Araştırma Makalesi

THE EFFECT OF GENDER ON FINANCIAL LITERACY

Cilt: 4 Sayı: 4 31 Aralık 2019
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THE EFFECT OF GENDER ON FINANCIAL LITERACY

Öz

Financial literacy is the ability of an individual to take informed decisions on basic financial practices. Financial literacy is essential not only for the individual but also for the development of the markets of a country. Education has to be provided to the individuals of the lowest position in order to develop the markets of a country. Thus, providing quality finance education contributes to both the individual and to the development of the economy of the country of that individual.

This study investigates the relation between the financial literacy level and gender of the individuals. It was attempted to determine whether gender affects the level of financial literacy and the extent of this effect. In order to test this relation, an online survey was applied to 602 people living in Turkey and the sample was selected randomly. A regression analysis was conducted with the obtained data to determine the existence of the relation and the Anova analysis was conducted additionally. Then, the direction and level of the data were found with the correlation analysis. The study found out which gender had more sufficient financial knowledge and determined the gender of the individuals who need to get finance education. In addition, the investment knowledge of men and women were compared and the effect of gender difference on financial literacy was determined. As a result of the analyses, it was concluded that gender has no significant effect on financial literacy, that the financial literacy is affected by financial education and that there will not be any difference between men and women if women are educated and equipped with financial information as a part of the society. 

Anahtar Kelimeler

Kaynakça

  1. ADAM, Anokye M., M. O. BOADU and S. FRIMPONG, (2018), “Does Gender Disparity in Financial Literacy Still Persist After Retirement? Evidence from Ghana”, International Journal of Social Economics, 45(1), 18-28.
  2. ALMENBERG, Johan and A. DREBER, (2012), Gender, Stock Market Participation and Financial Literacy, Working Paper Series in Economics and Finance.
  3. ALTINTAŞ, Kadir Murat, (2008), “Bireysel Yatırımcılar Açısından Finansal Eğitimin Önemi”, Türk Sigorta Enstitüsü Vakfı Sigorta Araştırma ve İnceleme Yayınları-14.
  4. ARELLANO, Alfonso, N. CAMARA and D. TUESTA, (2018), “Explaining the Gender Gap in Financial Literacy: The Role of Non-Cognitive Skills”, Economic Notes, 47(2-3), 495-517.
  5. ATKINSON, Adele and F.-A. MESSY (2012), Measuring Financial Literacy: Results of the OECD/ International Network on Financial Education (INFE) Pilot Study, OECD Working Papers on Finance.
  6. BARBOZA, Gustavo, C. SMITH and J. G. PESEK (2016), “Assessing Financial Literacy, Gender Gap and Cognitive Differences”, Journal of Financial Education, 42(3-4), 205-242.
  7. BODIE, Zvi, (2006), A Note on Economic Principles and Financial Literacy, Networks Financial Institute at Indina State University Policy Brief.
  8. CHEN, Haiyang and R. P. VOLPE, (1998). “An Analysis of Personal Financial Knowledge Among College Students”. Financial Services Review, 7(2), 107-128.

Ayrıntılar

Birincil Dil

İngilizce

Konular

Ekonomi, İşletme

Bölüm

Araştırma Makalesi

Yayımlanma Tarihi

31 Aralık 2019

Gönderilme Tarihi

5 Eylül 2019

Kabul Tarihi

21 Ekim 2019

Yayımlandığı Sayı

Yıl 2019 Cilt: 4 Sayı: 4

Kaynak Göster

APA
Bağcı, H., & Kahraman, Y. E. (2019). THE EFFECT OF GENDER ON FINANCIAL LITERACY. Finans Ekonomi ve Sosyal Araştırmalar Dergisi, 4(4), 492-503. https://doi.org/10.29106/fesa.615866
AMA
1.Bağcı H, Kahraman YE. THE EFFECT OF GENDER ON FINANCIAL LITERACY. FESA. 2019;4(4):492-503. doi:10.29106/fesa.615866
Chicago
Bağcı, Haşim, ve Yunus Emre Kahraman. 2019. “THE EFFECT OF GENDER ON FINANCIAL LITERACY”. Finans Ekonomi ve Sosyal Araştırmalar Dergisi 4 (4): 492-503. https://doi.org/10.29106/fesa.615866.
EndNote
Bağcı H, Kahraman YE (01 Aralık 2019) THE EFFECT OF GENDER ON FINANCIAL LITERACY. Finans Ekonomi ve Sosyal Araştırmalar Dergisi 4 4 492–503.
IEEE
[1]H. Bağcı ve Y. E. Kahraman, “THE EFFECT OF GENDER ON FINANCIAL LITERACY”, FESA, c. 4, sy 4, ss. 492–503, Ara. 2019, doi: 10.29106/fesa.615866.
ISNAD
Bağcı, Haşim - Kahraman, Yunus Emre. “THE EFFECT OF GENDER ON FINANCIAL LITERACY”. Finans Ekonomi ve Sosyal Araştırmalar Dergisi 4/4 (01 Aralık 2019): 492-503. https://doi.org/10.29106/fesa.615866.
JAMA
1.Bağcı H, Kahraman YE. THE EFFECT OF GENDER ON FINANCIAL LITERACY. FESA. 2019;4:492–503.
MLA
Bağcı, Haşim, ve Yunus Emre Kahraman. “THE EFFECT OF GENDER ON FINANCIAL LITERACY”. Finans Ekonomi ve Sosyal Araştırmalar Dergisi, c. 4, sy 4, Aralık 2019, ss. 492-03, doi:10.29106/fesa.615866.
Vancouver
1.Haşim Bağcı, Yunus Emre Kahraman. THE EFFECT OF GENDER ON FINANCIAL LITERACY. FESA. 01 Aralık 2019;4(4):492-503. doi:10.29106/fesa.615866

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