Araştırma Makalesi
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Bankacılıkta dijital kanallar ve sanal topluluklar üzerine vaka çalışması TERA

Yıl 2023, Cilt: 27 Sayı: 1, 63 - 87, 31.10.2023

Öz

Sanal toplulukların bankacılıkta ilişkisel pazarlamadaki rolünü anlamaya çalışan bu nitel vaka çalışması sanal toplulukların bankacılıkta önemi ile ilgili değerli bulgular ortaya koymaktadır. Vaka çalışmasının bulgularına göre sanal topluluklar müşterilerle etkileşim, diyalog, yakın ve doğrudan ilişkileri sağlayan önemli platformlardır ve ilişkisel pazarlama stratejilerine dahil edilmelidir. Araştırma aynı zamanda bir dijital bankanın sosyal medya hesaplarını sanal topluluğa dönüştürmesine giden yolu da ortaya koymaktadır. Sanal topluluk özellikle şubesiz dijital bir bankanın müşterileri ile ilişkilerinde etkin bir iletişim kanalı ve İnovasyon merkezine dönüşmüştür. Vaka çalışması sanal topluluk yönetimi ile ilgili olarak açık ve şeffaf iletişim tarzı, proaktiflik, daha demokratik yönetim tarzı önemli ipuçları da vermektedir.

Kaynakça

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  • Ahuja, V., & Alavi, S. (2018). Using Facebook as a Digital Tool for Developing Trust amongst Consumers using Netnography and Social Media Analytics : A Study of Jet Airways Using Facebook as a Digital Tool for Developing Trust amongst Consumers using Netnography and Social Media Analyt. Journal of Relationship Marketing, 2667, 33–34. https://doi.org/10.1080/15332667.2018.1440145
  • Algesheimer, R. (2012). Does Online Community Participation Foster Risky Financial Behavior ? 49(3), 394–407.
  • Arcand, M., PromTep, S., Brun, I., & Rajaobelina, L. (2017). Mobile banking service quality and customer relationships. International Journal of Bank Marketing, 35(7), 1066–1087. https://doi.org/10.1108/IJBM-10-2015-0150
  • Azer, J., & Ranaweera, C. (2022). Former customers’ E-WOM in social media platforms: An investigation of motives, network size and social ties. Journal of Business Research, 146(February 2021), 118–133. https://doi.org/10.1016/j.jbusres.2022.03.068
  • Baek, S. I., & Kim, Y. M. (2015). Longitudinal analysis of online community dynamics. Industrial Management and Data Systems, 115(4), 661–677. https://doi.org/10.1108/IMDS-09-2014-0266
  • Bagozzi, R. P., & Dholakia, U. M. (2006). Open source software user communities: A study of participation in Linux user groups. Management Science, 52(7), 1099–1115. https://doi.org/10.1287/mnsc.1060.0545
  • Barbesino, P., Camerani, R. and Gaudino, A. (2005). “Digital finance in Europe: competitive dynamics and online behaviour.” Journal of Financial Services Marketing, 9(4), 329–343.
  • Berger, S. C., & Messerschmidt, C. M. (2009). Babbling before banking? Online communities and pre-purchase information seeking. International Journal of Bank Marketing, 27(6), 446–466. https://doi.org/10.1108/02652320910988320
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  • Brodie, R. J., Ilic, A., Juric, B., & Hollebeek, L. (2013b). Consumer engagement in a virtual brand community: An exploratory analysis. Journal of Business Research, 66(1), 105–114. https://doi.org/10.1016/j.jbusres.2011.07.029
  • Brun, I., Durif, F., & Ricard, L. (2014). E-relationship marketing: a cognitive mapping introspection in the banking sector. European Journal of Marketing, 48(3/4), 572–594. https://doi.org/10.1108/ejm-04-2012-0207
  • Buzeta, C., De Pelsmacker, P., & Dens, N. (2020). Motivations to Use Different Social Media Types and Their Impact on Consumers’ Online Brand-Related Activities (COBRAs). Journal of Interactive Marketing, 52, 79–98. https://doi.org/10.1016/j.intmar.2020.04.004
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  • Carù, A., & Cova, B. (2003). Revisiting consumption experience: A more humble but complete view of the concept. Marketing Theory, 3(2), 267–286. https://doi.org/10.1177/14705931030032004
  • Chapman, A., & Dilmperi, A. (2022). Luxury brand value co-creation with online brand communities in the service encounter. Journal of Business Research, 144(June 2020), 902–921. https://doi.org/10.1016/j.jbusres.2022.01.068
  • Clemente-Ricolfe, J. S. (2017). Consumer perceptions of online banking in Spain using netnography: a positioning story. International Journal of Bank Marketing, 35(6), 966–982. https://doi.org/10.1108/IJBM-08-2016-0113
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  • Cruz-Cárdenas, J., Zabelina, E., Guadalupe-Lanas, J., Palacio-Fierro, A., & Ramos-Galarza, C. (2021). COVID-19, consumer behavior, technology, and society: A literature review and bibliometric analysis. Technological Forecasting and Social Change, 173. https://doi.org/10.1016/j.techfore.2021.121179
  • Dessart, L. (2017). Social media engagement: a model of antecedents and relational outcomes. Journal of Marketing Management, 33(5–6), 375–399. https://doi.org/10.1080/0267257X.2017.1302975
  • Dessart, L., Veloutsou, C., & Morgan-Thomas, A. (2016). Capturing consumer engagement: duality, dimensionality and measurement. Journal of Marketing Management, 32(5–6), 399–426. https://doi.org/10.1080/0267257X.2015.1130738
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How engaged are your customers? The rise of an online community for relationship marketing in banking: A European Perspective TERA

