Finansal Okuryazarlık Araştırmalarında Uluslararası Yayın Trendlerinin Bibliyometrik Analizi

Yıl 2021, Cilt: 11 Sayı: 1, 37 - 48, 31.07.2021

Ferhat Orman , Tuğçe Acar

Öz

Mevcut ekonomik koşullar, finansal bilginin içselleştirilmesini, refah için önemli sonuçların yanı sıra finansal bilgiyi artırmaya yönelik politikaları zorunlu kılmaktadır. Bu nedenle, hızla büyüyen bir ekonomik sistemde finansal okuryazarlığın önemi kaçınılmazdır. Finansal okuryazarlık, bireylerin finansal konulardaki anlayışlarını geliştirmelerine yardımcı olur. Bu durum kişilerin finansal bilgileri işlemesine ve kişisel finans hakkında bilinçli kararlar vermesine olanak tanır. Bu nedenle, bireylerin refahı ile doğrudan ilgilidir.

Buna göre finansal okuryazarlık alanında uluslararası çalışmaların gelişim sürecinin ortaya konulması amaçlanmaktadır. Bu doğrultuda Web of Science (WoS) veri tabanında 2008 küresel finansal krizi temel alınarak 2009-2020 dönemine ait 1855 çalışma incelenmiştir. Çalışma, ilgili alandaki araştırmanın gelişim sürecini değerlendirmek ve literatüre yaptığı katkıları belirlemek amacıyla bibliyometrik bir analiz sunmaktadır.

Analizden elde edilen bulgular, finansal okuryazarlık alanındaki araştırma eğilimlerini, çalışmaların kronolojik gelişimini, ilgili alandaki yayınlarda ülkelerin işbirliğini ve finansal okuryazarlığın temel belirleyicisi olarak görülen değişkenlerin başında gelen değişkenleri ortaya koymaktadır. Öte yandan, bulgular, benimsenen zorluklarla başa çıkma çabasının bir parçası olarak finansal okuryazarlığın nasıl tanımlandığını, sorunsallaştırıldığını ve operasyonel hale getirildiğini göstermektedir.

Anahtar Kelimeler

Bibliyometrik Analiz, Finansal Okuryazarlık, Web of Science

A Bibliometric Analysis of International Publication Trends in Financial Literacy Research

Öz

Current economic conditions necessitate the internalization of financial information, important implications for prosperity, as well as policies aimed at increasing financial knowledge. Therefore, the importance of financial literacy is inevitable in a rapidly growing economic system. Financial literacy helps individuals improve their understanding of financial issues. It allows these people to process financial information and make informed decisions about personal finance. Hence, it is directly related to the well-being of individuals.

Accordingly, it is aimed to reveal the development process of international studies in the field of financial literacy. For this aim, 1855 studies on the Web of Science (WoS) database for the period of 2009-2020, based on the 2008 global financial crisis, were examined. The study presents a bibliometric analysis in order to evaluate the development process of the research in the relevant field and to determine the contributions made to the literature.

The findings obtained from the analysis reveal the research trends in financial literacy, the chronological development of the studies, the cooperation of countries in the publications in the related field and the leading variables that are seen as the main determinants of financial literacy. On the other hand, the findings are indicative of how financial literacy is defined, problematized and operationalized as part of the effort to cope with the challenges adopted.

Anahtar Kelimeler

Bibliometric Analysis, Financial Literacy, Web of Science

Kaynakça

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