BibTex RIS Kaynak Göster

FINANCIAL LITERACY OF UNIVERSITY STUDENTS: A CASE STUDY FOR ANADOLU UNIVERSITY, TURKEY

Yıl 2015, Cilt: 11 Sayı: 24, 97 - 110, 01.01.2015
https://doi.org/10.17130/ijmeb.2015.11.24.815

Öz

The level of financial literacy is crucial for university students who represent the future as a dynamic segment of the society. Financial literacy is a vital ability, which can be obtained through educational programs in schools. To investigate the validity of this statement, a sample is selected from the Faculty of Economics and Administrative Sciences students, who are exposed to financial concepts and techniques more than any other university faculty students. The financial literacy of university students was measured through a scale, which was designed by adapting OECD financial literacy scale to the conditions of Turkey. According to the findings of the research, the financial literacy of the Faculty of Economics and Administrative Sciences students is high

Kaynakça

  • ANZ Banking Group - Roy Morgan Research. (2003). Anz survey of adult financial literacy in Australıa final report.
  • European Banking Federation. (2009). Financial literacy –empowering consumers to make the right choices. Brussels.
  • Gerardiç, K., Lorenz, G. & Stephan, M. (2010). Financial literacy and subprime mortgage delinquency: Evidence from a survey matched to administrative data. Working Paper. Federal Reserve Bank of Atlanta.
  • Hathaway, I. & Sameer, K. (2008). Do financial education programs work? Working Paper 08- 03, Federal Reserve Bank Of Cleveland, April 2008, www.clevelandfed.org/research.
  • Lusardi, A. (2006). Financial literacy and financial education: Review and policy implications. Networks Financial Institute at Indina State University Policy Brief.
  • Lusardi, A. (2008a). Household saving behavior: The role of financial literacy information and financial education programs. http://ssrn.com/abstract=1094102
  • Lusardi, A. (2008b). Financial literacy: An essential tool for informed consumer choice. Joint Center for Housing Studies, Harvard University, 2008.
  • Lusardi, A., Olivia, S. M. & Vilsa C. (2010). Financial Literacy among the Young: Evidence and Implications for Consumer Policy. http://www.dartmouth.edu/~alusardi/Papers/ Financial_literacy_young.pdf
  • Mandell, L. (2006). Financial literacy: If it’s so important, why isn’t it improving?, Networks Financial Institute at Indina State University Policy Brief.
  • Mandell, L. (2009). The impact of financial education in high school and college on financial literacy and subsequent financial decision making. Presented at the American Economic Association Meetings San Francisco, CA
  • Mason, C. L. J. and Richard M. S. Wilson (2000). Conceptualising financial literacy. Loughborough University Business School.
  • Moore, D. (2003). Survey of financial literacy in Washington State: Knowledge, behavior, attitudes, and experiences. Washington State Department of Financial Institutions. Social and Economic Sciences Research Center Technical Report Number 03-39.
  • The Economist (2008).
  • http://www.bankrate.com/brm/news/financial-literacy2004/grade-home.asp
  • OECD. (2005). Improving financial literacy analysis of issues and policies organisation, OECD, Paris.
  • OECD. (2009). Financial literacy and consumer protection: Overlooked aspects of the crisis. OECD Recommendation On Good Practices On Financial Education And Awareness Relating To Credit.
  • ECD. (2011). Measuring financial literacy: Questionnaire and guidance notes for conducting an internationally comparable survey of financial literacy. http://www.oecd.org/finance/ financial-education/49319977.pdf
  • Reyes, Ramon L. (2006). The psychological meanings of money (Unpublished doctoral dissertation). Alliant Internaional University.
  • Shahrabani, S. (2013). Financial literacy among Israeli college students. Journal of College Student Development, 54(4).
  • Temizel, F. (2010). Mavi yakalılarda finansal okuryazarlık. İstanbul: Beta Kitap. (In Turkish)
  • The 2009 Consumer Financial Literacy Survey Topline Report and Data Sheet(2009). The National Foundation for Credit Counseling Harris Interactive Inc. Public Relations Research.
  • Financial literacy statistics: Undergraduate and graduate students. http://www.jacolorado.org/ financial-literacy-statistics-undergraduate-and-graduatestudents/#sthash.0032ZghZ. dpufhttp://www.jacolorado.org/financial-literacystatistics-undergraduate-and-graduate- students/ Retrieved November 17

ÜNİVERSİTE ÖĞRENCİLERİNİN FİNANSAL OKURYAZARLIĞI: ANADOLU ÜNİVERSİTESİ TÜRKİYE İÇİN BİR VAKA ÇALIŞMASI

Yıl 2015, Cilt: 11 Sayı: 24, 97 - 110, 01.01.2015
https://doi.org/10.17130/ijmeb.2015.11.24.815

Öz

Finansal okuryazarlık düzeyi toplumun dinamik bir kesimi olarak geleceği temsil eden üniversite öğrencileri için çok önemlidir. Finansal Okuryazarlık okullardaki eğitim programları ile kazanılabilen yaşamsal bir yetenektir. Bu ifadenin geçerliliğinin araştırılması amacıyla diğer üniversite fakültelerine göre daha çok finansal kavram ve tekniklere maruz kalan iktisadi ve idari bilimler fakültesi öğrencilerinden bir örneklem seçilmiştir.Üniversite öğrencilerinin finansal okuryazarlık düzeyinin ölçülmesinde OECD finansal okuryazarlık ölçeğinin Türkiye koşullarına uyarlanması ile tasarlanan ölçek kullanılmıştır. Araştırmanın bulgularına göre öğrencilerin finansal okuryazarlığı yüksek olarak belirlenmiştir.

