THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY

Gamze Vural; Aichetou Beichar

THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY

Öz

The aim of this study is to find out how literate individuals are about financial concepts, whether or not they can manage their funds in a rational way, and to find out whether they are familiar with the services and instruments offered by the banks and other financial institutions from which they can benefit. Also, this study aims to determine the relationship between financial literacy and individual financial decisions. Data of this study were collected in two steps: firstly by using an on-line questionnaire through random sampling method, and secondly through face-to-face interviews. The sample size in this study is 433 participants from Adana city. Chi-square tests were applied to verify the relevance of the relationship between financial literacy and the variables previously identified in the literature. The study results showed that the major factors that have a relationship with financial literacy in Adana are age, gender, income, and individual financial decision about pension. There is no significant relationship between financial literacy and consumer credit or insurance policy. Saving behavior has not been found significant in explaining financial literacy.

Anahtar Kelimeler

Kaynakça

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Ayrıntılar

Birincil Dil

İngilizce

Konular

-

Bölüm

Araştırma Makalesi

Yazarlar

Gamze Vural ^*
0000-0002-1385-7551
Türkiye

Aichetou Beichar
0000-0001-5879-2731
Türkiye

Yayımlanma Tarihi

30 Aralık 2020

Gönderilme Tarihi

2 Haziran 2020

Kabul Tarihi

26 Aralık 2020

Yayımlandığı Sayı

Yıl 2020 Cilt: 29 Sayı: 4

IZ

https://izlik.org/JA72GG76HC

Kaynak Göster

RIS / Bibtex

APA

Vural, G., & Beichar, A. (2020). THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY. Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi, 29(4), 243-258. https://izlik.org/JA72GG76HC

AMA

1.Vural G, Beichar A. THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY. Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi. 2020;29(4):243-258. https://izlik.org/JA72GG76HC

Chicago

Vural, Gamze, ve Aichetou Beichar. 2020. “THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY”. Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi 29 (4): 243-58. https://izlik.org/JA72GG76HC.

EndNote

Vural G, Beichar A (01 Aralık 2020) THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY. Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi 29 4 243–258.

IEEE

[1]G. Vural ve A. Beichar, “THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY”, Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi, c. 29, sy 4, ss. 243–258, Ara. 2020, [çevrimiçi]. Erişim adresi: https://izlik.org/JA72GG76HC

ISNAD

Vural, Gamze - Beichar, Aichetou. “THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY”. Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi 29/4 (01 Aralık 2020): 243-258. https://izlik.org/JA72GG76HC.

JAMA

1.Vural G, Beichar A. THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY. Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi. 2020;29:243–258.

MLA

Vural, Gamze, ve Aichetou Beichar. “THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY”. Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi, c. 29, sy 4, Aralık 2020, ss. 243-58, https://izlik.org/JA72GG76HC.

Vancouver

1.Gamze Vural, Aichetou Beichar. THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY. Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi [Internet]. 01 Aralık 2020;29(4):243-58. Erişim adresi: https://izlik.org/JA72GG76HC