thus, lacuna exists to assess the intention of donners towards cash waqf for microenterprises empirically. Therefore, this paper aims to determine the factors influencing the intention to endow cash waqf for microenterprises based on four variables namely, the concept of cash waqf, trust, religiosity motivation, and social culture.

The survey method was carried out on 200 respondents in Kuala Lumpur, Malaysia. Factor analysis and multiple regression were used to estimate the relationship between variables. The results indicated that the concept of cash waqf, trust, and social culture have a significant relationship with the intention to endow CWME. Hence, practitioners can emphasize on the three factors in their marketing efforts to promote CWME. Academicians may also benefit by conducting more research in this area of knowledge.

Anahtar Kelimeler

Cash waqf, Microenterprises, Trust, Religiosity Motivation, Social Culture

MALEZYA’DAKİ MİKRO ŞİRKETLERİN PARA VAKFINA BAĞIŞTA BULUNMA NİYETİNİ ETKİLEYEN FAKTÖRLER

Öz

Modern dönemde, vakıf kavramı daha sofistike ve kapsamlı hale gelmiştir. Bu sayede birçok finansal ürün ve sosyal programlar geliştirilmiştir. Bunlara para vakfı, hisse senetleri ve Sukuk-vakıf gibi bazı menkul. kıymetler örnek olarak verilebilir. Bu nedenle, para vakfı aynı zamanda mikro girişimlerdeki yoksulluğu ve işsizliği azaltmak ve fonları (faizsiz) verimli bir şekilde kullanmak için de kullanılabilir. Son zamanlarda, mikro-şirketlerde para vakfı için birçok ürün uygulamaya konulmuştur Ancak bu uygulamalar Malezya toplumunda Müslümanlardan önemli ölçüde desteğe ihtiyaç duyulduğu ve bu destek kısıtlı kaldığı için hedeflerine ulaşamadılar. Bu nedenle, donörlerin (bağışçıların) mikro-şirketlerin para vakıflarına yönelik niyetlerini ampirik olarak değerlendirmek amacıyla ortaya çıkan bir eksiklik vardır. Dolayısıyla, bu çalışma, mikro-şirketlerin para vakfına bağışta bulunma niyetini etkileyen faktörleri belirlemeyi amaçlamaktadır. Bu faktörler para vakfı kavramı, güven, dini motivasyon ve sosyal kültürdür.

Çalışmanın metodu, Malezya’nın başkenti olan Kuala Lumpur’daki 200 kişinin verdiği cevaplar üzerinden ile yürütülmüştür. Faktör analizi ve çoklu regresyon, değişkenler arasındaki ilişkiyi tahmin etmek için kullanılmıştır. Sonuç olarak denilebilir ki, para vakfı kavramının, güven ve sosyal kültürün mikro-şirketlerin para vakfına bağışta bulunma niyetiyle önemli bir ilişkisi vardır. Buna binaen, uygulayıcıların mikro-şirketlerinin para vakfının bilinirliğini sağlamak için yaptıkları tanıtım çalışmalarında üç faktörü vurgulayabilirler. Aynı şekilde akademisyenler ve araştırmacılar da bu çerçevede daha fazla araştırma yaparak fayda sağlayabilirler.

Anahtar Kelimeler

Cash-Waqf, Microenterprises, Trust, Religiosity Motivation

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