Finansal Refah Hâli: Dumlupınar Üniversitesi Akademisyenlerine Yönelik Ampirik Bir Araştırma
Yıl 2015,
Sayı: 600, 37 - 45, 01.02.2015
Seyfettin Ünal
,
Yavuz Selim Düger
,
Hasan Özyaşar
Öz
Çalışmanın amacı, akademik personelin finansal refah halini ölçmektir. Buna yönelik olarak literatürdeki tartışma ve bulguları esas almanın yanı sıra akademik personelin unvanı, yaşı, cinsiyeti, medeni durumu ve görev yeri değişkenleri de göz önünde bulundurarak hipotezler oluşturulmuştur. Araştırmanın hipotezlerini test etmek amacıyla Dumlupınar Üniversitesi’nin tüm birimlerinde görev yapan akademik personele yönelik anket uygulanmış ve 246 akademik personelden oluşan bir örneklem büyüklüğüne ulaşılmıştır. Elde edilen veriler SPSS programı kullanılarak, aritmetik ortalama, tekyönlü varyans analizi (ANOVA), Tukey testi ve t testi kullanılarak değerlendirilmiştir. Analizlerin sonucunda, çalışmaya katılan akademik personelin finansal refah durumlarından sınırlı düzeyde memnuniyet duydukları bulgusuna ulaşılmıştır
Kaynakça
-
Çalışmanın sonuçlarına bakıldığında; örneğin, taş- rada görev yapan akademik personel ile merkez- de görev yapan akademik personelin finansal re- fah seviyeleri arasında istatistiksel olarak anlamlı bir farklılığa rastlanılmamıştır. Diğer taraftan, cin- siyet değişkeni açısından bakıldığında da, akade- mik personelin finansal refah seviyesinde istatis- tiksel olarak anlamlı bir farklılık olmadığı bulgu- suna erişilmiştir. Bu sonucun, daha önce Theodos vd. (2014), Fonseca vd. (2010), Lusardi ve Tufano
-
FALAHATI, Leila & PAIM, Laily Hj (2011), “Gender differences in financial well-being among college students” Australian Jour- nal of Basic and Applied Sciences, 5(9), 1765-1776.
-
FERGUSSON, D.M., HORWOOD, L.J., & BEAUTRAIS, A.L. (1981), “The measurement of family material wellbeing’’, Jour- nal of Marriage and Family, 43(3), 715-725. http://www.jstor. org/stable/pdfplus/351771.pdf?acceptTC=true&jpdConfirm=tr ue.
-
FONSECA, Raquel, KATHLEEN J. Muller, GEMA, Zamarro & ZISSMOPOULOS, Juile (2010), “What explains the gender gap in financial literacy?”, RAND Working paper.
-
JACOB, Katy, HUDSON, Sharyl, & BUSH, Malcolm (2000)
-
“Tools for survival: An analysis of financial literacy programs for lower-income families’’, Woodstock Institute, Chicago. JOO, So-hyun (2008), Personal financial wellness, In J.J. Xiao
-
(Ed.), Handbook of consumer finance research (pp.21-33). Springer, New York. JOO, So-hyun & GRABLE, John E. (2004), “An exploratory framework of the determinants of financial satisfaction”, Jour- nal of Family and Economic Issues, 25(1), 25-50.
-
KIM, Jinhee, GARMAN, E. Thomas & SORHAINDO, Benoit (2003), “Relationships among credit counseling clients’ finan- cial wellbeing, financial behaviors, financial stressor events, and health”, Financial Counseling and Planning, 14(2), 75-87.
-
LEACH, Lauren J., HAYHOE, Celia R. & TURNER, Pamela R. (1999), “Factors affecting perceived economic wellbeing of college students: A gender perspective”, Financial Counseling and Planning, 10(2), 11-23.
-
LUSARDI, Annamaria & TUFANO, Peter (2009), “Debt literacy, financial experiences, and overindebtedness”, National Bureau of Economic Research, Working Paper 14808.
-
LUSARDI, Annamaria, MITCHELL, Olivia S. & CURTO, Vilsa (2010), ‘‘Financial literacy among the young’’, The Journal of Consumer Affairs, 44(2).
-
MALONE, Kathleen, STEWART, Susan D., WILSON, Jan, & KORSCHING, Peter F. (2010), “Perceptions of financial well- being among American women in diverse families”, Journal of
-
Family and Economic Issues, 31, 63-81. NAKTİYOK, Atılhan ve KAYGIN, Erdoğan (2012), “Tükenmişlik ve iş tatmini düzeylerini belirlemeye yönelik akademik personel üzerinde bir uygulama”, Sosyal ve Beşeri Bilimler Dergisi, 4(1), –32, ISSN: 1309-8012 (Online).
