Yıl 2019, Cilt 34 , Sayı 1, Sayfalar 57 - 66 2019-06-30

Financial Literacy in Agricultural Products Industry: The Case of Kastamonu

Tolga Ulusoy [1] , Mehmet Yunus Çelik [2]


The aim of this study was to reveal the literacy in banking sector of real or legal bank clients who have the right to take commercial and agricultural loans, have bank accounts and are operating in agricultural products industry in Kastamonu city center and districts, and which groups are more financially literate. In the study, the data was acquired by using face-to-face survey method with 400 real and legal persons who are operating in agricultural products industry, and it was determined that the financial literacy level of bank clients increase as the educational level increases. In the survey created in order to measure their knowledge about banking, among the answers given by those concerned, we have tried to determine problems that were considered to be related to each other. Considering the results obtained from the research, suggestions were developed, regarding what must be done in order to improve the banking sector literacy of bank clients in Kastamonu. The survey data indicate that the farmers are not attending to the banking sector at a professional level.

Banking sector, Bank loans, Agricultural products, Kastamonu
  • Akdağ, G. (2018). Financial literacy of individual investors in TR 81 level 2 region (Bartın, Karabük, Zonguldak) and the factors that directs individuals in taking financial investment decision (Master's thesis, Bartın University, Institute of Social Sciences).
  • Aksu, E. (2012). Causal relationships between the agricultural loans and agricultural industry between 2003 - 2011 (Master's thesis, ESOGÜ, Institute of Social Sciences).
  • Aydın, Ü., & Büşra, AĞAN (2018). The Effect of Irrational Decisions on the Financial Investment Preferences: An Implementation within the Frame of Behavioral Finance. Ekonomik Ve Sosyal Araştırmalar Dergisi (Journal of Economic and Social Researches).
  • Bayrak, A. Z., & PELENK, S. E. (2018). The Determination of Financial Literacy Levels and Proactive Personalities of University Students: Recep Tayyip Erdoğan University Fındıklı Applied Sciences Vocational School Case The Determination of Financial Literacy Levels and Proactive Personalit. In ICPESS (International Congress on Politic, Economic and Social Studies) (No. 4).
  • Bayrakdaroğlu, A., & Bilge, S.(2018) A Study on the Effect of Financial Education on Financial Literacy in Women. Sosyal Ve Beşeri Bilimler Araştırmaları Dergisi (Journal of Social and Human Sciences Researches, 19(42 Kadın Çalışmaları Özel Sayısı (Special Issue for Women's Researches)), 97-120.
  • Berekeci, N. E., & Ayrıçay, Y.(2018) Islamic Financial Literacy: A Field Study at Kahramanmaraş Sütçü İmam University. Pamukkale Üniversitesi Sosyal Bilimler Enstitüsü Dergisi (Journal of Pamukkale University Institute of Social Sciences), (33), 45-60.
  • Cole, S. A., Sampson, T. A., & Zia, B. H. (2009). Financial literacy, financial decisions, and the demand for financial services: evidence from India and Indonesia (pp. 09-117). Cambridge, MA: Harvard Business School.
  • Contuk, F. Y. (2018). A Study on the Factors Affecting the Financial Literacy Status of University Students: Muğla Sıtkı Koçman University Case. Muhasebe ve Finansman Dergisi (Journal of Accounting and Financing), (77).
  • Das, S. (2016). Financial literacy: measurement and determinants. Age, 18, 20.
  • Durmuş, M. E., & Yardimcioğlu, F. (2018). How Financial Literate are the Theology Students?. Siyaset, Ekonomi ve Yönetim Araştırmaları Dergisi (Journal of Researches of Politics, Economy and Management), 6(1).
  • Gaurav, S., & Singh, A. (2012). An inquiry into the financial literacy and cognitive ability of farmers: Evidence from rural India. Oxford Development Studies, 40(3), 358-380.
  • Güney, S., & Tanyıldızı, H. Financial Literacy: A Study Regarding the Merchants and Craftsmen in Ağrı. Econharran, 2(2), 1-21.
  • Kanmaz, A. (2018). A Study on the Financial Literacy Levels of Individual Equity Share Investors: İzmir Case (Master's Thesis, İzmir Katip Çelebi University Institute of Social Sciences).
  • Karyağdı, N. G. (2018). An Implementation on Bitlis Eren University SBMYO Students Regarding Determination of Financial Literacy and Awareness. The Journal Of Business, (2/91), 104.
  • Kofarmata, I. Y. (2016). An economic analysis of participation in credit market and credit rationing among farmers in Kano State, Nigeria (Doctoral dissertation, Universiti Utara Malaysia).
  • Lalrinmawia, M., & Gupta, H. (2015). Literacy and Knowledge: Farmers' Financial Inclusion Feasibility. SCMS Journal of Indian Management, 12(3).
  • Lusardi, A., Mitchell, O. S., & Curto, V. (2010). Financial literacy among the young. Journal of consumer affairs, 44(2), 358-380.
  • Özçelik, A. Güneş, E. Artukluoğlu, MM. (2005), “Agricultural Loan in Turkey: Loan Applications through Contracted Agriculture and Manufacturer Unions” Agricultural Engineering VI. Technical Congress, Ankara 961-985.
  • Sakınç, S. Ö. (2018). The Significance of Financial Literacy in Evaluating Savings and an Implementation. Journal Of Social Sciences Institute/Sosyal Bilimler Enstitüsü Dergisi, 8(16).
  • Schuchardt, J., Hanna, S., Hira, T. K., Lyons, A., Palmer, L., & Xiao, J. J. (2009). Financial literacy and education research priorities.
  • Sebetçi, Ö., Karabıyık, C., & Karabıyık, B. K. (2018) The Effect of Mobile Applications Developed in the Field of Finance on Financial Literacy.
  • Sparks, J.N. (1963). Expository notes on the problem of making multiple comparisons in a completely randomized design. Journal of Experimental Education, 31, 343-349.
Birincil Dil en
Bölüm Araştırma Makaleleri
Yazarlar

