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Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector
Öz
With AI being incorporated into the core functions of organizations, understanding whether or not an organization is ready to work in conjunction with humans using AI will continue to grow in importance. Therefore, this study proposes a multi criteria decision making (MCDM) based methodology to aid firms in evaluating their potential for successful integration of AI and human capabilities. An “AI-Human Integration Readiness Index” is developed to provide a systematic means to evaluate the various capabilities regarding to AI utilization. In order to handle uncertainty and hesitation when experts are making assessments of an organization’s readiness, the proposed methodology uses the Hesitant Fuzzy Analytical Hierarchy Process (HFAHP) as a novel MCDM method. A total of four primary dimensions were used in developing the model which were established from conducting a thorough review of existing literature: (1) Strategic Alignment & Value Realization Readiness, (2) Data & Technical Infrastructure Readiness, (3) Human Capital & Adaptation Readiness, and (4) Trust, Governance & Institutional Legitimacy Readiness. The resulting index not only quantifies an organization’s current state of readiness but also acts as a diagnostic tool to assist organizations in identifying areas where they may require additional support or training.
Anahtar Kelimeler
- Multi-criteria decision making
- AI-human integration
- AI-human integration readiness level
- Hesitant fuzzy analytical hierarchy process
Etik Beyan
Ethics committee approval was not required for this study because there was no study on animals or humans.
Kaynakça
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- Holmström, J. (2022). From AI to digital transformation: The AI readiness framework. Business Horizons, 65(3), 329–339. https://doi.org/10.1016/j.bushor.2021.03.006
- Jöhnk, J., Weißert, M., & Wyrtki, K. (2021). Ready or not, AI comes—An interview study of organizational AI readiness factors. Business & Information Systems Engineering, 63(1), 5–20. https://doi.org/10.1007/s12599-020-00676-7
- Kinkel, S., Baumgartner, M., & Cherubini, E. (2022). Prerequisites for the adoption of AI technologies in manufacturing: Evidence from a worldwide sample of manufacturing companies. Technovation, 110, Article 102375. https://doi.org/10.1016/j.technovation.2021.102375
- Lichtblau, K., Stich, V., Bertenrath, R., Blum, M., Bleider, M., Millack, A., Schmitt, K., Schmitz, E., & Schröter, M. (2015). IMPULS—Industrie 4.0-readiness. Impuls-Stiftung des VDMA.
Ayrıntılar
Birincil Dil
İngilizce
Konular
İş Süreçleri Yönetimi, Karar Desteği ve Grup Destek Sistemleri
Bölüm
Araştırma Makalesi
Yayımlanma Tarihi
15 Eylül 2026
Gönderilme Tarihi
21 Mayıs 2026
Kabul Tarihi
13 Ağustos 2026
Yayımlandığı Sayı
Yıl 2026 Cilt: 9 Sayı: 5
APA
Akoğlu, Ç., & Temur, G. T. (2026). Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector. Black Sea Journal of Engineering and Science, 9(5), 2463-2473. https://doi.org/10.34248/bsengineering.1956549
AMA
1.Akoğlu Ç, Temur GT. Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector. BSJ Eng. Sci. 2026;9(5):2463-2473. doi:10.34248/bsengineering.1956549
Chicago
Akoğlu, Çağrı, ve Gül Tekin Temur. 2026. “Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector”. Black Sea Journal of Engineering and Science 9 (5): 2463-73. https://doi.org/10.34248/bsengineering.1956549.
EndNote
Akoğlu Ç, Temur GT (01 Eylül 2026) Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector. Black Sea Journal of Engineering and Science 9 5 2463–2473.
IEEE
[1]Ç. Akoğlu ve G. T. Temur, “Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector”, BSJ Eng. Sci., c. 9, sy 5, ss. 2463–2473, Eyl. 2026, doi: 10.34248/bsengineering.1956549.
ISNAD
Akoğlu, Çağrı - Temur, Gül Tekin. “Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector”. Black Sea Journal of Engineering and Science 9/5 (01 Eylül 2026): 2463-2473. https://doi.org/10.34248/bsengineering.1956549.
JAMA
1.Akoğlu Ç, Temur GT. Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector. BSJ Eng. Sci. 2026;9:2463–2473.
MLA
Akoğlu, Çağrı, ve Gül Tekin Temur. “Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector”. Black Sea Journal of Engineering and Science, c. 9, sy 5, Eylül 2026, ss. 2463-7, doi:10.34248/bsengineering.1956549.
Vancouver
1.Çağrı Akoğlu, Gül Tekin Temur. Assessing Readiness for AI-Human Integration Using a Hesitant Fuzzy Analytic Hierarchy Process: An Application in the Banking Sector. BSJ Eng. Sci. 01 Eylül 2026;9(5):2463-7. doi:10.34248/bsengineering.1956549