Kaynakça

  • ANZ Banking Group - Roy Morgan Research. (2003). Anz survey of adult financial literacy in Australıa final report.
  • European Banking Federation. (2009). Financial literacy –empowering consumers to make the right choices. Brussels.
  • Gerardiç, K., Lorenz, G. & Stephan, M. (2010). Financial literacy and subprime mortgage delinquency: Evidence from a survey matched to administrative data. Working Paper. Federal Reserve Bank of Atlanta.
  • Hathaway, I. & Sameer, K. (2008). Do financial education programs work? Working Paper 08- 03, Federal Reserve Bank Of Cleveland, April 2008, www.clevelandfed.org/research.
  • Lusardi, A. (2006). Financial literacy and financial education: Review and policy implications. Networks Financial Institute at Indina State University Policy Brief.
  • Lusardi, A. (2008a). Household saving behavior: The role of financial literacy information and financial education programs. http://ssrn.com/abstract=1094102
  • Lusardi, A. (2008b). Financial literacy: An essential tool for informed consumer choice. Joint Center for Housing Studies, Harvard University, 2008.
  • Lusardi, A., Olivia, S. M. & Vilsa C. (2010). Financial Literacy among the Young: Evidence and Implications for Consumer Policy. http://www.dartmouth.edu/~alusardi/Papers/ Financial_literacy_young.pdf
  • Mandell, L. (2006). Financial literacy: If it’s so important, why isn’t it improving?, Networks Financial Institute at Indina State University Policy Brief.
  • Mandell, L. (2009). The impact of financial education in high school and college on financial literacy and subsequent financial decision making. Presented at the American Economic Association Meetings San Francisco, CA
  • Mason, C. L. J. and Richard M. S. Wilson (2000). Conceptualising financial literacy. Loughborough University Business School.
  • Moore, D. (2003). Survey of financial literacy in Washington State: Knowledge, behavior, attitudes, and experiences. Washington State Department of Financial Institutions. Social and Economic Sciences Research Center Technical Report Number 03-39.
  • The Economist (2008).
  • http://www.bankrate.com/brm/news/financial-literacy2004/grade-home.asp
  • OECD. (2005). Improving financial literacy analysis of issues and policies organisation, OECD, Paris.
  • OECD. (2009). Financial literacy and consumer protection: Overlooked aspects of the crisis. OECD Recommendation On Good Practices On Financial Education And Awareness Relating To Credit.
  • ECD. (2011). Measuring financial literacy: Questionnaire and guidance notes for conducting an internationally comparable survey of financial literacy. http://www.oecd.org/finance/ financial-education/49319977.pdf
  • Reyes, Ramon L. (2006). The psychological meanings of money (Unpublished doctoral dissertation). Alliant Internaional University.
  • Shahrabani, S. (2013). Financial literacy among Israeli college students. Journal of College Student Development, 54(4).
  • Temizel, F. (2010). Mavi yakalılarda finansal okuryazarlık. İstanbul: Beta Kitap. (In Turkish)
  • The 2009 Consumer Financial Literacy Survey Topline Report and Data Sheet(2009). The National Foundation for Credit Counseling Harris Interactive Inc. Public Relations Research.
  • Financial literacy statistics: Undergraduate and graduate students. http://www.jacolorado.org/ financial-literacy-statistics-undergraduate-and-graduatestudents/#sthash.0032ZghZ. dpufhttp://www.jacolorado.org/financial-literacystatistics-undergraduate-and-graduate- students/ Retrieved November 17
Toplam 22 adet kaynakça vardır.

Ayrıntılar

Birincil Dil İngilizce
Bölüm Research Article
Yazarlar

Ali Özdemir Bu kişi benim

Fatih Temizel Bu kişi benim

Harun Sönmez Bu kişi benim

Fikret Er Bu kişi benim

Yayımlanma Tarihi 1 Ocak 2015
Yayımlandığı Sayı Yıl 2015 Cilt: 11 Sayı: 24

Kaynak Göster

APA Özdemir, A., Temizel, F., Sönmez, H., Er, F. (2015). FINANCIAL LITERACY OF UNIVERSITY STUDENTS: A CASE STUDY FOR ANADOLU UNIVERSITY, TURKEY. Uluslararası Yönetim İktisat Ve İşletme Dergisi, 11(24), 97-110. https://doi.org/10.17130/ijmeb.2015.11.24.815

Cited By