Yıl 2023, Cilt: 27 Sayı: 1, 63 - 87, 31.10.2023

Öz

Purpose: The study seeks to understand the role of online communities in relationship marketing in banking.
Design/methodology/approach: A qualitative approach with case study methodology has been selected for this investigation.
Findings: The online community provides a valuable tool for relationship marketing providing engagement, closeness, dialogue, proximity, and direct contact with customers. The research reveals important findings about the evolution of social media account to an online community and advantages of a community for an online bank: an innovation center and a communication channel. Useful insights about community management have been identified such as open and transparent communication style, proactivity, more democratic management style.
Originality: The research reveals the importance of social media and an online community in financial context.

Kaynakça

  • Abeza, G., O’Reilly, N., Finch, D., Séguin, B., & Nadeau, J. (2020). The role of social media in the co-creation of value in relationship marketing: a multi-domain study. Journal of Strategic Marketing, 28(6), 472–493. https://doi.org/10.1080/0965254X.2018.1540496
  • Ahuja, V., & Alavi, S. (2018). Using Facebook as a Digital Tool for Developing Trust amongst Consumers using Netnography and Social Media Analytics : A Study of Jet Airways Using Facebook as a Digital Tool for Developing Trust amongst Consumers using Netnography and Social Media Analyt. Journal of Relationship Marketing, 2667, 33–34. https://doi.org/10.1080/15332667.2018.1440145
  • Algesheimer, R. (2012). Does Online Community Participation Foster Risky Financial Behavior ? 49(3), 394–407.
  • Arcand, M., PromTep, S., Brun, I., & Rajaobelina, L. (2017). Mobile banking service quality and customer relationships. International Journal of Bank Marketing, 35(7), 1066–1087. https://doi.org/10.1108/IJBM-10-2015-0150
  • Azer, J., & Ranaweera, C. (2022). Former customers’ E-WOM in social media platforms: An investigation of motives, network size and social ties. Journal of Business Research, 146(February 2021), 118–133. https://doi.org/10.1016/j.jbusres.2022.03.068
  • Baek, S. I., & Kim, Y. M. (2015). Longitudinal analysis of online community dynamics. Industrial Management and Data Systems, 115(4), 661–677. https://doi.org/10.1108/IMDS-09-2014-0266
  • Bagozzi, R. P., & Dholakia, U. M. (2006). Open source software user communities: A study of participation in Linux user groups. Management Science, 52(7), 1099–1115. https://doi.org/10.1287/mnsc.1060.0545
  • Barbesino, P., Camerani, R. and Gaudino, A. (2005). “Digital finance in Europe: competitive dynamics and online behaviour.” Journal of Financial Services Marketing, 9(4), 329–343.
  • Berger, S. C., & Messerschmidt, C. M. (2009). Babbling before banking? Online communities and pre-purchase information seeking. International Journal of Bank Marketing, 27(6), 446–466. https://doi.org/10.1108/02652320910988320
  • Berry, L. (1995). Relationship marketing of services- growing interest, emerging perspectives. Journal of the Academy of Marketing Science, 23(4), 236–245.
  • Berry, L., & Shostack, G.L. and Upah, G. D. (Eds). (1983). “Relationship marketing.” In Berry, L., Shostack, G.L. and Upah, G.D. (Eds), (pp. 25–38).
  • Boston Consulting Group. (2021). The Front-to-Back Digital Retail Bank. January. https://web-assets.bcg.com/89/ee/054f41d848869dd5e4bb86a82e3e/bcg-global-retail-banking-2021-the-front-to-back-digital-retail-bank-jan-2021.pdf
  • Brodie, R. J., Ilic, A., Juric, B., & Hollebeek, L. (2013a). Consumer engagement in a virtual brand community: An exploratory analysis. Journal of Business Research, 66(1), 33–34. https://doi.org/10.1016/j.jbusres.2011.07.029
