Bankalara Olan Borçlarını Yeniden Yapılandıran Firmaların Başarısında, Banka Kredilerine Erişim Yeteneğinin ve Finansal Başarısızlık Derecesinin Etkisi

Yıl 2017, Cilt: 1 Sayı: 2, 25 - 38, 30.05.2017

Selçuk Kaplan

https://doi.org/10.29023/alanyaakademik.310656

Öz

Çalışmada, özel görüşme
yoluyla banka borçlarını yapılandıran 109 firmanın , başarılı borç
yapılanmasında, bankanın katkısı ve sorun karmaşının  etkisi irdelenmiştir. Banka katkısı TCMB
verilerinden  sağlanan limit doluluk
oranı ile , sorun karmaşası ise faiz ödeme performansı ile ölçülmüştür. Başarısız
firmalarda dış fonlara erişim yeteneği kısıtlanırken, sorun karmaşaşı
artmaktadır. Geliştirilen lojistik modelde, yapılanma öncesi dönemde ve
yapılanma döneminde dış fonlara erişim yeteneğinin, başarılı borç yapılanmasında
önemli olduğu ortaya çıkmıştır

Anahtar Kelimeler

finansal başarısızlık, yapılandırma

The Effcet of the Abilty to Access to Bank Credit and the Complexity of the Financial Distress in the Process of Successfully Dept Restructuring Firms

Öz

n this study, the bank contribution   and the effect of the complexty of the financial distress were inversigated in the proses of sucsesfully dept restructurig    of totally 109 firms that restructure their bankdept by the means of out of court resolution. Bank contribution   to the   proses is represented by ratio of credit line fulness ,the   data extracted from TCMB resource, and the complexty of the problem are measured by interest payment performans of the firms. While the failure firms’ abilty to use credit line was limited,the   complexty of the trouble was increased.In the logit model, It is important to use creditline for the seccessful firms in terms of competing deptrestructuring. 

Anahtar Kelimeler

Financial Distress, Financial Restructuring, Dept Restructuring

Kaynakça

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