Yazar: Tolga Ulusoy

Orcid: 0000-0003-4793-8306
Yazar: Mehmet Yunus Çelik (Sorumlu Yazar)

Tarihler

Yayımlanma Tarihi : 30 Haziran 2019

Bibtex @araştırma makalesi { alinterizbd542361, journal = {Alinteri Journal of Agriculture Science}, issn = {2564-7814}, eissn = {2587-2249}, address = {}, publisher = {Adem Yavuz SÖNMEZ}, year = {2019}, volume = {34}, pages = {57 - 66}, doi = {10.28955/alinterizbd.542361}, title = {Financial Literacy in Agricultural Products Industry: The Case of Kastamonu}, key = {cite}, author = {Ulusoy, Tolga and Çelik, Mehmet Yunus} }
APA Ulusoy, T , Çelik, M . (2019). Financial Literacy in Agricultural Products Industry: The Case of Kastamonu. Alinteri Journal of Agriculture Science , 34 (1) , 57-66 . DOI: 10.28955/alinterizbd.542361
MLA Ulusoy, T , Çelik, M . "Financial Literacy in Agricultural Products Industry: The Case of Kastamonu". Alinteri Journal of Agriculture Science 34 (2019 ): 57-66 <https://dergipark.org.tr/tr/pub/alinterizbd/issue/44004/542361>
Chicago Ulusoy, T , Çelik, M . "Financial Literacy in Agricultural Products Industry: The Case of Kastamonu". Alinteri Journal of Agriculture Science 34 (2019 ): 57-66
RIS TY - JOUR T1 - Financial Literacy in Agricultural Products Industry: The Case of Kastamonu AU - Tolga Ulusoy , Mehmet Yunus Çelik Y1 - 2019 PY - 2019 N1 - doi: 10.28955/alinterizbd.542361 DO - 10.28955/alinterizbd.542361 T2 - Alinteri Journal of Agriculture Science JF - Journal JO - JOR SP - 57 EP - 66 VL - 34 IS - 1 SN - 2564-7814-2587-2249 M3 - doi: 10.28955/alinterizbd.542361 UR - https://doi.org/10.28955/alinterizbd.542361 Y2 - 2019 ER -
EndNote %0 Alınteri Zirai Bilimler Dergisi Financial Literacy in Agricultural Products Industry: The Case of Kastamonu %A Tolga Ulusoy , Mehmet Yunus Çelik %T Financial Literacy in Agricultural Products Industry: The Case of Kastamonu %D 2019 %J Alinteri Journal of Agriculture Science %P 2564-7814-2587-2249 %V 34 %N 1 %R doi: 10.28955/alinterizbd.542361 %U 10.28955/alinterizbd.542361
ISNAD Ulusoy, Tolga , Çelik, Mehmet Yunus . "Financial Literacy in Agricultural Products Industry: The Case of Kastamonu". Alinteri Journal of Agriculture Science 34 / 1 (Haziran 2019): 57-66 . https://doi.org/10.28955/alinterizbd.542361
AMA Ulusoy T , Çelik M . Financial Literacy in Agricultural Products Industry: The Case of Kastamonu. Alinteri Journal of Agriculture Science. 2019; 34(1): 57-66.
Vancouver Ulusoy T , Çelik M . Financial Literacy in Agricultural Products Industry: The Case of Kastamonu. Alinteri Journal of Agriculture Science. 2019; 34(1): 66-57.