Amerika Birleşik Devletleri'nde Kamu ve Özel Hastanelerin Finansmanı: Küresel Perspektiflerle Karşılaştırmalı Bir Analiz

Yıl 2025, Cilt: 4 Sayı: 2, 51 - 66, 10.11.2025

Ufuk Burak Karcıoğlu

https://doi.org/10.61830/balkansbd.1746918

Öz

ABD sağlık sistemi, kamu ve özel hastane finansmanının karmaşık bir bileşimiyle karakterize olup, eşit erişim ve finansal sürdürülebilirlik sağlama konusunda benzersiz zorluklar ve fırsatlar sunmaktadır. Bu inceleme, ABD’deki kamu ve özel hastanelerin finansman mekanizmalarını ele almakta, Medicare, Medicaid, özel sigorta ve yatırım fonları gibi birincil gelir kaynaklarını vurgulamaktadır. Bu modeller, Birleşik Krallık’ın Ulusal Sağlık Servisi, Almanya’nın sosyal sigorta modeli, Singapur’un Medisave sistemi ve Japonya’nın evrensel sağlık sigortası gibi küresel sağlık sistemleriyle karşılaştırılmış; erişim eşitliği, maliyet etkinliği, hasta memnuniyeti ve finansal sürdürülebilirlik kriterlerine odaklanılmıştır. Analiz, yapay zeka tabanlı gelir döngüsü yönetimi ve tele-tıp gibi dijital teknolojilerin dönüştürücü etkisini ve hasta sonuçlarıyla ödemeleri uyumlu hale getiren değer temelli bakım modellerini incelemektedir. Türkiye’nin Genel Sağlık Sigortası sistemiyle yapılan karşılaştırmalı bir perspektif, hibrit finansman modellerinin etkinlik ve eşitlik dengesini sağlama potansiyelini ortaya koymaktadır. Bulgular, küresel hastane finansmanını geliştirmek için artan dijital adaptasyon, hibrit finansman stratejileri ve çevresel, sosyal ve yönetişim (ESG) odaklı yatırımları savunmakta, çeşitli sağlık sistemlerinde sağlık yöneticileri ve politika yapıcılar için stratejik içgörüler sunmaktadır.

Anahtar Kelimeler

Hastane finansmanı , kamu hastaneleri , küresel sağlık sistemleri

Financing of Public and Private Hospitals in the United States: A Comparative Analysis with Global Perspectives

Öz

The U.S. healthcare system, characterized by its intricate blend of public and private hospital financing, presents unique challenges and opportunities in ensuring equitable access and financial sustainability. This review examines the financing mechanisms of U.S. public and private hospitals, highlighting primary revenue sources such as Medicare, Medicaid, private insurance, and investment funds. It compares these models with global healthcare systems, including the United Kingdom’s National Health Service, Germany’s social insurance model, Singapore’s Medisave system, and Japan’s universal health insurance, focusing on access equity, cost-efficiency, patient satisfaction, and financial sustainability. The analysis also explores the transformative impact of digital technologies, such as artificial intelligence-driven revenue cycle management and telemedicine, alongside value-based care models that align payments with patient outcomes. A comparative perspective with Türkiye’s General Health Insurance system underscores the potential for hybrid financing models to balance efficiency and equity. The findings advocate for increased digital adoption, hybrid financing strategies, and environmental, social, and governance (ESG)-focused investments to enhance hospital financing globally, offering strategic insights for healthcare administrators and policymakers in diverse healthcare systems.

Anahtar Kelimeler

Hospital financing , public hospitals , U.S. healthcare system , global health systems

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