Öz

The pure premium or risk premium is the premium that would exactly meet the expected cost of the risk covered ignoring management expenses, commissions, contingency loading, etc. Claim frequency rate and mean claim size are required for estimation in calculating risk premiums.In this study, we discussed to estimate claim frequency rate and mean claim size with several methods and calculated risk premiums. Data, which supported our study, is provided by insurance company involving with motor vehicle insurance.

Anahtar Kelimeler

• hasar sayısı,hasar büyüklüğü,hasar sıklık oranı,risk primi

RISK PREMIUM IN MOTOR VEHICLE INSURANCE

Öz

The pure premium or risk premium is the premium that would exactly meet the expected cost of the risk covered ignoring management expenses, commissions, contingency loading, etc. Claim frequency rate and mean claim size are required for estimation in calculating risk premiums.In this study, we discussed to estimate claim frequency rate and mean claim size with several methods and calculated risk premiums. Data, which supported our study, is provided by insurance company involving with motor vehicle insurance.

Anahtar Kelimeler

• Number of Claims,Claim Sizes,Claim Frequency Rate,Risk Premium.

Kaynakça

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