Financial Literacy in Agricultural Products Industry: The Case of Kastamonu

Yıl 2019, Cilt: 34 Sayı: 1, 57 - 66, 30.06.2019

Tolga Ulusoy , Mehmet Yunus Çelik

https://doi.org/10.28955/alinterizbd.542361

Öz

The aim of this study
was to reveal the literacy in banking sector of real or legal bank clients who
have the right to take commercial and agricultural loans, have bank accounts
and are operating in agricultural products industry in Kastamonu city center
and districts, and which groups are more financially literate. In the study,
the data was acquired by using face-to-face survey method with 400 real and
legal persons who are operating in agricultural products industry, and it was
determined that the financial literacy level of bank clients increase as the
educational level increases. In the survey created in order to measure their
knowledge about banking, among the answers given by those concerned, we have
tried to determine problems that were considered to be related to each other.
Considering the results obtained from the research, suggestions were developed,
regarding what must be done in order to improve the banking sector literacy of
bank clients in Kastamonu. The survey data indicate that the farmers are not
attending to the banking sector at a professional level.

Anahtar Kelimeler

Banking sector, Bank loans, Agricultural products, Kastamonu

Kaynakça

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