EXPLORING THE DRIVERS OF ENTREPRENEURIAL INTENTIONS TO ADOPT ISLAMIC FINANCE IN UZBEKISTAN

Yıl 2025, Cilt: 20 Sayı: 1, 29 - 41, 01.07.2025

Rukhiddin Zayniddinov , Alam Asadov , Ramazan Yildirim

https://doi.org/10.54860/beyder.1605916

Öz

In recent years, several Islamic windows and Islamic leasing companies have been established in Uzbekistan, offering Islamic financial products to entrepreneurs. However, their scope remains relatively limited. Accordingly, this article aims to explore the crucial factors influencing entrepreneurs' intentions to utilize Islamic finance. To this end, data collected through an online survey conducted between February and April 2024 were analyzed using the PLS-SEM model. The analysis revealed that factors such as the business development opportunities of Islamic finance, behavioral control, awareness and level of knowledge, and religious obligation positively impact entrepreneurs' intentions to engage with Islamic finance.

Anahtar Kelimeler

Islamic finance , PLS-SEM model , latent variable , business support , perceived behavioral control , religious obligation , intention to use Islamic finance , awareness and knowledge

Destekleyen Kurum

Istanbul Zaim University

Proje Numarası

17th ICKEM

GİRİŞİMCİLERİN İSLAMİ FİNANSMANI BENİMSEME NİYETLERİNİN BELİRLEYİCİLERİ: ÖZBEKİSTAN'DAN KANITLAR

Öz

In recent years, several Islamic windows and Islamic leasing companies have been established in Uzbekistan, offering Islamic financial products to entrepreneurs. However, their scope remains relatively limited. Accordingly, this article aims to explore the crucial factors influencing entrepreneurs' intentions to utilize Islamic finance. To this end, data collected through an online survey conducted between February and April 2024 were analyzed using the PLS-SEM model. The analysis revealed that factors such as the business development opportunities of Islamic finance, behavioral control, awareness and level of knowledge, and religious obligation positively impact entrepreneurs' intentions to engage with Islamic finance.

Anahtar Kelimeler

Islamic finance , PLS-SEM model , latent variable , business support , perceived behavioral control , religious obligation , intention to use Islamic finance , awareness and knowledge

Proje Numarası

17th ICKEM

Kaynakça

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