  • Brodie, R. J., Ilic, A., Juric, B., & Hollebeek, L. (2013b). Consumer engagement in a virtual brand community: An exploratory analysis. Journal of Business Research, 66(1), 105–114. https://doi.org/10.1016/j.jbusres.2011.07.029
  • Brun, I., Durif, F., & Ricard, L. (2014). E-relationship marketing: a cognitive mapping introspection in the banking sector. European Journal of Marketing, 48(3/4), 572–594. https://doi.org/10.1108/ejm-04-2012-0207
  • Buzeta, C., De Pelsmacker, P., & Dens, N. (2020). Motivations to Use Different Social Media Types and Their Impact on Consumers’ Online Brand-Related Activities (COBRAs). Journal of Interactive Marketing, 52, 79–98. https://doi.org/10.1016/j.intmar.2020.04.004
  • Cap Gemini, & EFMA. (2021). World_Retail_Banking_Report_2021_efma_capgemini.pdf.
  • Carù, A., & Cova, B. (2003). Revisiting consumption experience: A more humble but complete view of the concept. Marketing Theory, 3(2), 267–286. https://doi.org/10.1177/14705931030032004
  • Chapman, A., & Dilmperi, A. (2022). Luxury brand value co-creation with online brand communities in the service encounter. Journal of Business Research, 144(June 2020), 902–921. https://doi.org/10.1016/j.jbusres.2022.01.068
  • Clemente-Ricolfe, J. S. (2017). Consumer perceptions of online banking in Spain using netnography: a positioning story. International Journal of Bank Marketing, 35(6), 966–982. https://doi.org/10.1108/IJBM-08-2016-0113
  • Colgate, M., Buchanan-Oliver, M., & Elmsly, R. (2005). Relationship benefits in an internet environment. Managing Service Quality, 15(5), 426–436. https://doi.org/10.1108/09604520510617284
  • Cruz-Cárdenas, J., Zabelina, E., Guadalupe-Lanas, J., Palacio-Fierro, A., & Ramos-Galarza, C. (2021). COVID-19, consumer behavior, technology, and society: A literature review and bibliometric analysis. Technological Forecasting and Social Change, 173. https://doi.org/10.1016/j.techfore.2021.121179
  • Dessart, L. (2017). Social media engagement: a model of antecedents and relational outcomes. Journal of Marketing Management, 33(5–6), 375–399. https://doi.org/10.1080/0267257X.2017.1302975
  • Dessart, L., Veloutsou, C., & Morgan-Thomas, A. (2016). Capturing consumer engagement: duality, dimensionality and measurement. Journal of Marketing Management, 32(5–6), 399–426. https://doi.org/10.1080/0267257X.2015.1130738
  • Dibb, S., & Meadows, M. (2001). The application of a relationship marketing perspective in retail banking. Service Industries Journal, 21(1), 169–194. https://doi.org/10.1080/714005011
  • Dibb, Sally, & Meadows, M. (2004). Relationship marketing and CRM: A financial services case study. Journal of Strategic Marketing, 12(2), 111–125. https://doi.org/10.1080/0965254042000215177
  • Durkin, M., O’Donnell, A. & Crowe, J. (2008). Relationship disconnect in retail banking. Journal of Financial Services Marketing, 12(1), 260–271.
  • Eisenhardt, K. M. (1989). Building Theories from Case Study Research. Academy of Management Review, 14(4), 532–550. https://doi.org/10.5465/amr.1989.4308385
  • Eisingerich, A. B., & Bell, S. J. (2006). Relationship marketing in the financial services industry: The importance of customer education, participation and problem management for customer loyalty. Journal of Financial Services Marketing, 10(4), 86–97. https://doi.org/10.1057/palgrave.fsm.4760022
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  • Heinonen, K., Campbell, C., & Lord Ferguson, S. (2019). Strategies for creating value through individual and collective customer experiences. Business Horizons, 62(1), 95–104. https://doi.org/10.1016/j.bushor.2018.09.002