-
ÖZDAMAR, Kazım (2003), Modern Bilimsel Araştırma Yöntem- leri, 1. Baskı, Kaan Kitabevi, Eskişehir.
-
PRAWITZ, Aimee D., GARMAN, E. Thomas, SORHAINDO, Benoit, O’NEILL, Barbara, KIM, Jinhee, & DRENTEA, Patricia (2006), ‘‘InCharge financial distress/financial well-being scale
-
Development, administration, and score interpretation’’, Finan- cial Counseling and Planning, 17, 34–50. SAĞLAM, Aycan Çiçek (2011), “Akademik personelin sos- yo-demografik özelliklerinin tükenmişlik düzeyleri ile ilişkisi”
-
Mustafa Kemal Üniversitesi Sosyal Bilimler Enstitüsü Dergisi, (15), 407–420. TAFT, Marzieh Kalantarie, HOSEIN, Zare Zardeini, MEHRIZI, Seyyed Mohammad Tabatabaei & ROSHAN, Abdoreza (2013)
-
“The relation between financial literacy, financial wellbeing and financial concerns”, International Journal of Business and Man- agement, 8(11), 63-75, ISSN 1833-3850.
-
THEODOS, Brett, KALISH, Emma, McKERNAN, Signa Mary & RATCLIFFE, Carolina (2014), “Do financial knowledge, behav- ior, and well-being differ by gender?”, Finra Investor Education
-
Foundation, Urban Institute, pp.1-8. VAN PRAAG, B.M.S., FRIJTERS, P., & FERRER-I-CAR- BONELL, A. (2003), ‘‘The anatomy of subjective well-being’’
-
Journal of Economic Behavior and Organisation, 51, 29- mySWBgepubl.in.JEBO.pdf VOLPE, Ronald P., KOTEL, Joseph E. & CHEN, Haiyang (2002), ‘‘A survey of investment literacy among online inves- tors’’, Financial Counseling and Planning, 13, 1-13.
-
ZISSIMOPOULOS, Julie, KARNEY, Benjamin & RAUER, Amy (2008), “Marital histories and economic wellbeing”
-
University of Michigan Retirement Research Center Work- ing paper, 180, http://deepblue.lib.umich.edu/bitstream/han- dle/2027.42/61806/wp180.pdf? sequence=1&isAllowed=y.
Financial Well-Being: An Empirical Analysis on Academic Stuff at Dumlupinar University
Yıl 2015,
Sayı: 600, 37 - 45, 01.02.2015
Seyfettin Ünal
,
Yavuz Selim Düger
,
Hasan Özyaşar
Öz
This study aims to reveal the financial well-being of academic stuff. In this regard, in light of existing arguments and findings in the literature, hypotheses are established by taking into consideration such variables as the personnel’s title, age, gender, marital status and post of duty. In order to test the validity of the hypotheses, a questionnaire is carried out on academic stuff at Dumlupinar University. Covering all units of the University, the questionnaire produced a sample that consists of 246 people. The data set is analyzed with SPSS program by using such techniques as arithmetic mean, one-way analysis of variance (ANOVA), Tukey test and t-test. The results suggest that the academic stuff is limitedly satisfied with their current financial well-being
Kaynakça
-
Çalışmanın sonuçlarına bakıldığında; örneğin, taş- rada görev yapan akademik personel ile merkez- de görev yapan akademik personelin finansal re- fah seviyeleri arasında istatistiksel olarak anlamlı bir farklılığa rastlanılmamıştır. Diğer taraftan, cin- siyet değişkeni açısından bakıldığında da, akade- mik personelin finansal refah seviyesinde istatis- tiksel olarak anlamlı bir farklılık olmadığı bulgu- suna erişilmiştir. Bu sonucun, daha önce Theodos vd. (2014), Fonseca vd. (2010), Lusardi ve Tufano
-
FALAHATI, Leila & PAIM, Laily Hj (2011), “Gender differences in financial well-being among college students” Australian Jour- nal of Basic and Applied Sciences, 5(9), 1765-1776.
-
FERGUSSON, D.M., HORWOOD, L.J., & BEAUTRAIS, A.L. (1981), “The measurement of family material wellbeing’’, Jour- nal of Marriage and Family, 43(3), 715-725. http://www.jstor. org/stable/pdfplus/351771.pdf?acceptTC=true&jpdConfirm=tr ue.
