Araştırma Makalesi

Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector

Cilt: 9 Sayı: 5 15 Eylül 2026
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Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector

Öz

With AI being incorporated into the core functions of organizations, understanding whether or not an organization is ready to work in conjunction with humans using AI will continue to grow in importance. Therefore, this study proposes a multi criteria decision making (MCDM) based methodology to aid firms in evaluating their potential for successful integration of AI and human capabilities. An “AI-Human Integration Readiness Index” is developed to provide a systematic means to evaluate the various capabilities regarding to AI utilization. In order to handle uncertainty and hesitation when experts are making assessments of an organization’s readiness, the proposed methodology uses the Hesitant Fuzzy Analytical Hierarchy Process (HFAHP) as a novel MCDM method. A total of four primary dimensions were used in developing the model which were established from conducting a thorough review of existing literature: (1) Strategic Alignment & Value Realization Readiness, (2) Data & Technical Infrastructure Readiness, (3) Human Capital & Adaptation Readiness, and (4) Trust, Governance & Institutional Legitimacy Readiness. The resulting index not only quantifies an organization’s current state of readiness but also acts as a diagnostic tool to assist organizations in identifying areas where they may require additional support or training.

Anahtar Kelimeler

Etik Beyan

Ethics committee approval was not required for this study because there was no study on animals or humans.

Kaynakça

  1. Akbarighatar, P., Pappas, I., & Vassilakopoulou, P. (2023). A sociotechnical perspective for responsible AI maturity models: Findings from a mixed-method literature review. International Journal of Information Management Data Insights, 3(2), Article 100193. https://doi.org/10.1016/j.jjimei.2023.100193
  2. Akdil, K. Y., Ustundag, A., & Cevikcan, E. (2018). Maturity and readiness model for Industry 4.0 strategy. In A. Ustundag & E. Cevikcan (Eds.), Industry 4.0: Managing the digital transformation (pp. 61–94). Springer. https://doi.org/10.1007/978-3-319-57870-5_4
  3. Armenakis, A. A., Harris, S. G., & Mossholder, K. W. (1993). Creating readiness for organizational change. Human Relations, 46(6), 681–703. https://doi.org/10.1177/001872679304600601
  4. Braganza, A., Chen, W., Canhoto, A., & Sap, S. (2021). Productive employment and decent work: The impact of AI adoption on psychological contracts, job engagement and employee trust. Journal of Business Research, 131, 485–494. https://doi.org/10.1016/j.jbusres.2020.08.018
  5. Holmström, J. (2022). From AI to digital transformation: The AI readiness framework. Business Horizons, 65(3), 329–339. https://doi.org/10.1016/j.bushor.2021.03.006
  6. Jöhnk, J., Weißert, M., & Wyrtki, K. (2021). Ready or not, AI comes—An interview study of organizational AI readiness factors. Business & Information Systems Engineering, 63(1), 5–20. https://doi.org/10.1007/s12599-020-00676-7
  7. Kinkel, S., Baumgartner, M., & Cherubini, E. (2022). Prerequisites for the adoption of AI technologies in manufacturing: Evidence from a worldwide sample of manufacturing companies. Technovation, 110, Article 102375. https://doi.org/10.1016/j.technovation.2021.102375
  8. Lichtblau, K., Stich, V., Bertenrath, R., Blum, M., Bleider, M., Millack, A., Schmitt, K., Schmitz, E., & Schröter, M. (2015). IMPULS—Industrie 4.0-readiness. Impuls-Stiftung des VDMA.

Ayrıntılar

Birincil Dil

İngilizce

Konular

İş Süreçleri Yönetimi, Karar Desteği ve Grup Destek Sistemleri

Bölüm

Araştırma Makalesi

Yayımlanma Tarihi

15 Eylül 2026

Gönderilme Tarihi

21 Mayıs 2026

Kabul Tarihi

13 Ağustos 2026

Yayımlandığı Sayı

Yıl 2026 Cilt: 9 Sayı: 5

Kaynak Göster

APA
Akoğlu, Ç., & Temur, G. T. (2026). Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector. Black Sea Journal of Engineering and Science, 9(5), 2463-2473. https://doi.org/10.34248/bsengineering.1956549
AMA
1.Akoğlu Ç, Temur GT. Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector. BSJ Eng. Sci. 2026;9(5):2463-2473. doi:10.34248/bsengineering.1956549
Chicago
Akoğlu, Çağrı, ve Gül Tekin Temur. 2026. “Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector”. Black Sea Journal of Engineering and Science 9 (5): 2463-73. https://doi.org/10.34248/bsengineering.1956549.
EndNote
Akoğlu Ç, Temur GT (01 Eylül 2026) Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector. Black Sea Journal of Engineering and Science 9 5 2463–2473.
IEEE
[1]Ç. Akoğlu ve G. T. Temur, “Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector”, BSJ Eng. Sci., c. 9, sy 5, ss. 2463–2473, Eyl. 2026, doi: 10.34248/bsengineering.1956549.
ISNAD
Akoğlu, Çağrı - Temur, Gül Tekin. “Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector”. Black Sea Journal of Engineering and Science 9/5 (01 Eylül 2026): 2463-2473. https://doi.org/10.34248/bsengineering.1956549.
JAMA
1.Akoğlu Ç, Temur GT. Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector. BSJ Eng. Sci. 2026;9:2463–2473.
MLA
Akoğlu, Çağrı, ve Gül Tekin Temur. “Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector”. Black Sea Journal of Engineering and Science, c. 9, sy 5, Eylül 2026, ss. 2463-7, doi:10.34248/bsengineering.1956549.
Vancouver
1.Çağrı Akoğlu, Gül Tekin Temur. Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector. BSJ Eng. Sci. 01 Eylül 2026;9(5):2463-7. doi:10.34248/bsengineering.1956549