Merkez bankası dijital parası ve para politikası

Yıl 2022, Cilt: 4 Sayı: 1, 75 - 80, 08.06.2022

Murat Akdağ , Gürkan Bozma

Öz

Bu çalışmada, Merkez Bankası Dijital Parası yaklaşımları ile para politikası arasındaki ilişkiler incelenmiştir. Ödeme sistemlerinde önemli bir rolü olan merkez bankaları, nakit kullanımının düşmesi ve özel sektörün stabil kripto paralar çıkartarak para politikasının etkisini aşındırması nedeniyle bu konularda aktif rol almaya doğru yönelmektedir. Artan dolarizasyon ve kripto paralizasyon para politikasının etkinliğini sınırlandırırken, alternatif bir ödeme yöntemi olarak Merkez Bankası Dijital Parası’nın kullanılabilmesi para politikasının etkinliğini artırabileceği düşünülmektedir.

Anahtar Kelimeler

Kripto Paralar, Merkez Bankası Dijital Parası, Para Politikası, Bitcoin

Central bank digital currency and monetary policy

Öz

This study examines the relationships between Central Bank Digital Currency approaches and monetary policy. It directs central banks, which have an essential role in payment systems, to take an active part in these issues due to the decrease in cash usage and the erosion of the effect of monetary policy by issuing stable cryptocurrencies by the private sector. It can be said that Central Bank Digital Currency can be a policy tool that can expand the domain of monetary policy while increasing dollarization and crypto monetization limits the effectiveness of the monetary policy. It is thought that using CBDC as an alternative payment method can increase the impact of the monetary policy.

Anahtar Kelimeler

Cryptocurrencies, Central Bank Digital Currency, Monetary Policy, Bitcoin

Kaynakça

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