Sustainability and Green Finance: Banking System in Turkey

Yıl 2024, Cilt: 10 Sayı: 2, 295 - 313, 31.07.2024

Adem Özbek

https://doi.org/10.31592/aeusbed.1426965

Öz

Today, one of the main factors that increases the importance of sustainability and green finance is the scarcity of resources that meet needs. Sustainability has important benefits in reducing environmental erosion, such as acting as a carrier for the transportation of existing resources to future generations. Green finance is the use of financial resources in projects that embrace climate change aspects in the creation of a sustainable environment. At this point, banks, which are at the center of the financial system, are at a key point in terms of both maintaining sustainability and directing economic resources to the right areas. In the study, existing sustainability and green finance legislation studies in Turkey were followed. In addition, an attempt has been made to compile the studies carried out by banks operating in Turkey on sustainability and green finance. As a result of the study, it was seen that significant regulations were not made in credit policies in the banking system in Turkey, especially in terms of reducing environmental pollution. At the same time, it is seen that public banks include more sustainability and green financing in their policies than private and foreign capital banks.

Anahtar Kelimeler

Sustainability, Green Finance, Türkiye, Bank

Sürdürülebilirlik ve Yeşil Finans: Türkiye’de ankacılık Sistemi

Öz

Günümüzde sürdürülebilirliğin ve yeşil finansın önemini artıran temel faktörlerin başında ihtiyaçları karşılayan kaynakların kıtlığı gelmektedir. Sürdürülebilirliğin, mevcut olan kaynakların gelecek nesillere ulaşımında taşıyıcılık görevi görmesi gibi çevresel erozyonun azaltılmasında da önemli faydaları mevcuttur. Yeşil finans, sürdürülebilir bir çevrenin oluşumunda finansal kaynakların iklim değişikliği yönlerini benimseyen projelerde kullanımıdır. Bu noktada finansal systemin merkezinde yer alan bankalar, hem sürdürülebilirliğin devamı hem de ekonomik kaynakların doğru alanlara yönlendirilmesi açısından kilit noktadadır. Çalışmada Türkiye’de mevcut sürdürülebilirlik ve yeşil finans mevzuat çalışmaları izlenmiştir. Bununla birlikte Türkiye’de faaliyette bulunan bankaların sürdürülebilirlik ve yeşil finans konusunda yapmış oldukları çalışmalar derlenmeye çalışılmıştır. Çalışma sonucunda Türkiye’debankacılık sisteminde özellikle çevresel kirliliğin azalktılması noktasında kredi politikalarında önemli düzenlemelerin yapılmadığı görülmüştür. Aynı zamanda kamu sermayeli bankalar, özel ve yabancı sermayeli bankalara göre daha fazla sürdürülebilirliğe ve yeşil finansmana politikalarında yer verdikleri görülmektedir.

Anahtar Kelimeler

Sürdürülebilirlik, Yeşil Finans, Türkiye, Banka

Kaynakça

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