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  • Johns, R., & Perrott, B. (2008). The impact of internet banking on business-customer relationships (are you being self-served?). International Journal of Bank Marketing, 26(7), 465–482. https://doi.org/10.1108/02652320810913846
  • Karjaluoto, H., Shaikh, A. A., Saarijärvi, H., & Saraniemi, S. (2019). How perceived value drives the use of mobile financial services apps. International Journal of Information Management, 47(September 2017), 252–261. https://doi.org/10.1016/j.ijinfomgt.2018.08.014
  • Komulainen, H., & Saraniemi, S. (2019). Customer centricity in mobile banking: a customer experience perspective. International Journal of Bank Marketing, 37(5), 1082–1102. https://doi.org/10.1108/IJBM-11-2017-0245
  • Kozinets, R. (2015). Netnography : Redefined. https://www.lachapellesurerdre.fr/sites/default/files/webform/netnography-redefined-robert-kozinets-pdf-download-free-book-10feed1.pdf
  • Kozinets, R. V. (1999). E-tribalized marketing?: The strategic implications of virtual communities of consumption. European Management Journal, 17(3), 252–264. https://doi.org/10.1016/S0263-2373(99)00004-3
  • Kozinets, R. V., Hemetsberger, A., & Schau, H. J. (2008). The wisdom of consumer crowds: Collective innovation in the age of networked marketing. Journal of Macromarketing, 28(4), 339–354. https://doi.org/10.1177/0276146708325382
  • Kozinets, R. V, Valck, K. De, Wojnicki, A. C., & Wilner, S. J. S. (2010). Networked Narratives : Understanding Word-of-Mouth. Journal of Marketing, 74(March), 71–89.
  • Lamberton, C., & Stephen, A. T. (2016). A thematic exploration of digital, social media, and mobile marketing: Research evolution from 2000 to 2015 and an agenda for future inquiry. Journal of Marketing, 80(6), 146–172. https://doi.org/10.1509/jm.15.0415
  • Liang, C. and Chen, H. (2009). “How to lengthen, deepen and broaden customer-firm relationships with online financial services.” Journal of Financial Services Marketing, 14(3), 218–231.
  • Liang, C. J., Chen, H. J., & Wang, W. H. (2008). Does online relationship marketing enhance customer retention and cross-buying? Service Industries Journal, 28(6), 769–787. https://doi.org/10.1080/02642060801988910
  • Luo, L., & Toubia, O. (2015a). Improving online idea generation platforms and customizing the task structure on the basis of consumers’ domain-specific knowledge. Journal of Marketing, 79(5), 100–114. https://doi.org/10.1509/jm.13.0212
  • Luo, L., & Toubia, O. (2015b). Platforms and Customizing the Task Structure on the Basis of. Journal of Marketing, 79(September), 100–114.
  • Mainardes, E. W., Rosa, C. A. de M., & Nossa, S. N. (2020a). Omnichannel strategy and customer loyalty in banking. International Journal of Bank Marketing, 38(4), 799–822. https://doi.org/10.1108/IJBM-07-2019-0272
  • Mainardes, E. W., Rosa, C. A. de M., & Nossa, S. N. (2020b). Omnichannel strategy and customer loyalty in banking. International Journal of Bank Marketing, 38(4), 799–822. https://doi.org/10.1108/IJBM-07-2019-0272
  • Matthew B. Miles, A. Michael Huberman, J. S. (2018). Qualitative Data Analysis A Methods Sourcebook (4th ed.). Sage.
  • Matzler, K., Grabher, C., Huber, J., & Füller, J. (2013). Predicting new product success with prediction markets in online communities. R and D Management, 43(5), 420–432. https://doi.org/10.1111/radm.12030
  • Mbama, C. I., & Ezepue, P. O. (2018). Digital banking, customer experience and bank financial performance: UK customers’ perceptions. International Journal of Bank Marketing, 36(2), 230–255. https://doi.org/10.1108/IJBM-11-2016-0181
