Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study

Cilt: 6 Sayı: 4 1 Eylül 2016
  • Shahab Aziz
  • Maizaitulaidawati Husin
  • Shujahat Haider Hashmi
PDF İndir
EN

Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study

Abstract

This study is conducted to find out financial performance of Islamic and conventional banks operating in Pakistan for the year 2006-2014. For comparison purpose five Islamic and five similar sized conventional banks have been selected. The comparison has been made on average values of different ratios of both Islamic and conventional banks. The comparison shows that Islamic banks performance has been better in terms of efficiency, return and asset quality. However Islamic banks are struggling in terms of advances, investment, liquidity, deposits and capital as conventional banks performance is better in these areas. Islamic banks are charging higher spread and share of distributable income to depositors is far less as compared to conventional banks. Islamic banks need to focus on fair distribution of profit to its depositors in order to increase its credibility and help in achieving overall Islamic socio economic objectives of justice and equality. Islamic banks should focus on new products development and innovative solutions to meet client’s needs, also Islamic banks needs to strengthen their equity base.

Keywords

Ayrıntılar

Birincil Dil

İngilizce

Konular

-

Bölüm

-

Yazarlar

Shahab Aziz Bu kişi benim

Maizaitulaidawati Husin Bu kişi benim

Shujahat Haider Hashmi Bu kişi benim

Yayımlanma Tarihi

1 Eylül 2016

Gönderilme Tarihi

1 Eylül 2016

Kabul Tarihi

-

Yayımlandığı Sayı

Yıl 2016 Cilt: 6 Sayı: 4

Kaynak Göster

APA
Aziz, S., Husin, M., & Hashmi, S. H. (2016). Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study. International Journal of Economics and Financial Issues, 6(4), 1383-1391. https://izlik.org/JA87ZT92NP
AMA
1.Aziz S, Husin M, Hashmi SH. Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study. IJEFI. 2016;6(4):1383-1391. https://izlik.org/JA87ZT92NP
Chicago
Aziz, Shahab, Maizaitulaidawati Husin, ve Shujahat Haider Hashmi. 2016. “Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study”. International Journal of Economics and Financial Issues 6 (4): 1383-91. https://izlik.org/JA87ZT92NP.
EndNote
Aziz S, Husin M, Hashmi SH (01 Eylül 2016) Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study. International Journal of Economics and Financial Issues 6 4 1383–1391.
IEEE
[1]S. Aziz, M. Husin, ve S. H. Hashmi, “Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study”, IJEFI, c. 6, sy 4, ss. 1383–1391, Eyl. 2016, [çevrimiçi]. Erişim adresi: https://izlik.org/JA87ZT92NP
ISNAD
Aziz, Shahab - Husin, Maizaitulaidawati - Hashmi, Shujahat Haider. “Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study”. International Journal of Economics and Financial Issues 6/4 (01 Eylül 2016): 1383-1391. https://izlik.org/JA87ZT92NP.
JAMA
1.Aziz S, Husin M, Hashmi SH. Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study. IJEFI. 2016;6:1383–1391.
MLA
Aziz, Shahab, vd. “Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study”. International Journal of Economics and Financial Issues, c. 6, sy 4, Eylül 2016, ss. 1383-91, https://izlik.org/JA87ZT92NP.
Vancouver
1.Shahab Aziz, Maizaitulaidawati Husin, Shujahat Haider Hashmi. Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study. IJEFI [Internet]. 01 Eylül 2016;6(4):1383-91. Erişim adresi: https://izlik.org/JA87ZT92NP