-
FONSECA, Raquel, KATHLEEN J. Muller, GEMA, Zamarro & ZISSMOPOULOS, Juile (2010), “What explains the gender gap in financial literacy?”, RAND Working paper.
-
JACOB, Katy, HUDSON, Sharyl, & BUSH, Malcolm (2000)
-
“Tools for survival: An analysis of financial literacy programs for lower-income families’’, Woodstock Institute, Chicago. JOO, So-hyun (2008), Personal financial wellness, In J.J. Xiao
-
(Ed.), Handbook of consumer finance research (pp.21-33). Springer, New York. JOO, So-hyun & GRABLE, John E. (2004), “An exploratory framework of the determinants of financial satisfaction”, Jour- nal of Family and Economic Issues, 25(1), 25-50.
-
KIM, Jinhee, GARMAN, E. Thomas & SORHAINDO, Benoit (2003), “Relationships among credit counseling clients’ finan- cial wellbeing, financial behaviors, financial stressor events, and health”, Financial Counseling and Planning, 14(2), 75-87.
-
LEACH, Lauren J., HAYHOE, Celia R. & TURNER, Pamela R. (1999), “Factors affecting perceived economic wellbeing of college students: A gender perspective”, Financial Counseling and Planning, 10(2), 11-23.
-
LUSARDI, Annamaria & TUFANO, Peter (2009), “Debt literacy, financial experiences, and overindebtedness”, National Bureau of Economic Research, Working Paper 14808.
-
LUSARDI, Annamaria, MITCHELL, Olivia S. & CURTO, Vilsa (2010), ‘‘Financial literacy among the young’’, The Journal of Consumer Affairs, 44(2).
-
MALONE, Kathleen, STEWART, Susan D., WILSON, Jan, & KORSCHING, Peter F. (2010), “Perceptions of financial well- being among American women in diverse families”, Journal of
-
Family and Economic Issues, 31, 63-81. NAKTİYOK, Atılhan ve KAYGIN, Erdoğan (2012), “Tükenmişlik ve iş tatmini düzeylerini belirlemeye yönelik akademik personel üzerinde bir uygulama”, Sosyal ve Beşeri Bilimler Dergisi, 4(1), –32, ISSN: 1309-8012 (Online).
-
ÖZDAMAR, Kazım (2003), Modern Bilimsel Araştırma Yöntem- leri, 1. Baskı, Kaan Kitabevi, Eskişehir.
-
PRAWITZ, Aimee D., GARMAN, E. Thomas, SORHAINDO, Benoit, O’NEILL, Barbara, KIM, Jinhee, & DRENTEA, Patricia (2006), ‘‘InCharge financial distress/financial well-being scale
-
Development, administration, and score interpretation’’, Finan- cial Counseling and Planning, 17, 34–50. SAĞLAM, Aycan Çiçek (2011), “Akademik personelin sos- yo-demografik özelliklerinin tükenmişlik düzeyleri ile ilişkisi”
-
Mustafa Kemal Üniversitesi Sosyal Bilimler Enstitüsü Dergisi, (15), 407–420. TAFT, Marzieh Kalantarie, HOSEIN, Zare Zardeini, MEHRIZI, Seyyed Mohammad Tabatabaei & ROSHAN, Abdoreza (2013)
-
“The relation between financial literacy, financial wellbeing and financial concerns”, International Journal of Business and Man- agement, 8(11), 63-75, ISSN 1833-3850.
-
THEODOS, Brett, KALISH, Emma, McKERNAN, Signa Mary & RATCLIFFE, Carolina (2014), “Do financial knowledge, behav- ior, and well-being differ by gender?”, Finra Investor Education
-
Foundation, Urban Institute, pp.1-8. VAN PRAAG, B.M.S., FRIJTERS, P., & FERRER-I-CAR- BONELL, A. (2003), ‘‘The anatomy of subjective well-being’’
-
Journal of Economic Behavior and Organisation, 51, 29- mySWBgepubl.in.JEBO.pdf VOLPE, Ronald P., KOTEL, Joseph E. & CHEN, Haiyang (2002), ‘‘A survey of investment literacy among online inves- tors’’, Financial Counseling and Planning, 13, 1-13.
-
ZISSIMOPOULOS, Julie, KARNEY, Benjamin & RAUER, Amy (2008), “Marital histories and economic wellbeing”
-
University of Michigan Retirement Research Center Work- ing paper, 180, http://deepblue.lib.umich.edu/bitstream/han- dle/2027.42/61806/wp180.pdf? sequence=1&isAllowed=y.