  • Mcalexander, J. H., Schouten, J. W., & Koenig, H. F. (2002). Bulding Brand Communily. Journal of Marketing, 66(1), 38–54. http://search.ebscohost.com/login.aspx?direct=true&db=bth&AN=6367849&site=ehost-live
  • McKinsey. (2021). Reshaping retail banking for the next normal. McKinsey & Company, June. https://www.mckinsey.com/industries/financial-services/our-insights/reshaping-retail-banking-for-the-next-normal
  • Meadows, M., & Dibb, S. (1998). Implementing market segmentation strategies in UK personal financial services: Problems and progress. Service Industries Journal, 18(2), 45–63. https://doi.org/10.1080/02642069800000018
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  • Medberg, G., & Heinonen, K. (2014). Invisible value formation: A netnography in retail banking. International Journal of Bank Marketing, 32(6), 590–607. https://doi.org/10.1108/IJBM-03-2014-0041
  • Miles, M. B., Huberman, M. A., & Saldana, J. (2014). Qualitative Data Analysis, A Methods Sourcebook (3rd ed.). Sage.
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  • Mitic, M., & Kapoulas, A. (2012). Understanding the role of social media in bank marketing. Marketing Intelligence & Planning, 30(7), 668–686. https://doi.org/10.1108/02634501211273797
  • Muniz, A. M., & Guinn, T. C. O. (2001). <Nuniz&O’Guinn 2001 JCR rate4_Brand Community.pdf>. Journal of Consumer Research, 27(March), 412–433.
  • Onyia, O. P. (2021). New trends in financial service delivery and corporate/individual customers′ financial adjustments consequent upon the COVID-19 global pandemic. Journal of Financial Services Marketing, 26(4), 222. https://doi.org/10.1057/s41264-021-00122-z
  • Palmatier, R. W., Dant, R. P., Grewal, D., & Evans, K. R. (2006). Factors influencing the effectiveness of relationship marketing: A meta-analysis. Journal of Marketing, 70(4), 136–153. https://doi.org/10.1509/jmkg.70.4.136
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  • Prahalad, C. K., & Ramaswamy, V. (2004). Co-creation experiences: The next practice in value creation. Journal of Interactive Marketing, 18(3), 5–14. https://doi.org/10.1002/dir.20015
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  • Rooney, T., Krolikowska, E., & Bruce, H. L. (2021). Rethinking Relationship Marketing as Consumer Led and Technology Driven: Propositions for Research and Practice. Journal of Relationship Marketing, 20(1), 42–61. https://doi.org/10.1080/15332667.2020.1717276
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  • Schau, H. J., Muñiz, A. M., & Arnould, E. J. (2009). How brand community practices create value. Journal of Marketing, 73(5), 30–51. https://doi.org/10.1509/jmkg.73.5.30
  • Seraj, M. (2012). We Create, We Connect, We Respect, Therefore We Are: Intellectual, Social, and Cultural Value in Online Communities. Journal of Interactive Marketing, 26(4), 209–222. https://doi.org/10.1016/j.intmar.2012.03.002
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  • Zhou, M., Geng, D., Abhishek, V., & Li, B. (2020). When the bank comes to you: Branch network and customer omnichannel banking behavior. Information Systems Research, 31(1), 176–197. https://doi.org/10.1287/ISRE.2019.0880
Toplam 83 adet kaynakça vardır.

Ayrıntılar

Birincil Dil İngilizce
Bölüm Araştırma Makaleleri
Yazarlar

Meral Ahu Karageyim 0000-0002-5685-7279

Yayımlanma Tarihi 31 Ekim 2023
Gönderilme Tarihi 18 Ekim 2022
Kabul Tarihi 28 Ekim 2023
Yayımlandığı Sayı Yıl 2023 Cilt: 27 Sayı: 1

Kaynak Göster

APA Karageyim, M. A. (2023). How engaged are your customers? The rise of an online community for relationship marketing in banking: A European Perspective TERA. Çukurova Üniversitesi İktisadi Ve İdari Bilimler Fakültesi Dergisi, 27(1), 63-87.