Bankalara Olan Borçlarını Yeniden Yapılandıran Firmaların Başarısında, Banka Kredilerine Erişim Yeteneğinin ve Finansal Başarısızlık Derecesinin Etkisi

Öz

Çalışmada, özel görüşme yoluyla banka borçlarını yapılandıran 109 firmanın , başarılı borç yapılanmasında, bankanın katkısı ve sorun karmaşının  etkisi irdelenmiştir. Banka katkısı TCMB verilerinden  sağlanan limit doluluk oranı ile , sorun karmaşası ise faiz ödeme performansı ile ölçülmüştür. Başarısız firmalarda dış fonlara erişim yeteneği kısıtlanırken, sorun karmaşaşı artmaktadır. Geliştirilen lojistik modelde, yapılanma öncesi dönemde ve yapılanma döneminde dış fonlara erişim yeteneğinin, başarılı borç yapılanmasında önemli olduğu ortaya çıkmıştır

Anahtar Kelimeler

• finansal başarısızlık,yapılandırma

The Effcet of the Abilty to Access to Bank Credit and the Complexity of the Financial Distress in the Process of Successfully Dept Restructuring Firms

Öz

n this study, the bank contribution   and the effect of the complexty of the financial distress were inversigated in the proses of sucsesfully dept restructurig    of totally 109 firms that restructure their bankdept by the means of out of court resolution. Bank contribution   to the   proses is represented by ratio of credit line fulness ,the   data extracted from TCMB resource, and the complexty of the problem are measured by interest payment performans of the firms. While the failure firms’ abilty to use credit line was limited,the   complexty of the trouble was increased.In the logit model, It is important to use creditline for the seccessful firms in terms of competing deptrestructuring. 

Anahtar Kelimeler

• Financial Distress,Financial Restructuring,Dept Restructuring

Kaynakça

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